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CONSOLIDATED STATEMENTS OF INCOME - USD ($)
$ in Thousands
 3 Months Ended 6 Months Ended
Jun. 30, 2025
Jun. 30, 2024
Jun. 30, 2025
Jun. 30, 2024
Loans, including fees:        
Taxable $ 53,156 $ 52,177 $ 106,525 $ 104,103
Federally tax exempt 1,215 1,097 2,383 2,191
Debt securities:        
Taxable 7,434 6,315 14,370 12,519
Federally tax exempt 457 521 926 1,118
Interest-bearing deposits in bank 1,544 2,570 2,609 4,522
Other interest and dividend income 113 144 244 332
Total interest and dividend income 63,919 62,824 127,057 124,785
INTEREST EXPENSE        
Deposits 12,835 14,133 25,774 27,726
Securities sold under agreements to repurchase 0 129 22 281
Borrowings 30 121 139 246
Subordinated notes 469 469 939 939
Junior subordinated debentures issued to capital trusts 927 944 1,817 1,877
Total interest expense 14,261 15,796 28,691 31,069
Net interest income 49,658 47,028 98,366 93,716
PROVISION FOR CREDIT LOSSES 526 1,176 1,102 1,703
Net interest income after provision for credit losses 49,132 45,852 97,264 92,013
NONINTEREST INCOME        
Mortgage servicing 1,042 1,111 2,032 2,166
Mortgage servicing rights fair value adjustment (751) (97) (1,059) (17)
Gains on sale of mortgage loans 459 443 711 741
Realized gains (losses) on sales of securities 0 0 0 (3,382)
Unrealized gains (losses) on equity securities 23 (96) 31 (112)
Gains (losses) on foreclosed assets 14 (28) 27 59
Gains (losses) on other assets (128) 0 (74) (635)
Income on bank owned life insurance 167 166 331 330
Other noninterest income 776 701 1,576 1,644
Total noninterest income 9,140 9,610 18,446 15,236
NONINTEREST EXPENSE        
Salaries 16,452 16,364 33,505 33,021
Employee benefits 3,580 2,860 6,865 5,665
Occupancy of bank premises 2,471 2,243 5,096 4,825
Furniture and equipment 575 548 1,020 1,098
Data processing 2,687 2,606 5,404 5,531
Marketing and customer relations 1,020 996 2,164 1,992
Amortization of intangible assets 694 710 1,389 1,420
FDIC insurance 551 565 1,113 1,125
Loan collection and servicing 360 475 743 927
Foreclosed assets 67 10 72 59
Other noninterest expense 3,457 3,132 6,478 6,114
Total noninterest expense 31,914 30,509 63,849 61,777
INCOME BEFORE INCOME TAX EXPENSE 26,358 24,953 51,861 45,472
INCOME TAX EXPENSE 7,128 6,883 13,556 12,144
NET INCOME $ 19,230 $ 18,070 $ 38,305 $ 33,328
EARNINGS PER SHARE - BASIC (in dollars per share) $ 0.61 $ 0.57 $ 1.21 $ 1.05
EARNINGS PER SHARE - DILUTED (in dollars per share) $ 0.61 $ 0.57 $ 1.21 $ 1.05
WEIGHTED AVERAGE SHARES OF COMMON STOCK OUTSTANDING (in shares) 31,510,759 31,579,457 31,547,669 31,621,205
Card income        
NONINTEREST INCOME        
Revenue $ 2,797 $ 2,885 $ 5,345 $ 5,501
Wealth management fees        
NONINTEREST INCOME        
Revenue 2,826 2,623 5,667 5,170
Service charges on deposit accounts        
NONINTEREST INCOME        
Revenue $ 1,915 $ 1,902 $ 3,859 $ 3,771