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Loans to Bank Customers (Tables) | 9 Months Ended
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Sep. 30, 2018
Loans and Leases Receivable Disclosure [Abstract] |
Schedule of past due financing receivables | The following table presents the carrying value, gross of the related allowance for loan losses, of our nonperforming loans. See Note 2 — Summary of Significant Accounting Policies to the Consolidated Financial Statements of our Annual Report on Form 10-K for the year ended December 31, 2017 for further information on the criteria for classification as nonperforming.
| September 30, 2018 |  | December 31, 2017
| (In thousands)
Residential | $ | 422 |  |  | $ | 502 |
Installment | 175 |  |  | 191 |
Total loans | $ | 597 |  |  | $ | 693 |
The following table presents total outstanding loans, gross of the related allowance for loan losses, and a summary of the related payment status:
| 30-59 Days Past Due |  | 60-89 Days Past Due |  | 90 Days or More Past Due |  | Total Past Due |  | Total Current or Less Than 30 Days Past Due |  | Total Outstanding
| (In thousands)
September 30, 2018 |
Residential | $ | — |  |  | $ | — |  |  | $ | 9 |  |  | $ | 9 |  |  | $ | 3,786 |  |  | $ | 3,795 |
Commercial | 8 |  |  | — |  |  | — |  |  | 8 |  |  | 172 |  |  | 180 |
Installment | 11 |  |  | 2 |  |  | — |  |  | 13 |  |  | 996 |  |  | 1,009 |
Secured credit card | 1,582 |  |  | 1,505 |  |  | 1,104 |  |  | 4,191 |  |  | 14,076 |  |  | 18,267 |
Total loans | $ | 1,601 |  |  | $ | 1,507 |  |  | $ | 1,113 |  |  | $ | 4,221 |  |  | $ | 19,030 |  |  | $ | 23,251 |
Percentage of outstanding | 6.9 | % |  | 6.5 | % |  | 4.8 | % |  | 18.2 | % |  | 81.8 | % |  | 100.0 | %
December 31, 2017 |  |  |  |  |  |  |  |  |  |  |
Residential | $ | — |  |  | $ | — |  |  | $ | — |  |  | $ | — |  |  | $ | 3,554 |  |  | $ | 3,554 |
Commercial | — |  |  | — |  |  | — |  |  | — |  |  | 315 |  |  | 315 |
Installment | 1 |  |  | — |  |  | — |  |  | 1 |  |  | 1,378 |  |  | 1,379 |
Secured credit card | 1,223 |  |  | 593 |  |  | 424 |  |  | 2,240 |  |  | 11,373 |  |  | 13,613 |
Total loans | $ | 1,224 |  |  | $ | 593 |  |  | $ | 424 |  |  | $ | 2,241 |  |  | $ | 16,620 |  |  | $ | 18,861 |
Percentage of outstanding | 6.5 | % |  | 3.1 | % |  | 2.3 | % |  | 11.9 | % |  | 88.1 | % |  | 100.0 | %
Schedule of credit quality indicators related to loan portfolio | The table below presents the carrying value, gross of the related allowance for loan losses, of our loans within the primary credit quality indicators related to our loan portfolio:
| September 30, 2018 |  | December 31, 2017
| Non-Classified |  | Classified |  | Non-Classified |  | Classified
| (In thousands)
Residential | $ | 3,373 |  |  | $ | 422 |  |  | $ | 3,038 |  |  | $ | 516 |
Commercial | 180 |  |  | — |  |  | 315 |  |  | — |
Installment | 665 |  |  | 344 |  |  | 1,059 |  |  | 320 |
Secured credit card | 18,267 |  |  | — |  |  | 13,613 |  |  | — |
Total loans | $ | 22,485 |  |  | $ | 766 |  |  | $ | 18,025 |  |  | $ | 836 |
Schedule of troubled debt restructurings | The following table presents our impaired loans and loans that we modified as TDRs as of September 30, 2018 and December 31, 2017:
| September 30, 2018 |  | December 31, 2017
| Unpaid Principal Balance |  | Carrying Value |  | Unpaid Principal Balance |  | Carrying Value
| (In thousands)
Residential | $ | 422 |  |  | $ | 344 |  |  | $ | 516 |  |  | $ | 452 |
Installment | 209 |  |  | 60 |  |  | 262 |  |  | 120 |
Schedule of allowance for loan losses | Activity in the allowance for loan losses consisted of the following:
| Three Months Ended September 30, |  | Nine Months Ended September 30,
| 2018 |  | 2017 |  | 2018 |  | 2017
| (In thousands)
Balance, beginning of period | $ | 1,173 |  |  | $ | 319 |  |  | $ | 291 |  |  | $ | 277 |
Provision for loans | 1,036 |  |  | 72 |  |  | 2,270 |  |  | 135 |
Loans charged off | (964 | ) |  | (158 | ) |  | (1,598 | ) |  | (189 | )
Recoveries of loans previously charged off | 89 |  |  | 4 |  |  | 371 |  |  | 14 |
Balance, end of period | $ | 1,334 |  |  | $ | 237 |  |  | $ | 1,334 |  |  | $ | 237 |

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- Definition Tabular disclosure of financing receivables (examples of financing receivables include loans, trade accounts receivable and notes receivable) and activity in the allowance for credit losses account. + References Reference 1: http://www.xbrl.org/2003/role/presentationRef -Publisher FASB -Name Accounting Standards Codification -Topic 310 -SubTopic 10 -Section 50 -Paragraph 11B -URI http://asc.fasb.org/extlink&oid=84173941&loc=SL6953423-111524 + Details
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- Definition Tabular disclosure of financing receivables by credit quality indicator. The credit quality indicator is a statistic about the credit quality of financing receivables. Examples include, but not limited to, consumer credit risk scores, credit-rating-agency ratings, an entity's internal credit risk grades, loan-to-value ratios, collateral, collection experience and other internal metrics. + References Reference 1: http://www.xbrl.org/2003/role/presentationRef -Publisher FASB -Name Accounting Standards Codification -Topic 310 -SubTopic 10 -Section 55 -Paragraph 19 -URI http://asc.fasb.org/extlink&oid=82894031&loc=SL6953803-111525 Reference 2: http://www.xbrl.org/2003/role/presentationRef -Publisher FASB -Name Accounting Standards Codification -Topic 310 -SubTopic 10 -Section 50 -Paragraph 29 -URI http://asc.fasb.org/extlink&oid=84173941&loc=SL6953659-111524 + Details
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- Definition Tabular disclosure of financing receivables that are past due but not impaired, financing receivables that are 90 days past due and still accruing, and financing receivables on nonaccrual status. + References Reference 1: http://www.xbrl.org/2003/role/presentationRef -Publisher FASB -Name Accounting Standards Codification -Topic 310 -SubTopic 10 -Section 50 -Paragraph 7 -URI http://asc.fasb.org/extlink&oid=84173941&loc=d3e5111-111524 Reference 2: http://www.xbrl.org/2003/role/presentationRef -Publisher FASB -Name Accounting Standards Codification -Topic 310 -SubTopic 10 -Section 50 -Paragraph 7A -URI http://asc.fasb.org/extlink&oid=84173941&loc=SL6953401-111524 + Details
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- Definition Tabular disclosure of financing receivables and troubled debt restructurings. + References Reference 1: http://www.xbrl.org/2003/role/presentationRef -Publisher FASB -Name Accounting Standards Codification -Topic 310 -SubTopic 10 -Section 50 -Paragraph 33 -URI http://asc.fasb.org/extlink&oid=84173941&loc=SL6953676-111524 Reference 2: http://www.xbrl.org/2003/role/presentationRef -Publisher FASB -Name Accounting Standards Codification -Topic 310 -SubTopic 10 -Section 50 -Paragraph 34 -URI http://asc.fasb.org/extlink&oid=84173941&loc=SL6953682-111524 + Details
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