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Loans to Bank Customers (Tables) | 3 Months Ended
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Mar. 31, 2026
Credit Loss [Abstract] |
Schedule of Past Due Financing Receivables | The following table presents total outstanding loans, gross of the related allowance for credit losses, and a summary of the related payment status:
| 30-59 Days Past Due |  | 60-89 Days Past Due |  | 90 Days or More Past Due |  | Total Past Due |  | Total Current or Less Than 30 Days Past Due |  | Total Outstanding
| (In thousands)
March 31, 2026 |
Residential | $ | — |  |  | $ | — |  |  | $ | — |  |  | $ | — |  |  | $ | 7,439 |  |  | $ | 7,439 |
Commercial | — |  |  | — |  |  | — |  |  | — |  |  | 2,649 |  |  | 2,649 |
Installment | 8 |  |  | 35 |  |  | — |  |  | 43 |  |  | 5,564 |  |  | 5,607 |
Consumer | 1,614 |  |  | — |  |  | — |  |  | 1,614 |  |  | 42,565 |  |  | 44,179 |
Secured credit card | 482 |  |  | 646 |  |  | 1,524 |  |  | 2,652 |  |  | 6,583 |  |  | 9,235 |
Total loans | $ | 2,104 |  |  | $ | 681 |  |  | $ | 1,524 |  |  | $ | 4,309 |  |  | $ | 64,800 |  |  | $ | 69,109 |
Percentage of outstanding | 3.0 | % |  | 1.0 | % |  | 2.2 | % |  | 6.2 | % |  | 93.8 | % |  | 100.0 | %
December 31, 2025 |  |  |  |  |  |  |  |  |  |  |
Residential | $ | — |  |  | $ | — |  |  | $ | — |  |  | $ | — |  |  | $ | 7,733 |  |  | $ | 7,733 |
Commercial | — |  |  | — |  |  | — |  |  | — |  |  | 22,688 |  |  | 22,688 |
Installment | 8 |  |  | 35 |  |  | — |  |  | 43 |  |  | 5,773 |  |  | 5,816 |
Consumer | 1,777 |  |  | — |  |  | — |  |  | 1,777 |  |  | 28,124 |  |  | 29,901 |
Secured credit card | 544 |  |  | 554 |  |  | 1,835 |  |  | 2,933 |  |  | 7,682 |  |  | 10,615 |
Total loans | $ | 2,329 |  |  | $ | 589 |  |  | $ | 1,835 |  |  | $ | 4,753 |  |  | $ | 72,000 |  |  | $ | 76,753 |
Percentage of outstanding | 3.0 | % |  | 0.8 | % |  | 2.4 | % |  | 6.2 | % |  | 93.8 | % |  | 100.0 | %
Schedule of Nonperforming Loans | The following table presents the carrying value, gross of the related allowance for credit losses, of our nonperforming loans. See Note 2 — Summary of Significant Accounting Policies to the Consolidated Financial Statements of our Annual Report on Form 10-K for the year ended December 31, 2025 for further information on the criteria for classification as nonperforming.
| March 31, 2026 |  | December 31, 2025
| (In thousands)
Residential | $ | 15 |  |  | $ | 19 |
Secured credit card | 1,524 |  |  | 1,835 |
Total loans | $ | 1,539 |  |  | $ | 1,854 |
Schedule of Financing Receivable Credit Quality Indicators | The table below presents the carrying value, gross of the related allowance for credit losses, of our loans within the primary credit quality indicators related to our loan portfolio:
| March 31, 2026 |  | December 31, 2025
| Non-Classified |  | Classified |  | Non-Classified |  | Classified
| (In thousands)
Residential | $ | 7,424 |  |  | $ | 15 |  |  | $ | 7,714 |  |  | $ | 19 |
Commercial | 2,649 |  |  | — |  |  | 22,688 |  |  | — |
Installment | 4,217 |  |  | 1,390 |  |  | 4,902 |  |  | 914 |
Consumer | 44,179 |  |  | — |  |  | 29,901 |  |  | — |
Secured credit card | 7,711 |  |  | 1,524 |  |  | 8,780 |  |  | 1,835 |
Total loans | $ | 66,180 |  |  | $ | 2,929 |  |  | $ | 73,985 |  |  | $ | 2,768 |
Schedule of Allowance for Loan Losses | Activity in the allowance for credit losses on our loan portfolio consisted of the following:
|  |  | Three Months Ended March 31,
|  |  |  |  | 2026 |  | 2025
|  |  |  |  | (In thousands)
Balance, beginning of period |  |  |  |  | $ | 21,053 |  |  | $ | 17,542 |
Provision for loans |  |  |  |  | 11,110 |  |  | 11,127 |
Loans charged off |  |  |  |  | (10,636) |  |  | (6,347) |
Recoveries of loans previously charged off |  |  |  |  | 118 |  |  | 34 |
Balance, end of period |  |  |  |  | $ | 21,645 |  |  | $ | 22,356 |

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- Definition Tabular disclosure of allowance for credit loss on financing receivable. + References Reference 1: http://www.xbrl.org/2009/role/commonPracticeRef -Topic 326 -SubTopic 20 -Name Accounting Standards Codification -Section 50 -Paragraph 13 -Publisher FASB -URI https://asc.fasb.org/1943274/2147479319/326-20-50-13 + Details
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- Definition Tabular disclosure of financing receivables by credit quality indicator. The credit quality indicator is a statistic about the credit quality of financing receivables. Examples include, but not limited to, consumer credit risk scores, credit-rating-agency ratings, an entity's internal credit risk grades, loan-to-value ratios, collateral, collection experience and other internal metrics. + References Reference 1: http://www.xbrl.org/2009/role/commonPracticeRef -Topic 326 -SubTopic 20 -Name Accounting Standards Codification -Section 50 -Paragraph 5 -Publisher FASB -URI https://asc.fasb.org/1943274/2147479319/326-20-50-5 + Details
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- Definition Tabular disclosure of aging analysis for financing receivable. + References Reference 1: http://www.xbrl.org/2009/role/commonPracticeRef -Topic 326 -SubTopic 20 -Name Accounting Standards Codification -Section 50 -Paragraph 14 -Publisher FASB -URI https://asc.fasb.org/1943274/2147479319/326-20-50-14 Reference 2: http://www.xbrl.org/2003/role/exampleRef -Topic 326 -SubTopic 20 -Name Accounting Standards Codification -Section 55 -Paragraph 80 -Publisher FASB -URI https://asc.fasb.org/1943274/2147479294/326-20-55-80 + Details
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- Definition Tabular disclosure of financing receivable on nonaccrual status. + References Reference 1: http://www.xbrl.org/2003/role/disclosureRef -Topic 326 -SubTopic 20 -Name Accounting Standards Codification -Section 50 -Paragraph 16 -Publisher FASB -URI https://asc.fasb.org/1943274/2147479319/326-20-50-16 + Details
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