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LOANS AND RELATED ALLOWANCE FOR CREDIT LOSSES - Recorded investments in loans and the allowance for loan losses (Details) - USD ($)
$ in Thousands
Sep. 30, 2024
Jun. 30, 2024
Dec. 31, 2023
Sep. 30, 2023
Jun. 30, 2023
Dec. 31, 2022
Loan balances:            
Collectively evaluated for impairment $ 3,338,363   $ 3,367,513      
Amortized Cost 31,467   36,904      
Total 3,369,830   3,404,417      
Allowance for credit losses:            
Collectively evaluated for impairment 37,743   35,829      
Allowance for Credit Losses 3,223   4,219      
Allowance for Credit Losses 40,966 $ 40,806 40,048 $ 38,863 $ 37,814 $ 25,333
Commercial and industrial            
Loan balances:            
Collectively evaluated for impairment 394,583   427,528      
Amortized Cost 1,015   272      
Total 395,598   427,800      
Allowance for credit losses:            
Collectively evaluated for impairment 4,840   4,960      
Allowance for Credit Losses 194   20      
Allowance for Credit Losses 5,034 4,761 4,980 4,249 3,735 3,279
Commercial real estate - owner occupied            
Loan balances:            
Collectively evaluated for impairment 288,838   295,672      
Amortized Cost 0   170      
Total 288,838   295,842      
Allowance for credit losses:            
Collectively evaluated for impairment 2,231   2,272      
Allowance for Credit Losses 0   0      
Allowance for Credit Losses 2,231 2,191 2,272 2,254 2,362 1,193
Commercial real estate - non-owner occupied            
Loan balances:            
Collectively evaluated for impairment 874,417   865,394      
Amortized Cost 14,771   15,287      
Total 889,188   880,681      
Allowance for credit losses:            
Collectively evaluated for impairment 9,004   6,693      
Allowance for Credit Losses 543   1,021      
Allowance for Credit Losses 9,547 9,816 7,714 7,630 7,538 6,721
Construction and land development            
Loan balances:            
Collectively evaluated for impairment 358,935   363,767      
Amortized Cost 216   216      
Total 359,151   363,983      
Allowance for credit losses:            
Collectively evaluated for impairment 6,578   5,998      
Allowance for Credit Losses 0   0      
Allowance for Credit Losses 6,578 6,155 5,998 6,882 5,834 4,223
Multi-family            
Loan balances:            
Collectively evaluated for impairment 432,712   417,608      
Amortized Cost 0   315      
Total 432,712   417,923      
Allowance for credit losses:            
Collectively evaluated for impairment 3,790   3,837      
Allowance for Credit Losses 0   0      
Allowance for Credit Losses 3,790 3,712 3,837 2,535 2,603 1,472
One-to-four family residential            
Loan balances:            
Collectively evaluated for impairment 466,918   486,049      
Amortized Cost 5,122   5,459      
Total 472,040   491,508      
Allowance for credit losses:            
Collectively evaluated for impairment 4,654   4,957      
Allowance for Credit Losses 76   247      
Allowance for Credit Losses 4,730 4,785 5,204 4,088 4,077 1,759
Agricultural and farmland            
Loan balances:            
Collectively evaluated for impairment 297,102   287,150      
Amortized Cost 0   144      
Total 297,102   287,294      
Allowance for credit losses:            
Collectively evaluated for impairment 1,287   975      
Allowance for Credit Losses 0   0      
Allowance for Credit Losses 1,287 1,059 975 2,272 2,607 796
Municipal, consumer, and other            
Loan balances:            
Collectively evaluated for impairment 224,858   224,345      
Amortized Cost 10,343   15,041      
Total 235,201   239,386      
Allowance for credit losses:            
Collectively evaluated for impairment 5,359   6,137      
Allowance for Credit Losses 2,410   2,931      
Allowance for Credit Losses $ 7,769 $ 8,327 $ 9,068 $ 8,953 $ 9,058 $ 5,890