XML 25 R12.htm IDEA: XBRL DOCUMENT v3.10.0.1
Accounts Receivable
6 Months Ended
Jun. 30, 2018
Receivables [Abstract]  
Accounts Receivable
Accounts Receivable
Accounts receivable, net consisted of the following:
 
June 30, 2018
 
December 31, 2017
 
(In thousands)
Overdrawn account balances due from cardholders
$
21,391

 
$
17,856

Reserve for uncollectible overdrawn accounts
(17,087
)
 
(14,471
)
Net overdrawn account balances due from cardholders
4,304

 
3,385

 
 
 
 
Trade receivables
3,878

 
4,231

Reserve for uncollectible trade receivables
(67
)
 
(3
)
Net trade receivables
3,811

 
4,228

 
 
 
 
Receivables due from card issuing banks
7,267

 
6,309

Fee advances
232

 
16,194

Other receivables
9,226

 
5,161

Accounts receivable, net
$
24,840

 
$
35,277


Activity in the reserve for uncollectible overdrawn accounts consisted of the following:
 
Three Months Ended June 30,
 
Six Months Ended June 30,
 
2018
 
2017
 
2018
 
2017
 
(In thousands)
Balance, beginning of period
$
15,796

 
$
12,233

 
$
14,471

 
$
11,932

Provision for uncollectible overdrawn accounts:
 
 
 
 
 
 
 
Fees
20,353

 
17,310

 
36,132

 
34,269

Purchase transactions
3,079

 
1,882

 
5,685

 
3,169

Charge-offs
(22,141
)
 
(17,806
)
 
(39,201
)
 
(35,751
)
Balance, end of period
$
17,087

 
$
13,619

 
$
17,087

 
$
13,619