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Loans to Bank Customers (Tables)

6 Months Ended

Jun. 30, 2018

Loans and Leases Receivable Disclosure [Abstract]

Past Due Financing Receivables

The following table presents the carrying value, gross of the related allowance for loan losses, of our nonperforming loans. See Note 2 — Summary of Significant Accounting Policies to the Consolidated Financial Statements of our Annual Report on Form 10-K for the year ended December 31, 2017 for further information on the criteria for classification as nonperforming.

	June 30, 2018				December 31, 2017
	(In thousands)
Residential	$	649			$	502
Installment	214				191
Total loans	$	863			$	693

The following table presents total outstanding loans, gross of the related allowance for loan losses, and a summary of the related payment status:

	30-59 Days Past Due				60-89 Days Past Due				90 Days or More Past Due				Total Past Due				Total Current or Less Than 30 Days Past Due				Total Outstanding
	(In thousands)
June 30, 2018
Residential	$	—			$	4			$	7			$	11			$	4,043			$	4,054
Commercial	—				—				—				—				323				323
Installment	1				—				—				1				1,056				1,057
Secured credit card	1,402				1,259				546				3,207				14,160				17,367
Total loans	$	1,403			$	1,263			$	553			$	3,219			$	19,582			$	22,801
Percentage of outstanding	6.2		%		5.5		%		2.4		%		14.1		%		85.9		%		100.0		%
December 31, 2017
Residential	$	—			$	—			$	—			$	—			$	3,554			$	3,554
Commercial	—				—				—				—				315				315
Installment	1				—				—				1				1,378				1,379
Secured credit card	1,223				593				424				2,240				11,373				13,613
Total loans	$	1,224			$	593			$	424			$	2,241			$	16,620			$	18,861
Percentage of outstanding	6.5		%		3.1		%		2.3		%		11.9		%		88.1		%		100.0		%

Financing Receivable Credit Quality Indicators

The table below presents the carrying value, gross of the related allowance for loan losses, of our loans within the primary credit quality indicators related to our loan portfolio:

	June 30, 2018								December 31, 2017
	Non-Classified				Classified				Non-Classified				Classified
	(In thousands)
Residential	$	3,405			$	649			$	3,038			$	516
Commercial	323				—				315				—
Installment	695				362				1,059				320
Secured credit card	17,367				—				13,613				—
Total loans	$	21,790			$	1,011			$	18,025			$	836

Troubled Debt Restructurings

The following table presents our impaired loans and loans that we modified as TDRs as of June 30, 2018 and December 31, 2017:

	June 30, 2018								December 31, 2017
	Unpaid Principal Balance				Carrying Value				Unpaid Principal Balance				Carrying Value
	(In thousands)
Residential	$	649			$	529			$	516			$	452
Installment	214				63				262				120

Allowance for Loan Losses

Activity in the allowance for loan losses consisted of the following:

	Three Months Ended June 30,								Six Months Ended June 30,
	2018				2017				2018				2017
	(In thousands)
Balance, beginning of period	$	451			$	281			$	291			$	277
Provision for loans	966				63				1,234				63
Loans charged off	(328		)		(26		)		(634		)		(31		)
Recoveries of loans previously charged off	84				1				282				10
Balance, end of period	$	1,173			$	319			$	1,173			$	319

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- Definition

Tabular disclosure of financing receivables (examples of financing receivables include loans, trade accounts receivable and notes receivable) and activity in the allowance for credit losses account.

+ References

Reference 1: http://www.xbrl.org/2003/role/presentationRef
-Publisher FASB
-Name Accounting Standards Codification
-Topic 310
-SubTopic 10
-Section 50
-Paragraph 11B
-URI http://asc.fasb.org/extlink&oid=84173941&loc=SL6953423-111524

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- Definition

Tabular disclosure of financing receivables by credit quality indicator. The credit quality indicator is a statistic about the credit quality of financing receivables. Examples include, but not limited to, consumer credit risk scores, credit-rating-agency ratings, an entity's internal credit risk grades, loan-to-value ratios, collateral, collection experience and other internal metrics.

+ References

Reference 1: http://www.xbrl.org/2003/role/presentationRef
-Publisher FASB
-Name Accounting Standards Codification
-Topic 310
-SubTopic 10
-Section 55
-Paragraph 19
-URI http://asc.fasb.org/extlink&oid=82894031&loc=SL6953803-111525

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-Publisher FASB
-Name Accounting Standards Codification
-Topic 310
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-Section 50
-Paragraph 29
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Tabular disclosure of financing receivables that are past due but not impaired, financing receivables that are 90 days past due and still accruing, and financing receivables on nonaccrual status.

+ References

Reference 1: http://www.xbrl.org/2003/role/presentationRef
-Publisher FASB
-Name Accounting Standards Codification
-Topic 310
-SubTopic 10
-Section 50
-Paragraph 7
-URI http://asc.fasb.org/extlink&oid=84173941&loc=d3e5111-111524

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+ References

Reference 1: http://www.xbrl.org/2003/role/presentationRef
-Publisher FASB
-Name Accounting Standards Codification
-Topic 310
-SubTopic 10
-Section 50
-Paragraph 33
-URI http://asc.fasb.org/extlink&oid=84173941&loc=SL6953676-111524

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-Name Accounting Standards Codification
-Topic 310
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