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CONSOLIDATED BALANCE SHEETS - USD ($)
$ in Thousands
Sep. 30, 2019
Dec. 31, 2018
Current assets:    
Unrestricted cash and cash equivalents $ 861,275 $ 1,094,728
Restricted cash 3,103 490
Investment securities available-for-sale, at fair value 15,027 19,960
Settlement assets 193,032 153,992
Accounts receivable, net 34,939 40,942
Prepaid expenses and other assets 46,624 57,070
Income tax receivable 0 8,772
Total current assets 1,154,000 1,375,954
Investment securities available-for-sale, at fair value 230,192 181,223
Loans to bank customers, net of allowance for loan losses of $1,558 and $1,144 as of September 30, 2019 and December 31, 2018, respectively 20,906 21,363
Prepaid expenses and other assets 8,201 8,125
Property and equipment, net 139,246 120,269
Operating lease right-of-use assets 28,877  
Deferred expenses 6,763 21,201
Net deferred tax assets 10,867 7,867
Goodwill and intangible assets 528,861 551,116
Total assets 2,127,913 2,287,118
Current liabilities:    
Accounts payable 47,334 38,631
Deposits 888,870 1,005,485
Obligations to customers 65,959 58,370
Settlement obligations 11,928 5,788
Amounts due to card issuing banks for overdrawn accounts 556 1,681
Other accrued liabilities 91,329 134,000
Operating lease liabilities 7,811  
Deferred revenue 15,583 34,607
Note payable 0 58,705
Income tax payable 17,519 67
Total current liabilities 1,146,889 1,337,334
Other accrued liabilities 13,843 30,927
Operating lease liabilities 27,201  
Net deferred tax liabilities 12,796 9,045
Total liabilities 1,200,729 1,377,306
Commitments and contingencies
Stockholders’ equity:    
Class A common stock, $0.001 par value; 100,000 shares authorized as of September 30, 2019 and December 31, 2018; 51,479 and 52,917 shares issued and outstanding as of September 30, 2019 and December 31, 2018, respectively 52 53
Additional paid-in capital 297,593 380,753
Retained earnings 627,347 529,143
Accumulated other comprehensive income (loss) 2,192 (137)
Total stockholders’ equity 927,184 909,812
Total liabilities and stockholders’ equity $ 2,127,913 $ 2,287,118