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Segment Information
6 Months Ended
Jun. 30, 2015
Segment Reporting [Abstract]  
Segment Information
Segment Information
As of December 31, 2014, and prior, our operations were within one reportable segment. As a result of recent acquisitions occurring in late 2014 and early 2015, we have realigned our operations into two reportable segments: Account Services and Processing and Settlement Services. We identified our reportable segments based on factors such as how we manage our operations and how our chief operating decision maker views results. Our chief operating decision maker organizes and manages our business primarily on the basis of product and service offerings and uses operating income to assess profitability.
The Account Services segment consists of revenues and expenses derived from our branded and private label deposit account programs. These programs include our Green Dot-branded and affinity-branded GPR card accounts, private label GPR card accounts, checking accounts and open-loop gift cards. The Processing and Settlement Services segment consists of revenues and expenses derived from reload services through the Green Dot Network and our tax refund processing services. The Corporate and Other segment primarily consists of unallocated corporate expenses, depreciation and amortization, intercompany eliminations and other costs that are not considered when management evaluates segment performance. We do not evaluate performance or allocate resources based on segment asset data, and therefore such information is not presented.
The following table presents certain financial information for each of our reportable segments for the three and six months ended June 30, 2015. We have determined that it is impracticable to restate segment information for the three and six months ended June 30, 2014, as well as to provide disclosures under both the old basis and new basis of reporting for certain items. Therefore, no such disclosures are presented.
 
Three Months Ended June 30, 2015
 
Account Services
 
Processing and Settlement Services
 
Corporate and Other
 
Total
 
(In thousands)
Operating revenues
$
134,772

 
$
42,631

 
$
(7,156
)
 
$
170,247

Operating expenses
112,827

 
30,363

 
20,139

 
163,329

Operating income
$
21,945

 
$
12,268

 
$
(27,295
)
 
$
6,918




Note 16—Segment Information (continued)

 
Six Months Ended June 30, 2015
 
Account Services
 
Processing and Settlement Services
 
Corporate and Other
 
Total
 
(In thousands)
Operating revenues
$
282,631

 
$
132,807

 
$
(18,026
)
 
$
397,412

Operating expenses
230,980

 
67,220

 
26,398

 
324,598

Operating income
$
51,651

 
$
65,587

 
$
(44,424
)
 
$
72,814