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v3.10.0.1

Consolidated Statements of Operations (Unaudited) - USD ($) shares in Thousands, $ in Thousands | 3 Months Ended | 9 Months Ended
--- | --- | ---
Sep. 30, 2018 | Sep. 30, 2017 | Sep. 30, 2018 | Sep. 30, 2017
Operating revenues: |  |  |  |
Total operating revenues | $ 230,577 | $ 201,613 | $ 803,924 | $ 677,162
Operating expenses: |  |  |  |
Sales and marketing expenses | 72,745 | 65,586 | 247,191 | 207,415
Compensation and benefits expenses | 57,070 | 47,271 | 166,055 | 139,355
Processing expenses | 43,654 | 34,027 | 138,442 | 119,723
Other general and administrative expenses | 62,193 | 41,677 | 153,760 | 116,050
Total operating expenses | 235,662 | 188,561 | 705,448 | 582,543
Operating income | (5,085) | 13,052 | 98,476 | 94,619
Interest income | 6,153 | 2,635 | 17,542 | 7,812
Interest expense | (1,388) | (1,397) | (4,530) | (4,595)
(Loss) income before income taxes | (320) | 14,290 | 111,488 | 97,836
Income tax (benefit) expense | (4,893) | 651 | 7,057 | 24,177
Net income | $ 4,573 | $ 13,639 | $ 104,431 | $ 73,659
Basic earnings per common share (in usd per share) | $ 0.09 | $ 0.27 | $ 2.01 | $ 1.46
Diluted earnings per common share (in usd per share) | $ 0.08 | $ 0.26 | $ 1.92 | $ 1.40
Basic weighted-average common shares issued and outstanding (in shares) | 52,580 | 50,519 | 52,046 | 50,330
Diluted weighted-average common shares issued and outstanding (in shares) | 54,615 | 52,923 | 54,437 | 52,788
Card revenues and other fees |  |  |  |
Operating revenues: |  |  |  |
Total operating revenues | $ 113,474 | $ 100,781 | $ 364,317 | $ 309,090
Processing and settlement service revenues |  |  |  |
Operating revenues: |  |  |  |
Total operating revenues | 43,043 | 36,681 | 203,901 | 179,031
Interchange revenues |  |  |  |
Operating revenues: |  |  |  |
Total operating revenues | $ 74,060 | $ 64,151 | $ 235,706 | $ 189,041

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