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CONSOLIDATED STATEMENTS OF INCOME - USD ($)
$ in Thousands
 12 Months Ended
Dec. 31, 2024
Dec. 31, 2023
Dec. 31, 2022
Loans, including fees:      
Taxable $ 210,340 $ 191,008 $ 120,343
Federally tax exempt 4,523 4,189 3,135
Debt securities:      
Taxable 25,801 25,746 23,237
Federally tax exempt 2,102 4,225 4,569
Interest-bearing deposits in bank 8,272 3,020 1,541
Other interest and dividend income 662 811 229
Total interest and dividend income 251,700 228,999 153,054
INTEREST EXPENSE      
Deposits 56,047 25,135 2,511
Securities sold under agreements to repurchase 594 255 36
Borrowings 480 7,128 967
Subordinated notes 1,879 1,879 1,879
Junior subordinated debentures issued to capital trusts 3,850 3,530 1,787
Total interest expense 62,850 37,927 7,180
Net interest income 188,850 191,072 145,874
PROVISION FOR CREDIT LOSSES 3,031 7,573 (706)
Net interest income after provision for credit losses 185,819 183,499 146,580
NONINTEREST INCOME      
Mortgage servicing 4,437 4,678 2,609
Mortgage servicing rights fair value adjustment (174) (1,615) 2,153
Gains on sale of mortgage loans 1,611 1,526 1,461
Realized gains (losses) on sales of securities (3,697) (1,820) 0
Unrealized gains (losses) on equity securities (59) 160 (414)
Gains (losses) on foreclosed assets 22 501 (314)
Gains (losses) on other assets (635) 166 136
Income on bank owned life insurance 915 573 164
Other noninterest income 3,190 3,105 2,366
Total noninterest income 35,571 36,046 34,717
NONINTEREST EXPENSE      
Salaries 65,130 67,453 51,767
Employee benefits 11,311 10,037 8,325
Occupancy of bank premises 10,293 9,918 7,673
Furniture and equipment 2,004 2,790 2,476
Data processing 11,169 12,352 7,441
Marketing and customer relations 4,320 5,043 3,803
Amortization of intangible assets 2,839 2,670 873
FDIC insurance 2,254 2,280 1,164
Loan collection and servicing 2,056 1,402 1,049
Foreclosed assets 109 251 293
Other noninterest expense 12,522 16,768 20,243
Total noninterest expense 124,007 130,964 105,107
INCOME BEFORE INCOME TAX EXPENSE 97,383 88,581 76,190
INCOME TAX EXPENSE 25,603 22,739 19,734
NET INCOME $ 71,780 $ 65,842 $ 56,456
EARNINGS PER SHARE - BASIC (in dollars per share) $ 2.27 $ 2.08 $ 1.95
EARNINGS PER SHARE - DILUTED (in dollars per share) $ 2.26 $ 2.07 $ 1.95
WEIGHTED AVERAGE SHARES OF COMMON STOCK OUTSTANDING (in shares) 31,590,117 31,626,308 28,853,697
Card income      
NONINTEREST INCOME      
Revenue $ 11,051 $ 11,043 $ 10,329
Wealth management fees      
NONINTEREST INCOME      
Revenue 10,978 9,883 9,155
Service charges on deposit accounts      
NONINTEREST INCOME      
Revenue $ 7,932 $ 7,846 $ 7,072