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Deposits

12 Months Ended

Dec. 31, 2024

Deposits [Abstract]

Deposits

Deposits

Deposits are categorized as non-interest bearing or interest-bearing deposit accounts as follows:

			December 31,
			2024						2023
			(In thousands)
Non-interest bearing deposit accounts			$	3,905,603					$	3,214,881
Interest-bearing deposit accounts
Checking accounts			89,256						61,679
Savings			6,270						6,077
Secured card deposits			3,659						4,967
Time deposits, denominations greater than or equal to $250			2,132						1,998
Time deposits, denominations less than $250			3,600						4,001
Total interest-bearing deposit accounts			104,917						78,722
Total deposits			$	4,010,520					$	3,293,603

Note 10—Deposits (continued)

The scheduled contractual maturities for total time deposits are presented in the table below:

			December 31,
			(In thousands)
Due in 2025			$	2,506
Due in 2026			836
Due in 2027			1,136
Due in 2028			684
Due in 2029			570
Total time deposits			$	5,732

As of December 31, 2024 and 2023, we had aggregate time deposits of $2.1 million and $2.0 million, respectively, in denominations that met or exceeded the Federal Deposit Insurance Corporation ("FDIC") insurance limit.

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- Definition

The entire disclosure for deposit liabilities including data and tables. It may include a description of the entity's deposit liabilities, the aggregate amount of time deposits (including certificates of deposit) in denominations of $100,000 or more at the balance sheet date; the aggregate amount of any demand deposits that have been reclassified as loan balances, such as overdrafts, at the balance sheet date; deposits that are received on terms other than those in the normal course of business, the amount of accrued interest on deposit liabilities; securities, mortgage loans or other financial instruments that serve as collateral for deposits; for time deposits having a remaining term of more than one year, the aggregate amount of maturities for each of the five years following the balance sheet date; and the weighted average interest rate for all deposit liabilities held by the entity.

+ References

Reference 1: http://fasb.org/us-gaap/role/ref/legacyRef
-Name Accounting Standards Codification
-Section 50
-Paragraph 1
-SubTopic 405
-Topic 942
-Publisher FASB
-URI https://asc.fasb.org/1943274/2147478353/942-405-50-1

Reference 2: http://fasb.org/us-gaap/role/ref/legacyRef
-Topic 942
-SubTopic 210
-Name Accounting Standards Codification
-Section S99
-Paragraph 1
-Subparagraph (SX 210.9-03(12))
-Publisher FASB
-URI https://asc.fasb.org/1943274/2147478546/942-210-S99-1

Reference 3: http://www.xbrl.org/2003/role/disclosureRef
-Name Regulation S-K (SK)
-Number 229
-Section 1406
-Paragraph e
-Publisher SEC

Reference 4: http://www.xbrl.org/2003/role/disclosureRef
-Name Regulation S-K (SK)
-Number 229
-Section 1406
-Publisher SEC

+ Details

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X

- References

No definition available.

+ Details

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