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Loans to Bank Customers (Tables)
 12 Months Ended
Dec. 31, 2025
Receivables [Abstract]  
Schedule Past Due Financing Receivables
The following table presents total outstanding loans, gross of the related allowance for credit losses, and a summary of the related payment status:
30-59 Days Past Due60-89 Days Past Due90 Days or More Past DueTotal Past DueTotal Current or Less Than 30 Days Past DueTotal Outstanding
(In thousands)
December 31, 2025
Residential$— $— $— $— $7,733 $7,733 
Commercial— — — — 22,688 22,688 
Installment8 35 — 43 5,773 5,816 
Consumer1,777 — — 1,777 28,124 29,901 
Secured credit card544 554 1,835 2,933 7,682 10,615 
Total loans$2,329 $589 $1,835 $4,753 $72,000 $76,753 
Percentage of outstanding3.0 %0.8 %2.4 %6.2 %93.8 %100.0 %
December 31, 2024
Residential$1 $— $— $1 $6,874 $6,875 
Commercial— — — — 2,585 2,585 
Installment— 933 — 933 4,506 5,439 
Consumer1,668 — — 1,668 23,868 25,536 
Secured credit card700 700 2,536 3,936 5,132 9,068 
Total loans$2,369 $1,633 $2,536 $6,538 $42,965 $49,503 
Percentage of outstanding4.8 %3.3 %5.1 %13.2 %86.8 %100.0 %
Schedule of Nonperforming Loans
The following table presents the carrying value, gross of the related allowance for credit losses, of our nonperforming loans. See Note 2—Summary of Significant Accounting Policies for further information on the criteria for classification as nonperforming.
December 31, 2025December 31, 2024
(In thousands)
Residential$19 $34 
Secured credit card1,835 2,536 
Total loans$1,854 $2,570 
Schedule of Financing Receivable Credit Quality Indicators
The table below presents the carrying value, gross of the related allowance for credit losses, of our loans within the primary credit quality indicators related to our loan portfolio:
December 31, 2025December 31, 2024
Non-ClassifiedClassifiedNon-ClassifiedClassified
(In thousands)
Residential$7,714 $19 $6,841 $34 
Commercial22,688 — 2,585 — 
Installment4,902 914 5,439 — 
Consumer29,901 — 25,536 — 
Secured credit card8,780 1,835 6,532 2,536 
Total loans$73,985 $2,768 $46,933 $2,570 
Schedule of Allowance for Loan Losses
Activity in the allowance for credit losses on our loan portfolio consisted of the following:
Year Ended December 31,
202520242023
(In thousands)
Balance, beginning of period$17,542 $11,383 $9,078 
Provision for loans23,450 27,562 26,311 
Loans charged off(20,027)(21,613)(24,224)
Recoveries of loans previously charged off88 210 218 
Balance, end of period$21,053 $17,542 $11,383