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INCOME TAXES (Schedule of Deferred tax assets and liabilities) (Details) - USD ($)
$ in Thousands
Dec. 31, 2020
Dec. 31, 2019
Deferred tax assets:    
Allowance for loan losses $ 11,145 $ 8,303
Interest on nonaccrual loans   24
Off balance sheet reserves 57 57
Restricted stock 90 188
Tangible asset 14 17
Non-qualified stock options 292 294
Net unrealized loss on interest rate cap 564  
Other   51
Total gross deferred tax assets 12,162 8,934
Deferred tax liabilities:    
Depreciation and amortization 3,731 781
Net unrealized gain on securities available for sale 1,067 604
Pass-through income 59 69
Prepaid assets 355 341
Total gross deferred tax liabilities 5,212 1,795
Net deferred tax asset, included in other assets $ 6,950 $ 7,139