XML 88 R74.htm IDEA: XBRL DOCUMENT v3.24.0.1
LOANS AND RELATED ALLOWANCE FOR CREDIT LOSSES - Activity in Allowance (Details) - USD ($)
$ in Thousands
 12 Months Ended
Jan. 01, 2023
Dec. 31, 2023
Dec. 31, 2022
Dec. 31, 2021
Financing Receivable, Allowance for Credit Loss [Roll Forward]        
Beginning balance $ 25,333 $ 25,333 $ 23,936 $ 31,838
Provision for credit losses   6,665 (706) (8,077)
PCD allowance established in acquisition   1,247    
Charge-offs   (1,359) (684) (1,414)
Recoveries   1,179 2,787 1,589
Ending balance 25,333 40,048 25,333 23,936
Cumulative Effect, Period of Adoption, Adjustment        
Financing Receivable, Allowance for Credit Loss [Roll Forward]        
Beginning balance 6,983 6,983    
PCD allowance established in acquisition 200      
Ending balance 6,983   6,983  
Commercial and industrial        
Financing Receivable, Allowance for Credit Loss [Roll Forward]        
Beginning balance 3,279 3,279 2,440 3,929
Provision for credit losses   2,823 88 (1,474)
PCD allowance established in acquisition   69    
Charge-offs   (428) (23) (668)
Recoveries   59 774 653
Ending balance 3,279 4,980 3,279 2,440
Commercial and industrial | Cumulative Effect, Period of Adoption, Adjustment        
Financing Receivable, Allowance for Credit Loss [Roll Forward]        
Beginning balance (822) (822)    
Ending balance (822)   (822)  
Commercial real estate - owner occupied        
Financing Receivable, Allowance for Credit Loss [Roll Forward]        
Beginning balance 1,193 1,193 1,840 3,141
Provision for credit losses   352 (1,653) (1,280)
PCD allowance established in acquisition   127    
Charge-offs   (5) (25) (30)
Recoveries   18 1,031 9
Ending balance 1,193 2,272 1,193 1,840
Commercial real estate - owner occupied | Cumulative Effect, Period of Adoption, Adjustment        
Financing Receivable, Allowance for Credit Loss [Roll Forward]        
Beginning balance 587 587    
Ending balance 587   587  
Commercial real estate - non-owner occupied        
Financing Receivable, Allowance for Credit Loss [Roll Forward]        
Beginning balance 6,721 6,721 8,145 11,251
Provision for credit losses   187 (1,707) (3,130)
PCD allowance established in acquisition   239    
Charge-offs   (202) 0 0
Recoveries   268 283 24
Ending balance 6,721 7,714 6,721 8,145
Commercial real estate - non-owner occupied | Cumulative Effect, Period of Adoption, Adjustment        
Financing Receivable, Allowance for Credit Loss [Roll Forward]        
Beginning balance 501 501    
Ending balance 501   501  
Construction and land development        
Financing Receivable, Allowance for Credit Loss [Roll Forward]        
Beginning balance 4,223 4,223 4,914 4,232
Provision for credit losses   (487) (692) 340
PCD allowance established in acquisition   240    
Charge-offs   0 0 0
Recoveries   53 1 342
Ending balance 4,223 5,998 4,223 4,914
Construction and land development | Cumulative Effect, Period of Adoption, Adjustment        
Financing Receivable, Allowance for Credit Loss [Roll Forward]        
Beginning balance 1,969 1,969    
Ending balance 1,969   1,969  
Multi-family        
Financing Receivable, Allowance for Credit Loss [Roll Forward]        
Beginning balance 1,472 1,472 1,263 1,957
Provision for credit losses   1,931 209 (694)
PCD allowance established in acquisition   68    
Charge-offs   0 0 0
Recoveries   281 0 0
Ending balance 1,472 3,837 1,472 1,263
Multi-family | Cumulative Effect, Period of Adoption, Adjustment        
Financing Receivable, Allowance for Credit Loss [Roll Forward]        
Beginning balance 85 85    
Ending balance 85   85  
One-to-four family residential        
Financing Receivable, Allowance for Credit Loss [Roll Forward]        
Beginning balance 1,759 1,759 1,311 1,801
Provision for credit losses   2,004 146 (472)
PCD allowance established in acquisition   492    
Charge-offs   (34) (67) (267)
Recoveries   186 369 249
Ending balance 1,759 5,204 1,759 1,311
One-to-four family residential | Cumulative Effect, Period of Adoption, Adjustment        
Financing Receivable, Allowance for Credit Loss [Roll Forward]        
Beginning balance 797 797    
Ending balance 797   797  
Agricultural and farmland        
Financing Receivable, Allowance for Credit Loss [Roll Forward]        
Beginning balance 796 796 845 793
Provision for credit losses   (1,399) (49) 52
PCD allowance established in acquisition   5    
Charge-offs   0 0 0
Recoveries   6 0 0
Ending balance 796 975 796 845
Agricultural and farmland | Cumulative Effect, Period of Adoption, Adjustment        
Financing Receivable, Allowance for Credit Loss [Roll Forward]        
Beginning balance 1,567 1,567    
Ending balance 1,567   1,567  
Municipal, consumer, and other        
Financing Receivable, Allowance for Credit Loss [Roll Forward]        
Beginning balance 5,890 5,890 3,178 4,734
Provision for credit losses   1,254 2,952 (1,419)
PCD allowance established in acquisition   7    
Charge-offs   (690) (569) (449)
Recoveries   308 329 312
Ending balance 5,890 9,068 5,890 $ 3,178
Municipal, consumer, and other | Cumulative Effect, Period of Adoption, Adjustment        
Financing Receivable, Allowance for Credit Loss [Roll Forward]        
Beginning balance 2,299 $ 2,299    
Ending balance $ 2,299   $ 2,299