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CONSOLIDATED STATEMENTS OF INCOME - USD ($)
$ in Thousands
 3 Months Ended 6 Months Ended
Jun. 30, 2023
Jun. 30, 2022
Jun. 30, 2023
Jun. 30, 2022
Loans, including fees:        
Taxable $ 47,149 $ 27,843 $ 89,308 $ 54,649
Federally tax exempt 1,040 679 1,992 1,341
Securities:        
Taxable 6,518 5,663 13,134 10,312
Federally tax exempt 1,162 1,138 2,359 2,178
Interest-bearing deposits in bank 781 420 1,520 579
Other interest and dividend income 118 14 234 33
Total interest and dividend income 56,768 35,757 108,547 69,092
INTEREST EXPENSE        
Deposits 4,323 506 6,697 1,075
Securities sold under agreements to repurchase 34 8 72 17
Borrowings 2,189 1 3,486 2
Subordinated notes 469 469 939 939
Junior subordinated debentures issued to capital trusts 881 400 1,644 758
Total interest expense 7,896 1,384 12,838 2,791
Net interest income 48,872 34,373 95,709 66,301
PROVISION FOR CREDIT LOSSES (230) 145 5,980 (439)
Net interest income after provision for credit losses 49,102 34,228 89,729 66,740
NONINTEREST INCOME        
Mortgage servicing 1,254 661 2,353 1,319
Mortgage servicing rights fair value adjustment 141 366 (483) 2,095
Gains on sale of mortgage loans 373 326 649 913
Realized gains (losses) on sales of securities     (1,007)  
Unrealized gains (losses) on equity securities 7 (153) (15) (340)
Gains (losses) on foreclosed assets (97) (7) (107) 33
Gains (losses) on other assets 109 (43) 109 150
Income on bank owned life insurance 147 41 262 81
Other noninterest income 877 532 1,620 1,170
Total noninterest income 9,914 8,551 17,351 18,594
NONINTEREST EXPENSE        
Salaries 16,660 12,936 36,071 25,737
Employee benefits 2,707 1,984 5,042 4,428
Occupancy of bank premises 2,785 1,741 4,887 3,801
Furniture and equipment 809 623 1,468 1,175
Data processing 2,883 1,990 7,206 3,643
Marketing and customer relations 1,359 1,205 2,195 2,056
Amortization of intangible assets 720 245 1,230 490
FDIC insurance 630 298 1,193 586
Loan collection and servicing 348 278 626 435
Foreclosed assets 97 31 158 163
Other noninterest expense 4,975 2,511 9,830 5,485
Total noninterest expense 33,973 23,842 69,906 47,999
INCOME BEFORE INCOME TAX EXPENSE 25,043 18,937 37,174 37,335
INCOME TAX EXPENSE 6,570 4,852 9,493 9,646
NET INCOME $ 18,473 $ 14,085 $ 27,681 $ 27,689
EARNINGS PER SHARE - BASIC $ 0.58 $ 0.49 $ 0.88 $ 0.96
EARNINGS PER SHARE - DILUTED $ 0.58 $ 0.49 $ 0.88 $ 0.95
WEIGHTED AVERAGE SHARES OF COMMON STOCK OUTSTANDING - Basic 31,980,133 28,891,202 31,481,439 28,938,634
WEIGHTED AVERAGE SHARES OF COMMON STOCK OUTSTANDING - Diluted 32,079,983 28,944,876 31,566,420 28,987,322
Card income        
NONINTEREST INCOME        
Revenue $ 2,905 $ 2,714 $ 5,563 $ 5,118
Wealth management fees        
NONINTEREST INCOME        
Revenue 2,279 2,322 4,617 4,611
Service charges on deposit accounts        
NONINTEREST INCOME        
Revenue $ 1,919 $ 1,792 $ 3,790 $ 3,444