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CONSOLIDATED STATEMENTS OF INCOME - USD ($)
$ in Thousands
 3 Months Ended
Mar. 31, 2025
Mar. 31, 2024
Loans, including fees:    
Taxable $ 53,369 $ 51,926
Federally tax exempt 1,168 1,094
Debt securities:    
Taxable 6,936 6,204
Federally tax exempt 469 597
Interest-bearing deposits in bank 1,065 1,952
Other interest and dividend income 131 188
Total interest and dividend income 63,138 61,961
INTEREST EXPENSE    
Deposits 12,939 13,593
Securities sold under agreements to repurchase 22 152
Borrowings 109 125
Subordinated notes 470 470
Junior subordinated debentures issued to capital trusts 890 933
Total interest expense 14,430 15,273
Net interest income 48,708 46,688
PROVISION FOR CREDIT LOSSES 576 527
Net interest income after provision for credit losses 48,132 46,161
NONINTEREST INCOME    
Mortgage servicing 990 1,055
Mortgage servicing rights fair value adjustment (308) 80
Gains on sale of mortgage loans 252 298
Realized gains (losses) on sales of securities 0 (3,382)
Unrealized gains (losses) on equity securities 8 (16)
Gains (losses) on foreclosed assets 13 87
Gains (losses) on other assets 54 (635)
Income on bank owned life insurance 164 164
Other noninterest income 800 943
Total noninterest income 9,306 5,626
NONINTEREST EXPENSE    
Salaries 17,053 16,657
Employee benefits 3,285 2,805
Occupancy of bank premises 2,625 2,582
Furniture and equipment 445 550
Data processing 2,717 2,925
Marketing and customer relations 1,144 996
Amortization of intangible assets 695 710
FDIC insurance 562 560
Loan collection and servicing 383 452
Foreclosed assets 5 49
Other noninterest expense 3,021 2,982
Total noninterest expense 31,935 31,268
INCOME BEFORE INCOME TAX EXPENSE 25,503 20,519
INCOME TAX EXPENSE 6,428 5,261
NET INCOME $ 19,075 $ 15,258
EARNINGS PER SHARE - BASIC (in dollars per share) $ 0.60 $ 0.48
EARNINGS PER SHARE - DILUTED (in dollars per share) $ 0.60 $ 0.48
WEIGHTED AVERAGE SHARES OF COMMON STOCK OUTSTANDING (in shares) 31,584,989 31,662,954
Card income    
NONINTEREST INCOME    
Revenue $ 2,548 $ 2,616
Wealth management fees    
NONINTEREST INCOME    
Revenue 2,841 2,547
Service charges on deposit accounts    
NONINTEREST INCOME    
Revenue $ 1,944 $ 1,869