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Pay vs Performance Disclosure - USD ($)
12 Months Ended
Dec. 31, 2024
Dec. 31, 2023
Dec. 31, 2022
Dec. 31, 2021
Dec. 31, 2020
Pay vs Performance Disclosure          
Pay vs Performance Disclosure, Table
(a)(b)(b)(b)(c)(c)(c)(d)(e)(f)(g)(h)(i)
Value of Initial Fixed $100 Investment Based on:
YearSummary Compensation Table Total for Mr. Gresham ($) (1)Summary Compensation Table Total for Mr. Henry
($)(1)
Summary Compensation Table Total for Mr. Jacobs
($)(1)
Compensation Actually Paid to Mr. Gresham
($)(1)(2)
Compensation Actually Paid to Mr. Henry
($)(1)(2)
Compensation Actually Paid to Mr. Jacobs
($)(1)(2)
Average Summary Compensation Table Total for Non-CEO NEOs
($)(1)
Average Compensation Actually Paid to Non-CEO NEOs
($)(1)(2)
Total Shareholder Return
($)(3)
S&P Composite 1500 Financials (Sector) Total Shareholder Return
($)(3)
Net
Income
(millions) ($)
Adjusted EBITDA (millions) ($)(4)
20248,132,670— — 4,870,373 — — 1,536,559 1,250,723 45.67 171.85 (26.7)165.4 
20238,437,846— — 2,344,220 — — 1,468,567 626,863 42.49 132.42 6.7 170.9 
20223,198,4333,264,484 — (4,853,214)(10,186,082)— 816,292 (159,039)67.90 118.59 64.2 238.7 
202114,031,888 — — (5,692,483)— 5,147,763 2,401,464 155.54 131.98 47.5 217.0 
202015,806,857 2,218,967 — 51,313,985 2,143,464 4,959,171 5,354,598 239.48 98.09 23.1 205.8 
       
Company Selected Measure Name Adjusted EBITDA        
Named Executive Officers, Footnote The following individuals are our other NEOs for each fiscal year:
YearCEOsNon-CEO NEOs
2024George GreshamJess Unruh, Amy Pugh, Chris Ruppel, and Teresa Watkins
2023George GreshamJess Unruh, Amy Pugh, Chris Ruppel, Teresa Watkins, and Amit Parikh
2022George Gresham and Dan R. Henry Jess Unruh, Teresa Watkins, Chris Ruppel, and Amit Parikh
2021Dan R. HenryGeorge Gresham, Jess Unruh, Amit Parikh, Brandon Thompson, and Jason Bibelheimer
2020Dan R. Henry and William I JacobsJess Unruh, Jason Bibelheimer, Kristina Lockwood, Daniel Eckert, and Kuan Archer
       
PEO Total Compensation Amount $ 8,132,670        
PEO Actually Paid Compensation Amount $ 4,870,373        
Adjustment To PEO Compensation, Footnote Compensation actually paid to our NEOs represents the “Total” compensation reported in the Summary Compensation Table for the applicable fiscal year, adjusted as follows for fiscal year 2024:
FY 2024
AdjustmentsGeorge Gresham ($)Avg. non-PEO NEO ($)
Summary Compensation table total for applicable year.8,132,6701,536,559
Decrease for Amounts Reported under the “Stock Awards” and “Option Awards” Columns in the Summary Compensation Table for Applicable FY(6,687,635)(909,489)
Increase based on ASC 718 Fair Value of Awards Granted during Applicable FY that Remain Unvested as of Applicable FY End, determined as of Applicable FY End. RSU values include RSUs attributable to reinvested Dividend Equivalents4,652,019783,536
Increase based on ASC 718 Fair Value of Awards Granted during Applicable FY that Vested during Applicable FY, determined as of Vesting Date
Increase (decrease) for Awards Granted during Prior FY that were Outstanding and Unvested as of Applicable FY End, determined based on change in ASC 718 Fair Value from Prior FY End to Applicable FY End(1,279,873)(150,282)
Increase (decrease) for Awards Granted during Prior FY that Vested During Applicable FY, determined based on change in ASC 718 Fair Value from Prior FY End to Vesting Date53,203(9,601)
Decrease of ASC 718 Fair Value of Awards Granted during Prior FY that were Forfeited during Applicable FY, determined as of Prior FY End(10)
Increase based on Dividends or Other Earnings Paid during Applicable FY prior to Vesting Date
Increase (decrease) for Change in the Actuarial Present Values reported under the “Change in Pension Value and Nonqualified Deferred Compensation Earnings” Column of the Summary Compensation Table for Applicable FY
Increase for Service Cost and, if applicable, Prior Service Cost for Pension Plans
Compensation Actually Paid4,870,3731,250,723
       
Non-PEO NEO Average Total Compensation Amount $ 1,536,559 $ 1,468,567 $ 816,292 $ 5,147,763 $ 4,959,171
Non-PEO NEO Average Compensation Actually Paid Amount $ 1,250,723 626,863 (159,039) 2,401,464 5,354,598
Adjustment to Non-PEO NEO Compensation Footnote Compensation actually paid to our NEOs represents the “Total” compensation reported in the Summary Compensation Table for the applicable fiscal year, adjusted as follows for fiscal year 2024:
FY 2024
AdjustmentsGeorge Gresham ($)Avg. non-PEO NEO ($)
Summary Compensation table total for applicable year.8,132,6701,536,559
Decrease for Amounts Reported under the “Stock Awards” and “Option Awards” Columns in the Summary Compensation Table for Applicable FY(6,687,635)(909,489)
Increase based on ASC 718 Fair Value of Awards Granted during Applicable FY that Remain Unvested as of Applicable FY End, determined as of Applicable FY End. RSU values include RSUs attributable to reinvested Dividend Equivalents4,652,019783,536
Increase based on ASC 718 Fair Value of Awards Granted during Applicable FY that Vested during Applicable FY, determined as of Vesting Date
Increase (decrease) for Awards Granted during Prior FY that were Outstanding and Unvested as of Applicable FY End, determined based on change in ASC 718 Fair Value from Prior FY End to Applicable FY End(1,279,873)(150,282)
Increase (decrease) for Awards Granted during Prior FY that Vested During Applicable FY, determined based on change in ASC 718 Fair Value from Prior FY End to Vesting Date53,203(9,601)
Decrease of ASC 718 Fair Value of Awards Granted during Prior FY that were Forfeited during Applicable FY, determined as of Prior FY End(10)
Increase based on Dividends or Other Earnings Paid during Applicable FY prior to Vesting Date
Increase (decrease) for Change in the Actuarial Present Values reported under the “Change in Pension Value and Nonqualified Deferred Compensation Earnings” Column of the Summary Compensation Table for Applicable FY
Increase for Service Cost and, if applicable, Prior Service Cost for Pension Plans
Compensation Actually Paid4,870,3731,250,723
       
Compensation Actually Paid vs. Total Shareholder Return
TSR amounts reported in the graph assume an initial fixed investment of $100, and that all dividends, if any, were reinvested.
FY 24 Compensation Paid vs TSR.jpg
FY24 Compensation Paid vs Net Income.jpg
FY24 Compensation Paid vs EBITDA.jpg
       
Compensation Actually Paid vs. Net Income
TSR amounts reported in the graph assume an initial fixed investment of $100, and that all dividends, if any, were reinvested.
FY 24 Compensation Paid vs TSR.jpg
FY24 Compensation Paid vs Net Income.jpg
FY24 Compensation Paid vs EBITDA.jpg
       
Compensation Actually Paid vs. Company Selected Measure
TSR amounts reported in the graph assume an initial fixed investment of $100, and that all dividends, if any, were reinvested.
FY 24 Compensation Paid vs TSR.jpg
FY24 Compensation Paid vs Net Income.jpg
FY24 Compensation Paid vs EBITDA.jpg
       
Total Shareholder Return Vs Peer Group
TSR amounts reported in the graph assume an initial fixed investment of $100, and that all dividends, if any, were reinvested.
FY 24 Compensation Paid vs TSR.jpg
FY24 Compensation Paid vs Net Income.jpg
FY24 Compensation Paid vs EBITDA.jpg
       
Total Shareholder Return Amount $ 45.67 42.49 67.90 155.54 239.48
Peer Group Total Shareholder Return Amount 171.85 132.42 118.59 131.98 98.09
Net Income (Loss) $ (26,700,000) $ 6,700,000 $ 64,200,000 $ 47,500,000 $ 23,100,000
Company Selected Measure Amount 165,400,000 170,900,000 238,700,000 217,000,000.0 205,800,000
PEO Name George Gresham        
Additional 402(v) Disclosure
(3) TSR is cumulative for the measurement periods beginning on December 31, 2019 and ending on December 31 of each of 2024, 2023, 2022, 2021 and 2020, respectively, calculated in accordance with Item 201(e) of Regulation S-K. The S&P Composite 1500 Financials (Sector) is the industry specific index we use in our Form 10-K.
       
Measure:: 1          
Pay vs Performance Disclosure          
Name Adjusted EBITDA        
Non-GAAP Measure Description “Adjusted EBITDA” is a definition of non-GAAP adjusted EBITDA that is widely used by investors to measure a company’s operating performance without regard to items, such as non-operating net interest income and expense, income tax benefit and expense, depreciation and amortization, stock-based compensation and related employer payroll taxes, changes in the fair value of contingent consideration, transaction costs, impairment charges, extraordinary severance expenses, certain legal settlement and related expenses, earnings or losses from equity method investments, realized gains or losses on the sale of investment securities, changes in the fair value of loans held for sale, and other charges and income that can vary substantially from company to company depending upon their respective financing structures and accounting policies, the book values of their assets, their capital structures and the methods by which their assets were acquired. Appendix A to this Proxy Statement includes a reconciliation of such non-GAAP financial measures to the most directly comparable financial measures prepared in accordance with GAAP.        
Measure:: 2          
Pay vs Performance Disclosure          
Name Non-GAAP EPS        
Measure:: 3          
Pay vs Performance Disclosure          
Name Relative TSR.        
Gresham [Member]          
Pay vs Performance Disclosure          
PEO Total Compensation Amount $ 8,132,670 $ 8,437,846 $ 3,198,433    
PEO Actually Paid Compensation Amount $ 4,870,373 $ 2,344,220 (4,853,214)    
PEO Name Gresham        
Henry [Member]          
Pay vs Performance Disclosure          
PEO Total Compensation Amount     3,264,484 $ 14,031,888 $ 15,806,857
PEO Actually Paid Compensation Amount     $ (10,186,082) $ (5,692,483) 51,313,985
PEO Name   Henry      
Jacobs [Member]          
Pay vs Performance Disclosure          
PEO Total Compensation Amount         2,218,967
PEO Actually Paid Compensation Amount         $ 2,143,464
PEO | Aggregate Change in Present Value of Accumulated Benefit for All Pension Plans Reported in Summary Compensation Table          
Pay vs Performance Disclosure          
Adjustment to Compensation, Amount $ 0        
PEO | Aggregate Pension Adjustments Service Cost          
Pay vs Performance Disclosure          
Adjustment to Compensation, Amount 0        
PEO | Aggregate Grant Date Fair Value of Equity Award Amounts Reported in Summary Compensation Table          
Pay vs Performance Disclosure          
Adjustment to Compensation, Amount (6,687,635)        
PEO | Year-end Fair Value of Equity Awards Granted in Covered Year that are Outstanding and Unvested          
Pay vs Performance Disclosure          
Adjustment to Compensation, Amount 4,652,019        
PEO | Year-over-Year Change in Fair Value of Equity Awards Granted in Prior Years That are Outstanding and Unvested          
Pay vs Performance Disclosure          
Adjustment to Compensation, Amount (1,279,873)        
PEO | Vesting Date Fair Value of Equity Awards Granted and Vested in Covered Year          
Pay vs Performance Disclosure          
Adjustment to Compensation, Amount 0        
PEO | Change in Fair Value as of Vesting Date of Prior Year Equity Awards Vested in Covered Year          
Pay vs Performance Disclosure          
Adjustment to Compensation, Amount 53,203        
PEO | Prior Year End Fair Value of Equity Awards Granted in Any Prior Year that Fail to Meet Applicable Vesting Conditions During Covered Year          
Pay vs Performance Disclosure          
Adjustment to Compensation, Amount (10)        
PEO | Dividends or Other Earnings Paid on Equity Awards not Otherwise Reflected in Total Compensation for Covered Year          
Pay vs Performance Disclosure          
Adjustment to Compensation, Amount 0        
Non-PEO NEO | Aggregate Change in Present Value of Accumulated Benefit for All Pension Plans Reported in Summary Compensation Table          
Pay vs Performance Disclosure          
Adjustment to Compensation, Amount 0        
Non-PEO NEO | Aggregate Pension Adjustments Service Cost          
Pay vs Performance Disclosure          
Adjustment to Compensation, Amount 0        
Non-PEO NEO | Aggregate Grant Date Fair Value of Equity Award Amounts Reported in Summary Compensation Table          
Pay vs Performance Disclosure          
Adjustment to Compensation, Amount (909,489)        
Non-PEO NEO | Year-end Fair Value of Equity Awards Granted in Covered Year that are Outstanding and Unvested          
Pay vs Performance Disclosure          
Adjustment to Compensation, Amount 783,536        
Non-PEO NEO | Year-over-Year Change in Fair Value of Equity Awards Granted in Prior Years That are Outstanding and Unvested          
Pay vs Performance Disclosure          
Adjustment to Compensation, Amount (150,282)        
Non-PEO NEO | Vesting Date Fair Value of Equity Awards Granted and Vested in Covered Year          
Pay vs Performance Disclosure          
Adjustment to Compensation, Amount 0        
Non-PEO NEO | Change in Fair Value as of Vesting Date of Prior Year Equity Awards Vested in Covered Year          
Pay vs Performance Disclosure          
Adjustment to Compensation, Amount (9,601)        
Non-PEO NEO | Prior Year End Fair Value of Equity Awards Granted in Any Prior Year that Fail to Meet Applicable Vesting Conditions During Covered Year          
Pay vs Performance Disclosure          
Adjustment to Compensation, Amount 0        
Non-PEO NEO | Dividends or Other Earnings Paid on Equity Awards not Otherwise Reflected in Total Compensation for Covered Year          
Pay vs Performance Disclosure          
Adjustment to Compensation, Amount $ 0