v2.3.0.15
Accounts Receivable
9 Months Ended
Sep. 30, 2011
Accounts Receivable [Abstract] 
Loans, Notes, Trade and Other Receivables Disclosure
Accounts receivable, net consisted of the following:
 
September 30, 2011
 
December 31, 2010
 
(In thousands)
Overdrawn account balances due from cardholders
$
24,615

 
$
17,560

Reserve for uncollectible overdrawn accounts
(17,400
)
 
(11,823
)
Net overdrawn account balances due from cardholders
7,215

 
5,737


Trade receivables
1,625

 
968

Reserve for uncollectible trade receivables
(149
)
 
(3
)
Net trade receivables
1,476

 
965


Receivables due from card issuing banks
23,705

 
27,588

Other receivables
1,699

 
1,671

Accounts receivable, net
$
34,095

 
$
35,961

Activity in the reserve for uncollectible overdrawn accounts consisted of the following:
 
Three Months Ended September 30,
 
Nine Months Ended September 30,
 
2011
 
2010
 
2011
 
2010
 
(In thousands)
Balance, beginning of period
$
19,003

 
$
13,651

 
$
11,823

 
$
7,460

Provision for uncollectible overdrawn accounts:
 
 
 
 
 
 
 
Fees
14,312

 
11,632

 
41,621

 
32,982

Purchase transactions
1,177

 
641

 
4,589

 
1,931

Charge-offs
(17,092
)
 
(12,379
)
 
(40,633
)
 
(28,828
)
Balance, end of period
$
17,400

 
$
13,545

 
$
17,400

 
$
13,545