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CONSOLIDATED STATEMENTS OF OPERATIONS - USD ($)
shares in Thousands, $ in Thousands
 12 Months Ended
Dec. 31, 2025
Dec. 31, 2024
Dec. 31, 2023
Operating revenues:      
Operating revenues $ 1,990,713 $ 1,661,511 $ 1,463,984
Interest income, net 89,778 62,365 37,344
Total operating revenues 2,080,491 1,723,876 1,501,328
Operating expenses:      
Sales and marketing expenses 207,893 217,210 245,325
Compensation and benefits expenses 254,376 251,044 238,528
Processing expenses 1,230,445 887,249 639,228
Other general and administrative expenses 351,993 370,041 355,577
Restructuring and other charges 22,125 0 0
Total operating expenses 2,066,832 1,725,544 1,478,658
Operating income (loss) 13,659 (1,668) 22,670
Interest expense, net 6,152 5,506 3,027
Other (expense), net (104,779) (15,365) (5,010)
(Loss) income before income taxes (97,272) (22,539) 14,633
Income tax expense 1,594 4,163 7,911
Net (loss) income $ (98,866) $ (26,702) $ 6,722
Basic (loss) earnings per common share (in USD per share) $ (1.79) $ (0.50) $ 0.13
Diluted (loss) earnings per common share (in USD per share) $ (1.79) $ (0.50) $ 0.13
Basic weighted-average common shares issued and outstanding (in shares) 55,099 53,527 52,251
Diluted weighted-average common shares issued and outstanding (in shares) 55,099 53,527 52,510
Card revenues and other fees      
Operating revenues:      
Operating revenues $ 1,565,932 $ 1,231,458 $ 1,007,565
Cash processing revenues      
Operating revenues:      
Operating revenues 240,186 231,753 225,416
Interchange revenues      
Operating revenues:      
Operating revenues $ 184,595 $ 198,300 $ 231,003