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CONSOLIDATED STATEMENTS OF INCOME - USD ($)
$ in Thousands
 12 Months Ended
Dec. 31, 2022
Dec. 31, 2021
Dec. 31, 2020
Loans, including fees:      
Taxable $ 120,343 $ 103,900 $ 102,893
Federally tax exempt 3,135 2,384 2,303
Securities:      
Taxable 23,368 16,948 13,179
Federally tax exempt 4,569 4,400 4,696
Interest-bearing deposits in bank 1,541 527 938
Other interest and dividend income 98 64 56
Total interest and dividend income 153,054 128,223 124,065
INTEREST EXPENSE      
Deposits 2,511 2,472 4,221
Securities sold under agreements to repurchase 36 34 48
Borrowings 967 9 2
Subordinated notes 1,879 1,879 616
Junior subordinated debentures issued to capital trusts 1,787 1,426 1,573
Total interest expense 7,180 5,820 6,460
Net interest income 145,874 122,403 117,605
PROVISION FOR LOAN LOSSES (706) (8,077) 10,532
Net interest income after provision for loan losses 146,580 130,480 107,073
NONINTEREST INCOME      
Mortgage servicing 2,609 2,825 2,978
Mortgage servicing rights fair value adjustment 2,153 1,690 (2,584)
Gains on sale of mortgage loans 1,461 5,846 8,835
Unrealized gains (losses) on equity securities (414) 107 33
Gains (losses) on foreclosed assets (314) 310 142
Gains (losses) on other assets 136 (723) (71)
Income on bank owned life insurance 164 41  
Other noninterest income 2,366 3,034 3,812
Total noninterest income 34,717 37,328 34,456
NONINTEREST EXPENSE      
Salaries 51,767 48,972 50,225
Employee benefits 8,325 6,513 7,905
Occupancy of bank premises 7,673 6,788 6,580
Furniture and equipment 2,476 2,676 2,447
Data processing 7,441 7,329 6,742
Marketing and customer relations 3,803 3,376 3,476
Amortization of intangible assets 873 1,054 1,232
FDIC insurance 1,164 1,043 707
Loan collection and servicing 1,049 1,317 1,755
Foreclosed assets 293 908 557
Other noninterest expense 20,243 11,270 10,330
Total noninterest expense 105,107 91,246 91,956
INCOME BEFORE INCOME TAX EXPENSE 76,190 76,562 49,573
INCOME TAX EXPENSE 19,734 20,291 12,728
NET INCOME $ 56,456 $ 56,271 $ 36,845
EARNINGS PER SHARE - BASIC $ 1.95 $ 2.02 $ 1.34
EARNINGS PER SHARE - DILUTED $ 1.95 $ 2.02 $ 1.34
WEIGHTED AVERAGE SHARES OF COMMON STOCK OUTSTANDING - Basic 28,853,697 27,795,806 27,457,306
WEIGHTED AVERAGE SHARES OF COMMON STOCK OUTSTANDING - Diluted 28,919,316 27,811,293 27,457,306
Card income      
NONINTEREST INCOME      
Revenue $ 10,329 $ 9,734 $ 8,087
Service charges on deposit accounts      
NONINTEREST INCOME      
Revenue 7,072 6,080 5,987
Wealth management fees      
NONINTEREST INCOME      
Revenue $ 9,155 $ 8,384 $ 7,237