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CONSOLIDATED STATEMENTS OF INCOME - USD ($)
$ in Thousands
 12 Months Ended
Dec. 31, 2023
Dec. 31, 2022
Dec. 31, 2021
Loans, including fees:      
Taxable $ 191,008 $ 120,343 $ 103,900
Federally tax exempt 4,189 3,135 2,384
Securities:      
Taxable 25,962 23,368 16,948
Federally tax exempt 4,225 4,569 4,400
Interest-bearing deposits in bank 3,020 1,541 527
Other interest and dividend income 595 98 64
Total interest and dividend income 228,999 153,054 128,223
INTEREST EXPENSE      
Deposits 25,135 2,511 2,472
Securities sold under agreements to repurchase 255 36 34
Borrowings 7,128 967 9
Subordinated notes 1,879 1,879 1,879
Junior subordinated debentures issued to capital trusts 3,530 1,787 1,426
Total interest expense 37,927 7,180 5,820
Net interest income 191,072 145,874 122,403
PROVISION FOR CREDIT LOSSES 7,573 (706) (8,077)
Net interest income after provision for credit losses 183,499 146,580 130,480
NONINTEREST INCOME      
Mortgage servicing 4,678 2,609 2,825
Mortgage servicing rights fair value adjustment (1,615) 2,153 1,690
Gains on sale of mortgage loans 1,526 1,461 5,846
Realized gains (losses) on sales of securities (1,820) 0 0
Unrealized gains (losses) on equity securities 160 (414) 107
Gains (losses) on foreclosed assets 501 (314) 310
Gains (losses) on other assets 166 136 (723)
Income on bank owned life insurance 573 164 41
Other noninterest income 3,105 2,366 3,034
Total noninterest income 36,046 34,717 37,328
NONINTEREST EXPENSE      
Salaries 67,453 51,767 48,972
Employee benefits 10,037 8,325 6,513
Occupancy of bank premises 9,918 7,673 6,788
Furniture and equipment 2,790 2,476 2,676
Data processing 12,352 7,441 7,329
Marketing and customer relations 5,043 3,803 3,376
Amortization of intangible assets 2,670 873 1,054
FDIC insurance 2,280 1,164 1,043
Loan collection and servicing 1,402 1,049 1,317
Foreclosed assets 251 293 908
Other noninterest expense 16,768 20,243 11,270
Total noninterest expense 130,964 105,107 91,246
INCOME BEFORE INCOME TAX EXPENSE 88,581 76,190 76,562
INCOME TAX EXPENSE 22,739 19,734 20,291
NET INCOME $ 65,842 $ 56,456 $ 56,271
Earnings per share, basic (in dollars per share) $ 2.08 $ 1.95 $ 2.02
Earnings per share, diluted (in dollars per share) $ 2.07 $ 1.95 $ 2.02
Weighted average shares of common stock outstanding (in shares) 31,626,308 28,853,697 27,795,806
Card income      
NONINTEREST INCOME      
Revenue $ 11,043 $ 10,329 $ 9,734
Wealth management fees      
NONINTEREST INCOME      
Revenue 9,883 9,155 8,384
Service charges on deposit accounts      
NONINTEREST INCOME      
Revenue $ 7,846 $ 7,072 $ 6,080