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CONSOLIDATED STATEMENTS OF OPERATIONS - USD ($)
shares in Thousands, $ in Thousands
3 Months Ended
Mar. 31, 2025
Mar. 31, 2024
Operating revenues:    
Operating revenues $ 537,245 $ 439,277
Interest income, net 21,629 12,711
Total operating revenues 558,874 451,988
Operating expenses:    
Sales and marketing expenses 59,688 62,375
Compensation and benefits expenses 66,214 66,824
Processing expenses 285,317 195,666
Other general and administrative expenses 86,910 116,569
Total operating expenses 498,129 441,434
Operating income 60,745 10,554
Interest expense, net 1,386 1,457
Other (expense), net (25,704) (1,810)
Income before income taxes 33,655 7,287
Income tax expense 7,882 2,537
Net income $ 25,773 $ 4,750
Basic earnings per common share (in usd per share) $ 0.47 $ 0.09
Diluted earnings per common share (in usd per share) $ 0.47 $ 0.09
Basic weighted-average common shares issued and outstanding (in shares) 54,361 52,942
Diluted weighted-average common shares issued and outstanding (in shares) 55,282 53,270
Card revenues and other fees    
Operating revenues:    
Operating revenues $ 375,953 $ 281,503
Cash processing revenues    
Operating revenues:    
Operating revenues 113,373 106,806
Interchange revenues    
Operating revenues:    
Operating revenues $ 47,919 $ 50,968