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Consolidated Statements of Cash Flows (Unaudited) - USD ($)
$ in Thousands
 6 Months Ended
Jun. 30, 2018
Jun. 30, 2017
Operating activities    
Net income $ 99,858 $ 60,020
Adjustments to reconcile net income to net cash provided by operating activities:    
Depreciation and amortization of property and equipment 18,216 17,142
Amortization of intangible assets 16,411 14,742
Provision for uncollectible overdrawn accounts 41,817 37,438
Employee stock-based compensation 20,602 16,392
Amortization of premium on available-for-sale investment securities 704 692
Change in fair value of contingent consideration 0 (7,500)
Amortization of deferred financing costs 797 792
Impairment of capitalized software 175 1,014
Changes in operating assets and liabilities:    
Accounts receivable, net (31,380) (7,954)
Prepaid expenses and other assets 5,278 (893)
Deferred expenses 12,443 9,249
Accounts payable and other accrued liabilities (16,383) (9,286)
Deferred revenue (9,992) (13,267)
Income tax receivable/payable 7,460 24,548
Other, net 1,684 576
Net cash provided by operating activities 167,690 143,705
Investing activities    
Purchases of available-for-sale investment securities (79,026) (57,818)
Proceeds from maturities of available-for-sale securities 29,283 43,232
Proceeds from sales of available-for-sale securities 11,028 18,666
Payments for acquisition of property and equipment (27,376) (20,924)
Net increase in loans (4,292) (2,763)
Acquisition, net of cash acquired 0 (141,493)
Net cash used in investing activities (70,383) (161,100)
Financing activities    
Borrowings from notes payable 0 20,000
Repayments of borrowings from notes payable (11,250) (31,250)
Borrowings on revolving line of credit 0 335,000
Repayments on revolving line of credit 0 (335,000)
Proceeds from exercise of options 16,440 15,994
Taxes paid related to net share settlement of equity awards (24,376) (7,893)
Net increase (decrease) in deposits 45,887 (33,090)
Net (decrease) increase in obligations to customers (12,715) 3,658
Contingent consideration payments (2,694) (723)
Repurchase of Class A common stock 0 (50,000)
Deferred financing costs 0 (164)
Net cash provided by (used in) financing activities 11,292 (83,468)
Net increase (decrease) in unrestricted cash, cash equivalents and restricted cash 108,599 (100,863)
Unrestricted cash, cash equivalents and restricted cash, beginning of period 1,010,095 744,761
Unrestricted cash, cash equivalents and restricted cash, end of period 1,118,694 643,898
Cash paid for interest 2,345 2,406
Cash paid for/(refund from) income taxes 4,285 (1,057)
Unrestricted cash and cash equivalents 1,117,937 594,538
Restricted cash $ 757 $ 49,360