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REGULATORY MATTERS (Tables)

6 Months Ended

Jun. 30, 2024

Banking and Thrift, Other Disclosure [Abstract]

Schedule of the company's and the bank subsidiaries' actual and required capital amounts and ratios

The actual and required capital amounts and ratios of the Company (on a consolidated basis) and the Bank were as follows:

						June 30, 2024
						Actual												For Capital Adequacy Purposes												To Be Well Capitalized Under Prompt Corrective Action Provisions
(dollars in thousands)						Amount						Ratio						Amount						Ratio						Amount						Ratio
Consolidated HBT Financial, Inc.
Total Capital (to Risk Weighted Assets)						$	624,067					16.01		%				$	311,789					8.00		%				N/A						N/A
Tier 1 Capital (to Risk Weighted Assets)						544,803						13.98						233,841						6.00						N/A						N/A
Common Equity Tier 1 Capital (to Risk Weighted Assets)						493,598						12.66						175,381						4.50						N/A						N/A
Tier 1 Capital (to Average Assets)						544,803						10.83						201,293						4.00						N/A						N/A
Heartland Bank and Trust Company
Total Capital (to Risk Weighted Assets)						$	608,823					15.63		%				$	311,525					8.00		%				$	389,406					10.00		%
Tier 1 Capital (to Risk Weighted Assets)						569,073						14.61						233,643						6.00						311,525						8.00
Common Equity Tier 1 Capital (to Risk Weighted Assets)						569,073						14.61						175,233						4.50						253,114						6.50
Tier 1 Capital (to Average Assets)						569,073						11.32						201,165						4.00						251,457						5.00

						December 31, 2023
						Actual												For Capital Adequacy Purposes												To Be Well Capitalized Under Prompt Corrective Action Provisions
(dollars in thousands)						Amount						Ratio						Amount						Ratio						Amount						Ratio
Consolidated HBT Financial, Inc.
Total Capital (to Risk Weighted Assets)						$	603,234					15.33		%				$	314,814					8.00		%				N/A						N/A
Tier 1 Capital (to Risk Weighted Assets)						527,964						13.42						236,110						6.00						N/A						N/A
Common Equity Tier 1 Capital (to Risk Weighted Assets)						476,789						12.12						177,083						4.50						N/A						N/A
Tier 1 Capital (to Average Assets)						527,964						10.49						201,231						4.00						N/A						N/A
Heartland Bank and Trust Company
Total Capital (to Risk Weighted Assets)						$	586,604					14.92		%				$	314,496					8.00		%				$	393,119					10.00		%
Tier 1 Capital (to Risk Weighted Assets)						550,808						14.01						235,872						6.00						314,496						8.00
Common Equity Tier 1 Capital (to Risk Weighted Assets)						550,808						14.01						176,904						4.50						255,528						6.50
Tier 1 Capital (to Average Assets)						550,808						10.96						201,063						4.00						251,329						5.00

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- References

No definition available.

+ Details

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- Definition

Tabular disclosure of the capital amounts and ratios as of the balance sheet date, indicating whether the entity or entities are in compliance with regulatory capital requirements, by entity.

+ References

Reference 1: http://www.xbrl.org/2003/role/disclosureRef
-Topic 942
-SubTopic 505
-Name Accounting Standards Codification
-Section 50
-Paragraph 1
-Subparagraph (c)(1)
-Publisher FASB
-URI https://asc.fasb.org//1943274/2147480696/942-505-50-1

Reference 2: http://www.xbrl.org/2003/role/disclosureRef
-Topic 942
-SubTopic 505
-Name Accounting Standards Codification
-Section 50
-Paragraph 1B
-Publisher FASB
-URI https://asc.fasb.org//1943274/2147480696/942-505-50-1B

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