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CONSOLIDATED STATEMENTS OF INCOME - USD ($)
$ in Thousands
 3 Months Ended
Mar. 31, 2024
Mar. 31, 2023
Loans, including fees:    
Taxable $ 51,926 $ 42,159
Federally tax exempt 1,094 952
Securities:    
Taxable 6,250 6,616
Federally tax exempt 597 1,197
Interest-bearing deposits in bank 1,952 739
Other interest and dividend income 142 116
Total interest and dividend income 61,961 51,779
INTEREST EXPENSE    
Deposits 13,593 2,374
Securities sold under agreements to repurchase 152 38
Borrowings 125 1,297
Subordinated notes 470 470
Junior subordinated debentures issued to capital trusts 933 763
Total interest expense 15,273 4,942
Net interest income 46,688 46,837
PROVISION FOR CREDIT LOSSES 527 6,210
Net interest income after provision for credit losses 46,161 40,627
NONINTEREST INCOME    
Mortgage servicing 1,055 1,099
Mortgage servicing rights fair value adjustment 80 (624)
Gains on sale of mortgage loans 298 276
Realized gains (losses) on sales of securities (3,382) (1,007)
Unrealized gains (losses) on equity securities (16) (22)
Gains (losses) on foreclosed assets 87 (10)
Gains (losses) on other assets (635) 0
Income on bank owned life insurance 164 115
Other noninterest income 943 743
Total noninterest income 5,626 7,437
NONINTEREST EXPENSE    
Salaries 16,657 19,411
Employee benefits 2,805 2,335
Occupancy of bank premises 2,582 2,102
Furniture and equipment 550 659
Data processing 2,925 4,323
Marketing and customer relations 996 836
Amortization of intangible assets 710 510
FDIC insurance 560 563
Loan collection and servicing 452 278
Foreclosed assets 49 61
Other noninterest expense 2,982 4,855
Total noninterest expense 31,268 35,933
INCOME BEFORE INCOME TAX EXPENSE 20,519 12,131
INCOME TAX EXPENSE 5,261 2,923
NET INCOME $ 15,258 $ 9,208
Earnings per share, basic (in dollars per share) $ 0.48 $ 0.30
Earnings per share, diluted (in dollars per share) $ 0.48 $ 0.30
Weighted average shares of common stock outstanding (in shares) 31,662,954 30,977,204
Card income    
NONINTEREST INCOME    
Revenue $ 2,616 $ 2,658
Wealth management fees    
NONINTEREST INCOME    
Revenue 2,547 2,338
Service charges on deposit accounts    
NONINTEREST INCOME    
Revenue $ 1,869 $ 1,871