XML 64 R53.htm IDEA: XBRL DOCUMENT v3.24.2.u1
LOANS AND RELATED ALLOWANCE FOR CREDIT LOSSES - Activity in Allowance (Details) - USD ($)
$ in Thousands
3 Months Ended 6 Months Ended
Jun. 30, 2024
Jun. 30, 2023
Jun. 30, 2024
Jun. 30, 2023
Financing Receivable, Allowance for Credit Loss [Roll Forward]        
Beginning balance $ 40,815 $ 38,776 $ 40,048 $ 25,333
PCD allowance established in acquisition       1,247
Provision for credit losses 677 (1,080) 1,237 4,021
Charge-offs (870) (179) (1,097) (321)
Recoveries 184 297 618 551
Ending balance 40,806 37,814 40,806 37,814
Commercial and industrial        
Financing Receivable, Allowance for Credit Loss [Roll Forward]        
Beginning balance 5,230 2,932 4,980 3,279
PCD allowance established in acquisition       69
Provision for credit losses 0 791 239 1,178
Charge-offs (493) 0 (508) 0
Recoveries 24 12 50 31
Ending balance 4,761 3,735 4,761 3,735
Commercial real estate - owner occupied        
Financing Receivable, Allowance for Credit Loss [Roll Forward]        
Beginning balance 2,157 2,535 2,272 1,193
PCD allowance established in acquisition       127
Provision for credit losses 32 (175) (85) 444
Charge-offs 0 0 0 (3)
Recoveries 2 2 4 14
Ending balance 2,191 2,362 2,191 2,362
Commercial real estate - non-owner occupied        
Financing Receivable, Allowance for Credit Loss [Roll Forward]        
Beginning balance 10,058 7,840 7,714 6,721
PCD allowance established in acquisition       239
Provision for credit losses (257) (466) 1,845 (161)
Charge-offs 0 0 0 0
Recoveries 15 164 257 238
Ending balance 9,816 7,538 9,816 7,538
Construction and land development        
Financing Receivable, Allowance for Credit Loss [Roll Forward]        
Beginning balance 5,545 7,574 5,998 4,223
PCD allowance established in acquisition       240
Provision for credit losses 609 (1,745) 155 (606)
Charge-offs 0 0 0 0
Recoveries 1 5 2 8
Ending balance 6,155 5,834 6,155 5,834
Multi-family        
Financing Receivable, Allowance for Credit Loss [Roll Forward]        
Beginning balance 3,845 2,151 3,837 1,472
PCD allowance established in acquisition       68
Provision for credit losses 55 452 63 978
Charge-offs (188) 0 (188) 0
Recoveries 0 0 0 0
Ending balance 3,712 2,603 3,712 2,603
One-to-four family residential        
Financing Receivable, Allowance for Credit Loss [Roll Forward]        
Beginning balance 4,846 4,165 5,204 1,759
PCD allowance established in acquisition       492
Provision for credit losses (75) (121) (496) 960
Charge-offs (54) (4) (75) (26)
Recoveries 68 37 152 95
Ending balance 4,785 4,077 4,785 4,077
Agricultural and farmland        
Financing Receivable, Allowance for Credit Loss [Roll Forward]        
Beginning balance 1,014 2,674 975 796
PCD allowance established in acquisition       5
Provision for credit losses 44 (68) 76 237
Charge-offs 0 0 0 0
Recoveries 1 1 8 2
Ending balance 1,059 2,607 1,059 2,607
Municipal, consumer, and other        
Financing Receivable, Allowance for Credit Loss [Roll Forward]        
Beginning balance 8,120 8,905 9,068 5,890
PCD allowance established in acquisition       7
Provision for credit losses 269 252 (560) 991
Charge-offs (135) (175) (326) (292)
Recoveries 73 76 145 163
Ending balance $ 8,327 $ 9,058 8,327 $ 9,058
Cumulative Effect, Period of Adoption, Adjustment        
Financing Receivable, Allowance for Credit Loss [Roll Forward]        
Beginning balance     6,983  
Cumulative Effect, Period of Adoption, Adjustment | Commercial and industrial        
Financing Receivable, Allowance for Credit Loss [Roll Forward]        
Beginning balance     (822)  
Cumulative Effect, Period of Adoption, Adjustment | Commercial real estate - owner occupied        
Financing Receivable, Allowance for Credit Loss [Roll Forward]        
Beginning balance     587  
Cumulative Effect, Period of Adoption, Adjustment | Commercial real estate - non-owner occupied        
Financing Receivable, Allowance for Credit Loss [Roll Forward]        
Beginning balance     501  
Cumulative Effect, Period of Adoption, Adjustment | Construction and land development        
Financing Receivable, Allowance for Credit Loss [Roll Forward]        
Beginning balance     1,969  
Cumulative Effect, Period of Adoption, Adjustment | Multi-family        
Financing Receivable, Allowance for Credit Loss [Roll Forward]        
Beginning balance     85  
Cumulative Effect, Period of Adoption, Adjustment | One-to-four family residential        
Financing Receivable, Allowance for Credit Loss [Roll Forward]        
Beginning balance     797  
Cumulative Effect, Period of Adoption, Adjustment | Agricultural and farmland        
Financing Receivable, Allowance for Credit Loss [Roll Forward]        
Beginning balance     1,567  
Cumulative Effect, Period of Adoption, Adjustment | Municipal, consumer, and other        
Financing Receivable, Allowance for Credit Loss [Roll Forward]        
Beginning balance     $ 2,299