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Loans to Bank Customers (Tables)

3 Months Ended

Mar. 31, 2023

Loans and Leases Receivable Disclosure [Abstract]

Schedule of Past Due Financing Receivables

The following table presents total outstanding loans, gross of the related allowance for credit losses, and a summary of the related payment status:

			30-59 Days Past Due						60-89 Days Past Due						90 Days or More Past Due						Total Past Due						Total Current or Less Than 30 Days Past Due						Total Outstanding
			(In thousands)
March 31, 2023
Residential			$	—					$	—					$	—					$	—					$	4,604					$	4,604
Commercial			—						—						—						—						2,540						2,540
Installment			—						—						—						—						3,840						3,840
Consumer			1,823						—						—						1,823						24,124						25,947
Secured credit card			680						570						2,220						3,470						4,558						8,028
Total loans			$	2,503					$	570					$	2,220					$	5,293					$	39,666					$	44,959
Percentage of outstanding			5.6		%				1.3		%				4.9		%				11.8		%				88.2		%				100.0		%
December 31, 2022
Residential			$	—					$	—					$	—					$	—					$	4,264					$	4,264
Commercial			—						—						—						—						2,542						2,542
Installment			—						—						—						—						1,407						1,407
Consumer			2,261						—						—						2,261						12,185						14,446
Secured credit card			712						722						2,239						3,673						4,167						7,840
Total loans			$	2,973					$	722					$	2,239					$	5,934					$	24,565					$	30,499
Percentage of outstanding			9.8		%				2.4		%				7.3		%				19.5		%				80.5		%				100.0		%

Schedule of Nonperforming Loans

The following table presents the carrying value, gross of the related allowance for credit losses, of our nonperforming loans. See Note 2 — Summary of Significant Accounting Policies to the Consolidated Financial Statements of our Annual Report on Form 10-K for the year ended December 31, 2022 for further information on the criteria for classification as nonperforming.

			March 31, 2023						December 31, 2022
			(In thousands)
Residential			$	146					$	153
Installment			92						96
Secured credit card			2,220						2,239
Total loans			$	2,458					$	2,488

Schedule of Financing Receivable Credit Quality Indicators

The table below presents the carrying value, gross of the related allowance for credit losses, of our loans within the primary credit quality indicators related to our loan portfolio:

			March 31, 2023												December 31, 2022
			Non-Classified						Classified						Non-Classified						Classified
			(In thousands)
Residential			$	4,492					$	112					$	4,035					$	229
Commercial			2,540						—						2,542						—
Installment			3,748						92						1,306						101
Consumer			25,947						—						14,446						—
Secured credit card			5,808						2,220						5,601						2,239
Total loans			$	42,535					$	2,424					$	27,930					$	2,569

Schedule of Allowance for Loan Losses

Activity in the allowance for credit losses on our loan portfolio consisted of the following:

									Three Months Ended March 31,
															2023						2022
															(In thousands)
Balance, beginning of period															$	9,078					$	5,555
Provision for loans															10,252						10,499
Loans charged off															(6,101)						(6,996)
Recoveries of loans previously charged off															25						—
Balance, end of period															$	13,254					$	9,058

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Tabular disclosure of allowance for credit loss on financing receivable.

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Tabular disclosure of financing receivables by credit quality indicator. The credit quality indicator is a statistic about the credit quality of financing receivables. Examples include, but not limited to, consumer credit risk scores, credit-rating-agency ratings, an entity's internal credit risk grades, loan-to-value ratios, collateral, collection experience and other internal metrics.

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