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Deposits

12 Months Ended

Dec. 31, 2025

Deposits [Abstract]

Deposits

Deposits

Deposits are categorized as non-interest bearing or interest-bearing deposit accounts as follows:

			December 31,
			2025						2024
			(In thousands)
Non-interest bearing deposit accounts			$	4,275,794					$	3,905,603
Interest-bearing deposit accounts
Checking accounts			124,888						89,256
Savings			6,585						6,270
Secured card deposits			3,008						3,659
Time deposits, denominations greater than or equal to $250			3,798						2,132
Time deposits, denominations less than $250			2,221						3,600
Total interest-bearing deposit accounts			140,500						104,917
Total deposits			$	4,416,294					$	4,010,520

Note 10—Deposits (continued)

The scheduled contractual maturities for total time deposits are presented in the table below:

			December 31,
			(In thousands)
Due in 2026			$	2,600
Due in 2027			1,865
Due in 2028			745
Due in 2029			545
Due in 2030			264
Total time deposits			$	6,019

As of December 31, 2025 and 2024, we had aggregate time deposits of $3.8 million and $2.1 million, respectively, in denominations that met or exceeded the Federal Deposit Insurance Corporation ("FDIC") insurance limit.

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- Definition

The entire disclosure for deposit liabilities including data and tables. It may include a description of the entity's deposit liabilities, the aggregate amount of time deposits (including certificates of deposit) in denominations of $100,000 or more at the balance sheet date; the aggregate amount of any demand deposits that have been reclassified as loan balances, such as overdrafts, at the balance sheet date; deposits that are received on terms other than those in the normal course of business, the amount of accrued interest on deposit liabilities; securities, mortgage loans or other financial instruments that serve as collateral for deposits; for time deposits having a remaining term of more than one year, the aggregate amount of maturities for each of the five years following the balance sheet date; and the weighted average interest rate for all deposit liabilities held by the entity.

+ References

Reference 1: http://fasb.org/us-gaap/role/ref/legacyRef
-Name Accounting Standards Codification
-Section 50
-Paragraph 1
-SubTopic 405
-Topic 942
-Publisher FASB
-URI https://asc.fasb.org/1943274/2147478353/942-405-50-1

Reference 2: http://fasb.org/us-gaap/role/ref/legacyRef
-Topic 942
-SubTopic 210
-Name Accounting Standards Codification
-Section S99
-Paragraph 1
-Subparagraph (SX 210.9-03(12))
-Publisher FASB
-URI https://asc.fasb.org/1943274/2147478546/942-210-S99-1

Reference 3: http://www.xbrl.org/2003/role/disclosureRef
-Name Regulation S-K (SK)
-Number 229
-Section 1406
-Paragraph e
-Publisher SEC

Reference 4: http://www.xbrl.org/2003/role/disclosureRef
-Name Regulation S-K (SK)
-Number 229
-Section 1406
-Publisher SEC

+ Details

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X

- References

No definition available.

+ Details

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