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v3.10.0.1

Consolidated Statements of Operations (Unaudited) - USD ($) shares in Thousands, $ in Thousands | 3 Months Ended | 6 Months Ended
--- | --- | ---
Jun. 30, 2018 | Jun. 30, 2017 | Jun. 30, 2018 | Jun. 30, 2017
Operating revenues: |  |  |  |
Card revenues and other fees | $ 120,783 | $ 107,340 | $ 250,843 | $ 208,309
Processing and settlement service revenues | 60,618 | 51,675 | 160,858 | 142,350
Interchange revenues | 76,948 | 63,533 | 161,646 | 124,890
Total operating revenues | 258,349 | 222,548 | 573,347 | 475,549
Operating expenses: |  |  |  |
Sales and marketing expenses | 82,478 | 70,144 | 174,446 | 141,829
Compensation and benefits expenses | 54,478 | 50,866 | 108,985 | 92,084
Processing expenses | 46,363 | 44,754 | 94,788 | 85,696
Other general and administrative expenses | 47,849 | 36,593 | 91,567 | 74,373
Total operating expenses | 231,168 | 202,357 | 469,786 | 393,982
Operating income | 27,181 | 20,191 | 103,561 | 81,567
Interest income | 5,789 | 2,323 | 11,389 | 5,177
Interest expense | (1,626) | (1,533) | (3,142) | (3,198)
Income before income taxes | 31,344 | 20,981 | 111,808 | 83,546
Income tax expense | 1,517 | 1,715 | 11,950 | 23,526
Net income | $ 29,827 | $ 19,266 | $ 99,858 | $ 60,020
Basic earnings per common share (in dollars per share) | $ 0.57 | $ 0.39 | $ 1.93 | $ 1.19
Diluted earnings per common share (in dollars per share) | $ 0.55 | $ 0.37 | $ 1.84 | $ 1.14
Basic weighted-average common shares issued and outstanding (shares) | 52,105 | 50,013 | 51,774 | 50,234
Diluted weighted-average common shares issued and outstanding (shares) | 54,390 | 52,452 | 54,301 | 52,577

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- Definition Card revenues consist of new card fees, monthly maintenance fees, ATM fees and other revenues. We charge new card fees when a consumer purchases a GPR or gift card in a retail store. We charge maintenance fees on GPR cards to cardholders on a monthly basis pursuant to the terms and conditions in our cardholder agreements. We charge ATM fees to cardholders when they withdraw money or conduct other transactions at certain ATMs in accordance with the terms and conditions in our cardholder agreements. Other revenues consist primarily of fees associated with optional products or services, which we generally offer to consumers during the card activation process. Other fees include banking related revenue. + References No definition available. + Details
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- Definition We earn cash transfer revenues when consumers purchase and use a MoneyPak or fund their cards through a POS swipe reload transaction in a retail store. + References No definition available. + Details
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- Definition We earn interchange revenues from fees remitted by the merchant’s bank, which are based on rates established by the payment networks, when cardholders make purchase transactions using our cards. + References No definition available. + Details
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- Definition The earnings attributable to each security on the basis that all of the earnings for the period had been distributed (to the extent that each security may share in earnings). This is the earnings amount which reflects the participation rights in undistributed earnings of each security. + References Reference 1: http://www.xbrl.org/2003/role/presentationRef -Publisher FASB -Name Accounting Standards Codification -Topic 260 -SubTopic 10 -Section 45 -Paragraph 66 -URI http://asc.fasb.org/extlink&oid=96947427&loc=d3e2814-109256 Reference 2: http://www.xbrl.org/2003/role/presentationRef -Publisher FASB -Name Accounting Standards Codification -Topic 260 -SubTopic 10 -Section 45 -Paragraph 60 -URI http://asc.fasb.org/extlink&oid=96947427&loc=d3e2740-109256 Reference 3: http://www.xbrl.org/2003/role/presentationRef -Publisher FASB -Name Accounting Standards Codification -Topic 260 -SubTopic 10 -Section 45 -Paragraph 65 -URI http://asc.fasb.org/extlink&oid=96947427&loc=d3e2793-109256 Reference 4: http://www.xbrl.org/2003/role/presentationRef -Publisher FASB -Name Accounting Standards Codification -Topic 260 -SubTopic 10 -Section 45 -Paragraph 60A -URI http://asc.fasb.org/extlink&oid=96947427&loc=SL5780132-109256 Reference 5: http://www.xbrl.org/2003/role/presentationRef -Publisher FASB -Name Accounting Standards Codification -Topic 260 -SubTopic 10 -Section 45 -Paragraph 60B -URI http://asc.fasb.org/extlink&oid=96947427&loc=SL5780133-109256 + Details
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