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LOANS AND RELATED ALLOWANCE FOR CREDIT LOSSES - Gross Chargeoffs by Origination Year (Details) - USD ($)
$ in Thousands
3 Months Ended 6 Months Ended
Jun. 30, 2025
Jun. 30, 2024
Jun. 30, 2025
Jun. 30, 2024
Gross Charge-Offs        
Year one $ 89 $ 84 $ 156 $ 128
Year two 80 326 140 385
Year three 206 79 526 88
Year four 19 201 22 201
Year five 0 4 47 4
Prior 399 1 484 18
Revolving Loans 459 175 542 273
Revolving Loans Converted to Term 0 0 0 0
Total 1,252 870 1,917 1,097
Commercial and industrial        
Gross Charge-Offs        
Year one 0 0 0 0
Year two 0 326 0 329
Year three 205 75 524 75
Year four 6 0 6 0
Year five 0 0 46 0
Prior 0 0 0 11
Revolving Loans 448 92 468 93
Revolving Loans Converted to Term 0 0 0 0
Total 659 493 1,044 508
Commercial real estate - owner occupied        
Gross Charge-Offs        
Year one 0 0 0 0
Year two 0 0 0 0
Year three 0 0 0 0
Year four 0 0 0 0
Year five 0 0 1 0
Prior 0 0 0 0
Revolving Loans 0 0 0 0
Revolving Loans Converted to Term 0 0 0 0
Total 0 0 1 0
Commercial real estate - non-owner occupied        
Gross Charge-Offs        
Year one 0 0 0 0
Year two 0 0 0 0
Year three 0 0 0 0
Year four 0 0 0 0
Year five 0 0 0 0
Prior 0 0 0 0
Revolving Loans 0 0 0 0
Revolving Loans Converted to Term 0 0 0 0
Total 0 0 0 0
Construction and land development        
Gross Charge-Offs        
Year one 0 0 0 0
Year two 2 0 2 0
Year three 0 0 0 0
Year four 0 0 2 0
Year five 0 0 0 0
Prior 0 0 4 0
Revolving Loans 0 0 0 0
Revolving Loans Converted to Term 0 0 0 0
Total 2 0 8 0
Multi-family        
Gross Charge-Offs        
Year one 0 0 0 0
Year two 43 0 43 0
Year three 0 0 0 0
Year four 0 188 0 188
Year five 0 0 0 0
Prior 0 0 0 0
Revolving Loans 0 0 0 0
Revolving Loans Converted to Term 0 0 0 0
Total 43 188 43 188
One-to-four family residential        
Gross Charge-Offs        
Year one 0 0 0 0
Year two 20 0 20 0
Year three 0 4 0 7
Year four 13 13 14 13
Year five 0 4 0 4
Prior 399 1 480 7
Revolving Loans 0 32 3 44
Revolving Loans Converted to Term 0 0 0 0
Total 432 54 517 75
Agricultural and farmland        
Gross Charge-Offs        
Year one 0 0 0 0
Year two 9 0 9 0
Year three 0 0 0 0
Year four 0 0 0 0
Year five 0 0 0 0
Prior 0 0 0 0
Revolving Loans 0 0 0 0
Revolving Loans Converted to Term 0 0 0 0
Total 9 0 9 0
Municipal, consumer, and other        
Gross Charge-Offs        
Year one 89 84 156 128
Year two 6 0 66 56
Year three 1 0 2 6
Year four 0 0 0 0
Year five 0 0 0 0
Prior 0 0 0 0
Revolving Loans 11 51 71 136
Revolving Loans Converted to Term 0 0 0 0
Total $ 107 $ 135 $ 295 $ 326