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Loans to Bank Customers (Tables) | 9 Months Ended
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Sep. 30, 2019
Loans and Leases Receivable Disclosure [Abstract] |
Schedule of past due financing receivables | The following table presents the carrying value, gross of the related allowance for loan losses, of our nonperforming loans. See Note 2 — Summary of Significant Accounting Policies to the Consolidated Financial Statements of our Annual Report on Form 10-K for the year ended December 31, 2018 for further information on the criteria for classification as nonperforming.
| September 30, 2019 |  | December 31, 2018
| (In thousands)
Residential | $ | 308 |  |  | $ | 403 |
Installment | 150 |  |  | 169 |
Secured credit card | 3,344 |  |  | 1,114 |
Total loans | $ | 3,802 |  |  | $ | 1,686 |
The following table presents total outstanding loans, gross of the related allowance for loan losses, and a summary of the related payment status:
| 30-59 Days Past Due |  | 60-89 Days Past Due |  | 90 Days or More Past Due |  | Total Past Due |  | Total Current or Less Than 30 Days Past Due |  | Total Outstanding
| (In thousands)
September 30, 2019 |
Residential | $ | 5 |  |  | $ | — |  |  | $ | — |  |  | $ | 5 |  |  | $ | 2,926 |  |  | $ | 2,931 |
Commercial | 10 |  |  | — |  |  | — |  |  | 10 |  |  | 170 |  |  | 180 |
Installment | 12 |  |  | — |  |  | — |  |  | 12 |  |  | 698 |  |  | 710 |
Secured credit card | 1,206 |  |  | 1,128 |  |  | 3,344 |  |  | 5,678 |  |  | 12,965 |  |  | 18,643 |
Total loans | $ | 1,233 |  |  | $ | 1,128 |  |  | $ | 3,344 |  |  | $ | 5,705 |  |  | $ | 16,759 |  |  | $ | 22,464 |
Percentage of outstanding | 5.5 | % |  | 5.0 | % |  | 14.9 | % |  | 25.4 | % |  | 74.6 | % |  | 100.0 | %
December 31, 2018 |  |  |  |  |  |  |  |  |  |  |
Residential | $ | 2 |  |  | $ | — |  |  | $ | 7 |  |  | $ | 9 |  |  | $ | 3,329 |  |  | $ | 3,338 |
Commercial | — |  |  | — |  |  | — |  |  | — |  |  | 193 |  |  | 193 |
Installment | — |  |  | 2 |  |  | — |  |  | 2 |  |  | 905 |  |  | 907 |
Secured credit card | 1,383 |  |  | 1,315 |  |  | 1,114 |  |  | 3,812 |  |  | 14,257 |  |  | 18,069 |
Total loans | $ | 1,385 |  |  | $ | 1,317 |  |  | $ | 1,121 |  |  | $ | 3,823 |  |  | $ | 18,684 |  |  | $ | 22,507 |
Percentage of outstanding | 6.2 | % |  | 5.9 | % |  | 5.0 | % |  | 17.0 | % |  | 83.0 | % |  | 100.0 | %
Schedule of credit quality indicators related to loan portfolio | The table below presents the carrying value, gross of the related allowance for loan losses, of our loans within the primary credit quality indicators related to our loan portfolio:
| September 30, 2019 |  | December 31, 2018
| Non-Classified |  | Classified |  | Non-Classified |  | Classified
| (In thousands)
Residential | $ | 2,623 |  |  | $ | 308 |  |  | $ | 2,935 |  |  | $ | 403 |
Commercial | 180 |  |  | — |  |  | 193 |  |  | — |
Installment | 491 |  |  | 219 |  |  | 632 |  |  | 275 |
Secured credit card | 15,299 |  |  | 3,344 |  |  | 16,955 |  |  | 1,114 |
Total loans | $ | 18,593 |  |  | $ | 3,871 |  |  | $ | 20,715 |  |  | $ | 1,792 |
Schedule of troubled debt restructurings | The following table presents our impaired loans and loans that we modified as TDRs as of September 30, 2019 and December 31, 2018:
| September 30, 2019 |  | December 31, 2018
| Unpaid Principal Balance |  | Carrying Value |  | Unpaid Principal Balance |  | Carrying Value
| (In thousands)
Residential | $ | 308 |  |  | $ | 235 |  |  | $ | 403 |  |  | $ | 329 |
Installment | 166 |  |  | 52 |  |  | 190 |  |  | 53 |
Schedule of allowance for loan losses | Activity in the allowance for loan losses consisted of the following:
| Three Months Ended September 30, |  | Nine Months Ended September 30,
| 2019 |  | 2018 |  | 2019 |  | 2018
| (In thousands)
Balance, beginning of period | $ | 970 |  |  | $ | 1,173 |  |  | $ | 1,144 |  |  | $ | 291 |
Provision for loans | 658 |  |  | 1,036 |  |  | 1,914 |  |  | 2,270 |
Loans charged off | (112 | ) |  | (964 | ) |  | (1,661 | ) |  | (1,598 | )
Recoveries of loans previously charged off | 42 |  |  | 89 |  |  | 161 |  |  | 371 |
Balance, end of period | $ | 1,558 |  |  | $ | 1,334 |  |  | $ | 1,558 |  |  | $ | 1,334 |

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- Definition Tabular disclosure of financing receivables by credit quality indicator. The credit quality indicator is a statistic about the credit quality of financing receivables. Examples include, but not limited to, consumer credit risk scores, credit-rating-agency ratings, an entity's internal credit risk grades, loan-to-value ratios, collateral, collection experience and other internal metrics. + References Reference 1: http://www.xbrl.org/2009/role/commonPracticeRef -Publisher FASB -Name Accounting Standards Codification -Topic 326 -SubTopic 20 -Section 50 -Paragraph 5 -URI http://asc.fasb.org/extlink&oid=119407570&loc=SL82919230-210447 Reference 2: http://fasb.org/us-gaap/role/ref/legacyRef -Publisher FASB -Name Accounting Standards Codification -Topic 310 -SubTopic 10 -Section 50 -Paragraph 29 -URI http://asc.fasb.org/extlink&oid=118936363&loc=SL6953659-111524 + Details
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