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v3.7.0.1

Consolidated Statements of Operations (Unaudited) - USD ($) shares in Thousands, $ in Thousands | 3 Months Ended
--- | ---
Mar. 31, 2017 | Mar. 31, 2016
Operating revenues: |  |
Card revenues and other fees | $ 100,969 | $ 91,886
Processing and settlement service revenues | 90,675 | 81,016
Interchange revenues | 61,357 | 55,122
Total operating revenues | 253,001 | 228,024
Total operating revenues |  |
Sales and marketing expenses | 71,685 | 63,864
Compensation and benefits expenses | 41,218 | 43,087
Processing expenses | 40,942 | 28,513
Other general and administrative expenses | 37,780 | 38,074
Total operating expenses | 191,625 | 173,538
Operating income | 61,376 | 54,486
Interest income | 2,854 | 2,301
Interest expense | (1,665) | (4,781)
Income before income taxes | 62,565 | 52,006
Income tax expense | 21,811 | 19,124
Net income | 40,754 | 32,882
Income attributable to preferred stock | 0 | (972)
Net income available to common stockholders | $ 40,754 | $ 31,910
Basic earnings per common share (in dollars per share) | $ 0.81 | $ 0.64
Diluted earnings per common share (in dollars per share) | $ 0.78 | $ 0.63
Basic weighted-average common shares issued and outstanding (shares) | 50,458 | 49,863
Diluted weighted-average common shares issued and outstanding (shares) | 52,497 | 50,867

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- Definition Card revenues consist of new card fees, monthly maintenance fees, ATM fees and other revenues. We charge new card fees when a consumer purchases a GPR or gift card in a retail store. We charge maintenance fees on GPR cards to cardholders on a monthly basis pursuant to the terms and conditions in our cardholder agreements. We charge ATM fees to cardholders when they withdraw money or conduct other transactions at certain ATMs in accordance with the terms and conditions in our cardholder agreements. Other revenues consist primarily of fees associated with optional products or services, which we generally offer to consumers during the card activation process. Other fees include banking related revenue. + References No definition available. + Details
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- Definition We earn cash transfer revenues when consumers purchase and use a MoneyPak or fund their cards through a POS swipe reload transaction in a retail store. + References No definition available. + Details
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- Definition The earnings attributable to each security on the basis that all of the earnings for the period had been distributed (to the extent that each security may share in earnings). This is the earnings amount which reflects the participation rights in undistributed earnings of each security. + References Reference 1: http://www.xbrl.org/2003/role/presentationRef -Publisher FASB -Name Accounting Standards Codification -Topic 260 -SubTopic 10 -Section 45 -Paragraph 66 -URI http://asc.fasb.org/extlink&oid=64863997&loc=d3e2814-109256 Reference 2: http://www.xbrl.org/2003/role/presentationRef -Publisher FASB -Name Accounting Standards Codification -Topic 260 -SubTopic 10 -Section 45 -Paragraph 60 -URI http://asc.fasb.org/extlink&oid=64863997&loc=d3e2740-109256 Reference 3: http://www.xbrl.org/2003/role/presentationRef -Publisher FASB -Name Accounting Standards Codification -Topic 260 -SubTopic 10 -Section 45 -Paragraph 65 -URI http://asc.fasb.org/extlink&oid=64863997&loc=d3e2793-109256 Reference 4: http://www.xbrl.org/2003/role/presentationRef -Publisher FASB -Name Accounting Standards Codification -Topic 260 -SubTopic 10 -Section 45 -Paragraph 60A -URI http://asc.fasb.org/extlink&oid=64863997&loc=SL5780132-109256 Reference 5: http://www.xbrl.org/2003/role/presentationRef -Publisher FASB -Name Accounting Standards Codification -Topic 260 -SubTopic 10 -Section 45 -Paragraph 60B -URI http://asc.fasb.org/extlink&oid=64863997&loc=SL5780133-109256 + Details
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