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CONSOLIDATED STATEMENTS OF INCOME - USD ($)
 12 Months Ended
Dec. 31, 2021
Dec. 31, 2020
Dec. 31, 2019
Loans, including fees:      
Taxable $ 103,900,000 $ 102,893,000 $ 117,296,000
Federally tax exempt 2,384,000 2,303,000 2,846,000
Securities:      
Taxable 16,948,000 13,179,000 14,854,000
Federally tax exempt 4,400,000 4,696,000 5,728,000
Interest-bearing deposits in bank 527,000 938,000 2,951,000
Other interest and dividend income 64,000 56,000 60,000
Total interest and dividend income 128,223,000 124,065,000 143,735,000
INTEREST EXPENSE      
Deposits 2,472,000 4,221,000 7,932,000
Securities sold under agreements to repurchase 34,000 48,000 72,000
Borrowings 9,000 2,000 9,000
Subordinated notes 1,879,000 616,000  
Junior subordinated debentures issued to capital trusts 1,426,000 1,573,000 1,922,000
Total interest expense 5,820,000 6,460,000 9,935,000
Net interest income 122,403,000 117,605,000 133,800,000
PROVISION FOR LOAN LOSSES (8,077,000) 10,532,000 3,404,000
Net interest income after provision for loan losses 130,480,000 107,073,000 130,396,000
NONINTEREST INCOME      
Mortgage servicing 2,825,000 2,978,000 3,143,000
Mortgage servicing rights fair value adjustment 1,690,000 (2,584,000) (2,400,000)
Gains on sale of mortgage loans 5,846,000 8,835,000 3,092,000
Gains (losses) on securities 107,000 33,000 (5,000)
Gains (losses) on foreclosed assets 310,000 142,000 940,000
Gains (losses) on other assets (723,000) (71,000) 1,244,000
Income on bank owned life insurance 41,000    
Other noninterest income 3,034,000 3,812,000 4,108,000
Total noninterest income 37,328,000 34,456,000 32,751,000
NONINTEREST EXPENSE      
Salaries 49,437,000 50,616,000 49,003,000
Employee benefits 6,694,000 8,045,000 9,883,000
Occupancy of bank premises 6,788,000 6,580,000 6,867,000
Furniture and equipment 2,676,000 2,447,000 2,813,000
Data processing 7,329,000 6,742,000 5,570,000
Marketing and customer relations 3,376,000 3,476,000 3,873,000
Amortization of intangible assets 1,054,000 1,232,000 1,423,000
FDIC insurance 1,043,000 707,000 198,000
Loan collection and servicing 1,317,000 1,755,000 2,633,000
Foreclosed assets 908,000 557,000 676,000
Other noninterest expense 10,624,000 9,799,000 8,087,000
Total noninterest expense 91,246,000 91,956,000 91,026,000
INCOME BEFORE INCOME TAX EXPENSE 76,562,000 49,573,000 72,121,000
INCOME TAX EXPENSE 20,291,000 12,728,000 5,256,000
NET INCOME $ 56,271,000 $ 36,845,000 $ 66,865,000
EARNINGS PER SHARE - BASIC $ 2.02 $ 1.34 $ 3.33
EARNINGS PER SHARE - DILUTED $ 2.02 $ 1.34 $ 3.33
WEIGHTED AVERAGE SHARES OF COMMON STOCK OUTSTANDING 27,795,806 27,457,306 20,090,270
Card income      
NONINTEREST INCOME      
Revenue $ 9,734,000 $ 8,087,000 $ 7,765,000
Service charges on deposit accounts      
NONINTEREST INCOME      
Revenue 6,080,000 5,987,000 7,870,000
Wealth management fees      
NONINTEREST INCOME      
Revenue $ 8,384,000 $ 7,237,000 6,827,000
Title insurance activity      
NONINTEREST INCOME      
Revenue     $ 167,000