XML 47 R36.htm IDEA: XBRL DOCUMENT v3.24.3

REGULATORY CAPITAL (Tables)

9 Months Ended

Sep. 30, 2024

Banking and Thrift, Other Disclosure [Abstract]

Schedule of the company's and the bank subsidiaries' actual and required capital amounts and ratios

The actual and required capital amounts and ratios of the Company (on a consolidated basis) and the Bank were as follows:

						September 30, 2024
						Actual												For Capital Adequacy Purposes												To Be Well Capitalized Under Prompt Corrective Action Provisions
(dollars in thousands)						Amount						Ratio						Amount						Ratio						Amount						Ratio
Consolidated HBT Financial, Inc.
Total Capital (to Risk Weighted Assets)						$	637,198					16.54		%				$	308,213					8.00		%				N/A						N/A
Tier 1 Capital (to Risk Weighted Assets)						557,890						14.48						231,160						6.00						N/A						N/A
Common Equity Tier 1 Capital (to Risk Weighted Assets)						506,670						13.15						173,370						4.50						N/A						N/A
Tier 1 Capital (to Average Assets)						557,890						11.16						199,919						4.00						N/A						N/A
Heartland Bank and Trust Company
Total Capital (to Risk Weighted Assets)						$	621,289					16.13		%				$	308,063					8.00		%				$	385,079					10.00		%
Tier 1 Capital (to Risk Weighted Assets)						581,514						15.10						231,048						6.00						308,063						8.00
Common Equity Tier 1 Capital (to Risk Weighted Assets)						581,514						15.10						173,286						4.50						250,302						6.50
Tier 1 Capital (to Average Assets)						581,514						11.64						199,790						4.00						249,738						5.00

						December 31, 2023
						Actual												For Capital Adequacy Purposes												To Be Well Capitalized Under Prompt Corrective Action Provisions
(dollars in thousands)						Amount						Ratio						Amount						Ratio						Amount						Ratio
Consolidated HBT Financial, Inc.
Total Capital (to Risk Weighted Assets)						$	603,234					15.33		%				$	314,814					8.00		%				N/A						N/A
Tier 1 Capital (to Risk Weighted Assets)						527,964						13.42						236,110						6.00						N/A						N/A
Common Equity Tier 1 Capital (to Risk Weighted Assets)						476,789						12.12						177,083						4.50						N/A						N/A
Tier 1 Capital (to Average Assets)						527,964						10.49						201,231						4.00						N/A						N/A
Heartland Bank and Trust Company
Total Capital (to Risk Weighted Assets)						$	586,604					14.92		%				$	314,496					8.00		%				$	393,119					10.00		%
Tier 1 Capital (to Risk Weighted Assets)						550,808						14.01						235,872						6.00						314,496						8.00
Common Equity Tier 1 Capital (to Risk Weighted Assets)						550,808						14.01						176,904						4.50						255,528						6.50
Tier 1 Capital (to Average Assets)						550,808						10.96						201,063						4.00						251,329						5.00

X

- References

No definition available.

+ Details

Name:	us-gaap_BankingAndThriftOtherDisclosuresAbstract
Namespace Prefix:	us-gaap_
Data Type:	xbrli:stringItemType
Balance Type:	na
Period Type:	duration

X

- Definition

Tabular disclosure of the capital amounts and ratios as of the balance sheet date, indicating whether the entity or entities are in compliance with regulatory capital requirements, by entity.

+ References

Reference 1: http://www.xbrl.org/2003/role/disclosureRef
-Topic 942
-SubTopic 505
-Name Accounting Standards Codification
-Section 50
-Paragraph 1
-Subparagraph (c)(1)
-Publisher FASB
-URI https://asc.fasb.org/1943274/2147477270/942-505-50-1

Reference 2: http://www.xbrl.org/2003/role/disclosureRef
-Topic 942
-SubTopic 505
-Name Accounting Standards Codification
-Section 50
-Paragraph 1B
-Publisher FASB
-URI https://asc.fasb.org/1943274/2147477270/942-505-50-1B

+ Details

Name:	us-gaap_ScheduleOfComplianceWithRegulatoryCapitalRequirementsUnderBankingRegulationsTextBlock
Namespace Prefix:	us-gaap_
Data Type:	dtr-types:textBlockItemType
Balance Type:	na
Period Type:	duration