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Regulatory Requirements (Tables)
12 Months Ended
Dec. 31, 2024
Regulatory Requirements [Abstract]  
Schedule of Compliance with Regulatory Capital Requirements Our capital ratios and related regulatory requirements were as follows:
December 31, 2024
AmountRatioRegulatory Minimum"Well-capitalized" Minimum
(In thousands, except ratios)
Green Dot Corporation:
Tier 1 leverage$760,571 15.0 %4.0 %n/a
Common equity Tier 1 capital$760,571 42.6 %4.5 %n/a
Tier 1 capital $760,571 42.6 %6.0 %6.0 %
Total risk-based capital$782,207 43.8 %8.0 %10.0 %
Green Dot Bank:
Tier 1 leverage$362,697 7.3 %4.0 %5.0 %
Common equity Tier 1 capital$362,697 28.2 %4.5 %6.5 %
Tier 1 capital$362,697 28.2 %6.0 %8.0 %
Total risk-based capital$370,207 28.8 %8.0 %10.0 %
December 31, 2023
AmountRatioRegulatory Minimum"Well-capitalized" Minimum
(In thousands, except ratios)
Green Dot Corporation:
Tier 1 leverage$730,459 17.9 %4.0 %n/a
Common equity Tier 1 capital$730,459 38.0 %4.5 %n/a
Tier 1 capital $730,459 38.0 %6.0 %6.0 %
Total risk-based capital$749,623 39.0 %8.0 %10.0 %
Green Dot Bank:
Tier 1 leverage$404,559 9.8 %4.0 %5.0 %
Common equity Tier 1 capital$404,559 27.8 %4.5 %6.5 %
Tier 1 capital$404,559 27.8 %6.0 %8.0 %
Total risk-based capital$412,966 28.4 %8.0 %10.0 %