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CONSOLIDATED STATEMENTS OF INCOME - USD ($)
$ in Thousands
 3 Months Ended
Mar. 31, 2023
Mar. 31, 2022
Loans, including fees:    
Taxable $ 42,159 $ 26,806
Federally tax exempt 952 662
Securities:    
Taxable 6,616 4,649
Federally tax exempt 1,197 1,040
Interest-bearing deposits in bank 739 159
Other interest and dividend income 116 19
Total interest and dividend income 51,779 33,335
INTEREST EXPENSE    
Deposits 2,374 569
Securities sold under agreements to repurchase 38 9
Borrowings 1,297 1
Subordinated notes 470 470
Junior subordinated debentures issued to capital trusts 763 358
Total interest expense 4,942 1,407
Net interest income 46,837 31,928
PROVISION FOR LOAN LOSSES 6,210 (584)
Net interest income after provision for credit losses 40,627 32,512
NONINTEREST INCOME    
Mortgage servicing 1,099 658
Mortgage servicing rights fair value adjustment (624) 1,729
Gains on sale of mortgage loans 276 587
Realized gains (losses) on sales of securities (1,007)  
Unrealized gains (losses) on equity securities (22) (187)
Gains (losses) on foreclosed assets (10) 40
Gains (losses) on other assets   193
Income on bank owned life insurance 115 40
Other noninterest income 743 638
Total noninterest income 7,437 10,043
NONINTEREST EXPENSE    
Salaries 19,411 12,801
Employee benefits 2,335 2,444
Occupancy of bank premises 2,102 2,060
Furniture and equipment 659 552
Data processing 4,323 1,653
Marketing and customer relations 836 851
Amortization of intangible assets 510 245
FDIC insurance 563 288
Loan collection and servicing 278 157
Foreclosed assets 61 132
Other noninterest expense 4,855 2,974
Total noninterest expense 35,933 24,157
INCOME BEFORE INCOME TAX EXPENSE 12,131 18,398
INCOME TAX EXPENSE 2,923 4,794
NET INCOME $ 9,208 $ 13,604
EARNINGS PER SHARE - BASIC $ 0.30 $ 0.47
EARNINGS PER SHARE - DILUTED $ 0.30 $ 0.47
WEIGHTED AVERAGE SHARES OF COMMON STOCK OUTSTANDING - Basic 30,977,204 28,986,593
WEIGHTED AVERAGE SHARES OF COMMON STOCK OUTSTANDING - Diluted 31,047,151 29,030,239
Card income    
NONINTEREST INCOME    
Revenue $ 2,658 $ 2,404
Wealth management fees    
NONINTEREST INCOME    
Revenue 2,338 2,289
Service charges on deposit accounts    
NONINTEREST INCOME    
Revenue $ 1,871 $ 1,652