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LOANS AND ALLOWANCE FOR LOAN LOSSES (Schedule of Loan Receivables) (Details) - USD ($) $ in Thousands | Mar. 31, 2021 | Dec. 31, 2020 | Mar. 31, 2020 | Dec. 31, 2019
--- | --- | --- | --- | ---
Loans and Leases Receivable Disclosure [Line Items] |  |  |  |
Total loans | $ 3,243,113 | $ 3,142,319 |  |
Deferred fees | (5,449) | (5,266) |  |
Loans, net of deferred fees and unamortized costs | 3,237,664 | 3,137,053 |  |
Allowance for loan losses | (35,502) | (35,407) | $ (30,924) | $ (26,272)
Net loans | 3,202,162 | 3,101,646 |  |
Real estate |  |  |  |
Loans and Leases Receivable Disclosure [Line Items] |  |  |  |
Total loans | 2,614,105 | 2,504,388 |  |
Commercial and industrial |  |  |  |
Loans and Leases Receivable Disclosure [Line Items] |  |  |  |
Total loans | 587,092 | 591,500 |  |
Allowance for loan losses | (10,827) | (12,123) | (9,493) | (7,070)
Commercial and industrial | Paycheck Protection Program loans |  |  |  |
Loans and Leases Receivable Disclosure [Line Items] |  |  |  |
Net loans | 4,500 | 3,800 |  |
Consumer |  |  |  |
Loans and Leases Receivable Disclosure [Line Items] |  |  |  |
Total loans | 41,916 | 46,431 |  |
Allowance for loan losses | (1,717) | (1,581) | (531) | (754)
Commercial | Real estate |  |  |  |
Loans and Leases Receivable Disclosure [Line Items] |  |  |  |
Total loans | 1,981,218 | 1,887,505 |  |
Allowance for loan losses | (18,341) | (17,243) | (17,369) | (15,317)
Construction | Real estate |  |  |  |
Loans and Leases Receivable Disclosure [Line Items] |  |  |  |
Total loans | 121,122 | 112,290 |  |
Allowance for loan losses | (1,707) | (1,593) | (620) | (411)
Multi-family | Real estate |  |  |  |
Loans and Leases Receivable Disclosure [Line Items] |  |  |  |
Total loans | 445,284 | 433,239 |  |
Allowance for loan losses | (2,732) | (2,661) | (2,708) | (2,453)
One to four family | Real estate |  |  |  |
Loans and Leases Receivable Disclosure [Line Items] |  |  |  |
Total loans | 66,481 | 71,354 |  |
Allowance for loan losses | $ (178) | $ (206) | $ (203) | $ (267)

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- Definition Amount of allowance to cover probable credit losses on loans and leases. Includes carryover of or adjustments to the allowance for loan losses in connection with business combinations. Excludes allowance for loans and leases covered under loss sharing agreements. + References Reference 1: http://fasb.org/us-gaap/role/ref/legacyRef -Publisher FASB -Name Accounting Standards Codification -Topic 310 -SubTopic 10 -Section 50 -Paragraph 11B -Subparagraph (g) -URI http://asc.fasb.org/extlink&oid=121611835&loc=SL6953423-111524 Reference 2: http://fasb.org/us-gaap/role/ref/legacyRef -Publisher FASB -Name Accounting Standards Codification -Topic 310 -SubTopic 30 -Section 50 -Paragraph 2 -Subparagraph (b)(1)(ii) -URI http://asc.fasb.org/extlink&oid=121614798&loc=d3e15032-111544 Reference 3: http://fasb.org/us-gaap/role/ref/legacyRef -Publisher FASB -Name Accounting Standards Codification -Topic 310 -SubTopic 10 -Section 50 -Paragraph 11B -Subparagraph (c)(1) -URI http://asc.fasb.org/extlink&oid=121611835&loc=SL6953423-111524 Reference 4: http://fasb.org/us-gaap/role/ref/legacyRef -Publisher FASB -Name Accounting Standards Codification -Topic 310 -SubTopic 10 -Section S99 -Paragraph 4 -Subparagraph (SAB Topic 6.L.1) -URI http://asc.fasb.org/extlink&oid=27010918&loc=d3e74567-122707 + Details
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- Definition Amount of deferred interest and fee income, unamortized costs incurred to originate loans and leases, unamortized loan commitments and loan syndication fees, and premiums over or discounts from face amounts of acquired loans. Excludes amounts for loans and leases covered under loss sharing agreements. + References Reference 1: http://fasb.org/us-gaap/role/ref/legacyRef -Publisher FASB -Name Accounting Standards Codification -Topic 942 -SubTopic 210 -Section S99 -Paragraph 1 -Subparagraph (SX 210.9-03.7) -URI http://asc.fasb.org/extlink&oid=120398452&loc=d3e534808-122878 Reference 2: http://fasb.org/us-gaap/role/ref/legacyRef -Publisher FASB -Name Accounting Standards Codification -Topic 840 -SubTopic 30 -Section 50 -Paragraph 4 -Subparagraph (a)(4) -URI http://asc.fasb.org/extlink&oid=121568338&loc=d3e45377-112738 Reference 3: http://fasb.org/us-gaap/role/ref/legacyRef -Publisher FASB -Name Accounting Standards Codification -Topic 310 -SubTopic 10 -Section 50 -Paragraph 4 -URI http://asc.fasb.org/extlink&oid=121611835&loc=d3e5074-111524 Reference 4: http://fasb.org/us-gaap/role/ref/legacyRef -Publisher FASB -Name Accounting Standards Codification -Topic 310 -SubTopic 20 -Section 50 -Paragraph 3 -URI http://asc.fasb.org/extlink&oid=84159169&loc=d3e10152-111534 + Details
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