XML 73 R59.htm IDEA: XBRL DOCUMENT v3.24.0.1
SUMMARY OF SIGNIFICANT ACCOUNTING POLICIES - Impact of ASC 326 on the allowance for credit losses (Details) - USD ($)
$ in Thousands
12 Months Ended
Jan. 01, 2023
Dec. 31, 2023
Dec. 31, 2022
Dec. 31, 2021
Dec. 31, 2020
ACCOUNTING POLICIES          
Allowance for Credit Losses $ 25,333 $ 40,048 $ 25,333 $ 23,936 $ 31,838
PCD allowance established in acquisition   1,247      
Stockholders’ equity   489,496 373,632 411,881 363,917
Retained Earnings          
ACCOUNTING POLICIES          
Stockholders’ equity   269,051 232,004 194,132 154,614
Commercial and industrial          
ACCOUNTING POLICIES          
Allowance for Credit Losses 3,279 4,980 3,279 2,440 3,929
PCD allowance established in acquisition   69      
Commercial real estate - owner occupied          
ACCOUNTING POLICIES          
Allowance for Credit Losses 1,193 2,272 1,193 1,840 3,141
PCD allowance established in acquisition   127      
Commercial real estate - non-owner occupied          
ACCOUNTING POLICIES          
Allowance for Credit Losses 6,721 7,714 6,721 8,145 11,251
PCD allowance established in acquisition   239      
Construction and land development          
ACCOUNTING POLICIES          
Allowance for Credit Losses 4,223 5,998 4,223 4,914 4,232
PCD allowance established in acquisition   240      
Multi-family          
ACCOUNTING POLICIES          
Allowance for Credit Losses 1,472 3,837 1,472 1,263 1,957
PCD allowance established in acquisition   68      
One-to-four family residential          
ACCOUNTING POLICIES          
Allowance for Credit Losses 1,759 5,204 1,759 1,311 1,801
PCD allowance established in acquisition   492      
Agricultural and farmland          
ACCOUNTING POLICIES          
Allowance for Credit Losses 796 975 796 845 793
PCD allowance established in acquisition   5      
Municipal, consumer, and other          
ACCOUNTING POLICIES          
Allowance for Credit Losses 5,890 9,068 5,890 $ 3,178 $ 4,734
PCD allowance established in acquisition   7      
Allowance for credit losses on unfunded commitments          
ACCOUNTING POLICIES          
Allowance for Credit Losses 0 $ 3,800      
Cumulative Effect, Period of Adoption, Adjustment          
ACCOUNTING POLICIES          
Allowance for Credit Losses 6,983   6,983    
PCD allowance established in acquisition 200        
Stockholders’ equity     (6,922)    
Cumulative Effect, Period of Adoption, Adjustment | Retained Earnings          
ACCOUNTING POLICIES          
Stockholders’ equity     (6,922)    
Cumulative Effect, Period of Adoption, Adjustment | Commercial and industrial          
ACCOUNTING POLICIES          
Allowance for Credit Losses (822)   (822)    
Cumulative Effect, Period of Adoption, Adjustment | Commercial real estate - owner occupied          
ACCOUNTING POLICIES          
Allowance for Credit Losses 587   587    
Cumulative Effect, Period of Adoption, Adjustment | Commercial real estate - non-owner occupied          
ACCOUNTING POLICIES          
Allowance for Credit Losses 501   501    
Cumulative Effect, Period of Adoption, Adjustment | Construction and land development          
ACCOUNTING POLICIES          
Allowance for Credit Losses 1,969   1,969    
Cumulative Effect, Period of Adoption, Adjustment | Multi-family          
ACCOUNTING POLICIES          
Allowance for Credit Losses 85   85    
Cumulative Effect, Period of Adoption, Adjustment | One-to-four family residential          
ACCOUNTING POLICIES          
Allowance for Credit Losses 797   797    
Cumulative Effect, Period of Adoption, Adjustment | Agricultural and farmland          
ACCOUNTING POLICIES          
Allowance for Credit Losses 1,567   1,567    
Cumulative Effect, Period of Adoption, Adjustment | Municipal, consumer, and other          
ACCOUNTING POLICIES          
Allowance for Credit Losses 2,299   $ 2,299    
Cumulative Effect, Period of Adoption, Adjustment | Allowance for credit losses on unfunded commitments          
ACCOUNTING POLICIES          
Allowance for Credit Losses 2,899        
Cumulative Effect, Period of Adoption, Adjusted Balance          
ACCOUNTING POLICIES          
Allowance for Credit Losses 32,316        
Cumulative Effect, Period of Adoption, Adjusted Balance | Commercial and industrial          
ACCOUNTING POLICIES          
Allowance for Credit Losses 2,457        
Cumulative Effect, Period of Adoption, Adjusted Balance | Commercial real estate - owner occupied          
ACCOUNTING POLICIES          
Allowance for Credit Losses 1,780        
Cumulative Effect, Period of Adoption, Adjusted Balance | Commercial real estate - non-owner occupied          
ACCOUNTING POLICIES          
Allowance for Credit Losses 7,222        
Cumulative Effect, Period of Adoption, Adjusted Balance | Construction and land development          
ACCOUNTING POLICIES          
Allowance for Credit Losses 6,192        
Cumulative Effect, Period of Adoption, Adjusted Balance | Multi-family          
ACCOUNTING POLICIES          
Allowance for Credit Losses 1,557        
Cumulative Effect, Period of Adoption, Adjusted Balance | One-to-four family residential          
ACCOUNTING POLICIES          
Allowance for Credit Losses 2,556        
Cumulative Effect, Period of Adoption, Adjusted Balance | Agricultural and farmland          
ACCOUNTING POLICIES          
Allowance for Credit Losses 2,363        
Cumulative Effect, Period of Adoption, Adjusted Balance | Municipal, consumer, and other          
ACCOUNTING POLICIES          
Allowance for Credit Losses 8,189        
Cumulative Effect, Period of Adoption, Adjusted Balance | Allowance for credit losses on unfunded commitments          
ACCOUNTING POLICIES          
Allowance for Credit Losses $ 2,899