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LOANS AND ALLOWANCE FOR LOAN LOSSES (Tables) | 9 Months Ended
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Sep. 30, 2021
LOANS AND ALLOWANCE FOR LOAN LOSSES |
Schedule of Net loans | ​
​ | ​ | ​ | ​ | ​ | ​ | ​
​ |  | September 30, 2021 | ​ | December 31, 2020
Real estate | ​ | ​ | ​ | ​ | ​ | ​
Commercial | ​ | $ | 2,378,074 | ​ | $ | 1,887,505
Construction | ​ | ​ | 150,144 | ​ | ​ | 112,290
Multifamily | ​ | ​ | 374,555 | ​ | ​ | 433,239
One-to-four family | ​ | ​ | 61,266 | ​ | ​ | 71,354
Total real estate loans | ​ | ​ | 2,964,039 | ​ | ​ | 2,504,388
​ | ​ | ​ | ​ | ​ | ​ | ​
Commercial and industrial | ​ | ​ | 611,303 | ​ | ​ | 591,500
Consumer | ​ | ​ | 35,067 | ​ | ​ | 46,431
Total loans | ​ | ​ | 3,610,409 | ​ | ​ | 3,142,319
Deferred fees | ​ | ​ | (7,121) | ​ | ​ | (5,266)
Loans, net of deferred fees and unamortized costs | ​ | ​ | 3,603,288 | ​ | ​ | 3,137,053
Allowance for loan losses | ​ | ​ | (38,121) | ​ | ​ | (35,407)
Balance at the end of the period | ​ | $ | 3,565,167 | ​ | $ | 3,101,646
​
Schedule of changes in the allowance for loan losses by portfolio segment | ​
​ | ​ | ​ | ​ | ​ | ​ | ​ | ​ | ​ | ​ | ​ | ​ | ​ | ​ | ​ | ​ | ​ | ​ | ​ | ​ | ​ | ​
​ | ​ | Commercial | ​ | Commercial | ​ | ​ | ​ | ​ | Multi | ​ | One-to-four | ​ | ​ | ​ | ​ | ​ | ​
Three months ended September 30, 2021 |  | Real Estate |  | & Industrial |  | Construction |  | Family |  | Family | ​ | Consumer | ​ | Total
Allowance for loan losses: | ​ | ​ | ​ | ​ | ​ | ​ | ​ | ​ | ​ | ​ | ​ | ​ | ​ | ​ | ​ | ​ | ​ | ​ | ​ | ​ | ​
Beginning balance | ​ | $ | 20,299 | ​ | $ | 10,545 | ​ | $ | 1,972 | ​ | $ | 2,618 | ​ | $ | 169 | ​ | $ | 1,774 | ​ | $ | 37,377
Provision/(credit) for loan losses | ​ | ​ | 1,169 | ​ | ​ | (440) | ​ | ​ | 129 | ​ | ​ | (331) | ​ | ​ | (13) | ​ | ​ | (24) | ​ | ​ | 490
Loans charged-off | ​ | ​ | — | ​ | ​ | — | ​ | ​ | — | ​ | ​ | — | ​ | ​ | — | ​ | ​ | (54) | ​ | ​ | (54)
Recoveries | ​ | ​ | — | ​ | ​ | 308 | ​ | ​ | — | ​ | ​ | — | ​ | ​ | — | ​ | ​ | — | ​ | ​ | 308
Total ending allowance balance | ​ | $ | 21,468 | ​ | $ | 10,413 | ​ | $ | 2,101 | ​ | $ | 2,287 | ​ | $ | 156 | ​ | $ | 1,696 | ​ | $ | 38,121
​
​ | ​ | ​ | ​ | ​ | ​ | ​ | ​ | ​ | ​ | ​ | ​ | ​ | ​ | ​ | ​ | ​ | ​ | ​ | ​ | ​ | ​
​ | ​ | Commercial | ​ | Commercial | ​ | ​ | ​ | ​ | Multi | ​ | One-to-four | ​ | ​ | ​ | ​ | ​ | ​
Three months ended September 30, 2020 |  | Real Estate |  | & Industrial |  | Construction |  | Family |  | Family | ​ | Consumer | ​ | Total
Allowance for loan losses: | ​ | ​ | ​ | ​ | ​ | ​ | ​ | ​ | ​ | ​ | ​ | ​ | ​ | ​ | ​ | ​ | ​ | ​ | ​ | ​ | ​
Beginning balance | ​ | $ | 18,690 | ​ | ​ | 9,132 | ​ | ​ | 741 | ​ | ​ | 2,739 | ​ | ​ | 242 | ​ | ​ | 961 | ​ | ​ | 32,505
Provision/(credit) for loan losses | ​ | ​ | (1,611) | ​ | ​ | 2,104 | ​ | ​ | 706 | ​ | ​ | (215) | ​ | ​ | (61) | ​ | ​ | 214 | ​ | ​ | 1,137
Loans charged-off | ​ | ​ | — | ​ | ​ | (82) | ​ | ​ | — | ​ | ​ | — | ​ | ​ | — | ​ | ​ | — | ​ | ​ | (82)
Recoveries | ​ | ​ | — | ​ | ​ | 54 | ​ | ​ | — | ​ | ​ | — | ​ | ​ | — | ​ | ​ | — | ​ | ​ | 54
Total ending allowance balance | ​ | $ | 17,079 | ​ | $ | 11,208 | ​ | $ | 1,447 | ​ | $ | 2,524 | ​ | $ | 181 | ​ | $ | 1,175 | ​ | $ | 33,614
​
​ | ​ | ​ | ​ | ​ | ​ | ​ | ​ | ​ | ​ | ​ | ​ | ​ | ​ | ​ | ​ | ​ | ​ | ​ | ​ | ​ | ​
​ | ​ | Commercial | ​ | Commercial | ​ | ​ | ​ | ​ | Multi | ​ | One-to-four | ​ | ​ | ​ | ​ | ​ | ​
Nine months ended September 30, 2021 |  | Real Estate |  | & Industrial |  | Construction |  | Family |  | Family | ​ | Consumer | ​ | Total
Allowance for loan losses: | ​ | ​ | ​ | ​ | ​ | ​ | ​ | ​ | ​ | ​ | ​ | ​ | ​ | ​ | ​ | ​ | ​ | ​ | ​ | ​ | ​
Beginning balance | ​ | $ | 17,243 | ​ | $ | 12,123 | ​ | $ | 1,593 | ​ | $ | 2,661 | ​ | $ | 206 | ​ | $ | 1,581 | ​ | $ | 35,407
Provision/(credit) for loan losses | ​ | ​ | 4,225 | ​ | ​ | (1,163) | ​ | ​ | 508 | ​ | ​ | (374) | ​ | ​ | (50) | ​ | ​ | 169 | ​ | ​ | 3,315
Loans charged-off | ​ | ​ | — | ​ | ​ | (855) | ​ | ​ | — | ​ | ​ | — | ​ | ​ | — | ​ | ​ | (54) | ​ | ​ | (909)
Recoveries | ​ | ​ | — | ​ | ​ | 308 | ​ | ​ | — | ​ | ​ | — | ​ | ​ | — | ​ | ​ | — | ​ | ​ | 308
Total ending allowance balance | ​ | $ | 21,468 | ​ | $ | 10,413 | ​ | $ | 2,101 | ​ | $ | 2,287 | ​ | $ | 156 | ​ | $ | 1,696 | ​ | $ | 38,121
​
​ | ​ | ​ | ​ | ​ | ​ | ​ | ​ | ​ | ​ | ​ | ​ | ​ | ​ | ​ | ​ | ​ | ​ | ​ | ​ | ​ | ​
​ | ​ | Commercial | ​ | Commercial | ​ | ​ | ​ | ​ | Multi | ​ | One-to-four | ​ | ​ | ​ | ​ | ​ | ​
Nine months ended September 30, 2020 |  | Real Estate |  | & Industrial |  | Construction |  | Family |  | Family | ​ | Consumer | ​ | Total
Allowance for loan losses: | ​ | ​ | ​ | ​ | ​ | ​ | ​ | ​ | ​ | ​ | ​ | ​ | ​ | ​ | ​ | ​ | ​ | ​ | ​ | ​ | ​
Beginning balance | ​ | $ | 15,317 | ​ | $ | 7,070 | ​ | $ | 411 | ​ | $ | 2,453 | ​ | $ | 267 | ​ | $ | 754 | ​ | $ | 26,272
Provision/(credit) for loan losses | ​ | ​ | 1,762 | ​ | ​ | 4,278 | ​ | ​ | 1,036 | ​ | ​ | 71 | ​ | ​ | (86) | ​ | ​ | 632 | ​ | ​ | 7,693
Loans charged-off | ​ | ​ | — | ​ | ​ | (254) | ​ | ​ | — | ​ | ​ | — | ​ | ​ | — | ​ | ​ | (221) | ​ | ​ | (475)
Recoveries | ​ | ​ | — | ​ | ​ | 114 | ​ | ​ | — | ​ | ​ | — | ​ | ​ | — | ​ | ​ | 10 | ​ | ​ | 124
Total ending allowance balance | ​ | $ | 17,079 | ​ | $ | 11,208 | ​ | $ | 1,447 | ​ | $ | 2,524 | ​ | $ | 181 | ​ | $ | 1,175 | ​ | $ | 33,614
Schedule of allowance for loan losses and the recorded investment in loans by portfolio segment | ​
​ | ​ | ​ | ​ | ​ | ​ | ​ | ​ | ​ | ​ | ​ | ​ | ​ | ​ | ​ | ​ | ​ | ​ | ​ | ​ | ​ | ​
​ | ​ | Commercial | ​ | Commercial | ​ | ​ | ​ | ​ | Multi | ​ | One-to-four | ​ | ​ | ​ | ​ | ​ | ​
At September 30, 2021 |  | Real Estate |  | & Industrial |  | Construction |  | Family |  | Family |  | Consumer |  | Total
Allowance for loan losses: | ​ | ​ | ​ | ​ | ​ | ​ | ​ | ​ | ​ | ​ | ​ | ​ | ​ | ​ | ​ | ​ | ​ | ​ | ​ | ​ | ​
Individually evaluated for impairment | ​ | $ | — | ​ | $ | 2,814 | ​ | $ | — | ​ | $ | — | ​ | $ | 33 | ​ | $ | 1,430 | ​ | $ | 4,277
Collectively evaluated for impairment | ​ | ​ | 21,468 | ​ | ​ | 7,599 | ​ | ​ | 2,101 | ​ | ​ | 2,287 | ​ | ​ | 123 | ​ | ​ | 266 | ​ | ​ | 33,844
Total ending allowance balance | ​ | $ | 21,468 | ​ | $ | 10,413 | ​ | $ | 2,101 | ​ | $ | 2,287 | ​ | $ | 156 | ​ | $ | 1,696 | ​ | $ | 38,121
Loans: | ​ | ​ | ​ | ​ | ​ | ​ | ​ | ​ | ​ | ​ | ​ | ​ | ​ | ​ | ​ | ​ | ​ | ​ | ​ | ​ | ​
Individually evaluated for impairment | ​ | $ | 10,333 | ​ | $ | 3,145 | ​ | $ | — | ​ | $ | — | ​ | $ | 958 | ​ | $ | 2,125 | ​ | $ | 16,561
Collectively evaluated for impairment | ​ | ​ | 2,367,741 | ​ | ​ | 608,158 | ​ | ​ | 150,144 | ​ | ​ | 374,555 | ​ | ​ | 60,308 | ​ | ​ | 32,942 | ​ | ​ | 3,593,848
Total ending loan balance | ​ | $ | 2,378,074 | ​ | $ | 611,303 | ​ | $ | 150,144 | ​ | $ | 374,555 | ​ | $ | 61,266 | ​ | $ | 35,067 | ​ | $ | 3,610,409
​
​ | ​ | ​ | ​ | ​ | ​ | ​ | ​ | ​ | ​ | ​ | ​ | ​ | ​ | ​ | ​ | ​ | ​ | ​ | ​ | ​ | ​
​ | ​ | Commercial | ​ | Commercial | ​ | ​ | ​ | ​ | Multi | ​ | One-to-four | ​ | ​ | ​ | ​ | ​ | ​
At December 31, 2020 |  | Real Estate |  | & Industrial |  | Construction |  | Family |  | Family |  | Consumer |  | Total
Allowance for loan losses: | ​ | ​ | ​ | ​ | ​ | ​ | ​ | ​ | ​ | ​ | ​ | ​ | ​ | ​ | ​ | ​ | ​ | ​ | ​ | ​ | ​
Individually evaluated for impairment | ​ | $ | — | ​ | $ | 3,662 | ​ | $ | — | ​ | $ | — | ​ | $ | 53 | ​ | $ | 1,203 | ​ | $ | 4,918
Collectively evaluated for impairment | ​ | ​ | 17,243 | ​ | ​ | 8,461 | ​ | ​ | 1,593 | ​ | ​ | 2,661 | ​ | ​ | 153 | ​ | ​ | 378 | ​ | ​ | 30,489
Total ending allowance balance | ​ | $ | 17,243 | ​ | $ | 12,123 | ​ | $ | 1,593 | ​ | $ | 2,661 | ​ | $ | 206 | ​ | $ | 1,581 | ​ | $ | 35,407
Loans: | ​ | ​ | ​ | ​ | ​ | ​ | ​ | ​ | ​ | ​ | ​ | ​ | ​ | ​ | ​ | ​ | ​ | ​ | ​ | ​ | ​
Individually evaluated for impairment | ​ | $ | 10,345 | ​ | $ | 4,192 | ​ | $ | — | ​ | $ | — | ​ | $ | 999 | ​ | $ | 2,197 | ​ | $ | 17,733
Collectively evaluated for impairment | ​ | ​ | 1,877,160 | ​ | ​ | 587,308 | ​ | ​ | 112,290 | ​ | ​ | 433,239 | ​ | ​ | 70,355 | ​ | ​ | 44,234 | ​ | ​ | 3,124,586
Total ending loan balance | ​ | $ | 1,887,505 | ​ | $ | 591,500 | ​ | $ | 112,290 | ​ | $ | 433,239 | ​ | $ | 71,354 | ​ | $ | 46,431 | ​ | $ | 3,142,319
Schedule of loans determined to be impaired by class of loans | ​
​ | ​ | ​ | ​ | ​ | ​ | ​ | ​ | ​ | ​ | ​
​ | ​ | Unpaid Principal | ​ | ​ | ​ | Allowance for Loan | ​
At September 30, 2021 |  | Balance |  | Recorded Investment |  | Losses Allocated | ​
With an allowance recorded: | ​ | ​ | ​ | ​ | ​ | ​ | ​ | ​ | ​ | ​
One-to-four family | ​ | $ | 584 | ​ | $ | 454 | ​ | $ | 33 | ​
Consumer | ​ | ​ | 2,125 | ​ | ​ | 2,125 | ​ | ​ | 1,430 | ​
Commercial & industrial | ​ | ​ | 3,145 | ​ | ​ | 3,145 | ​ | ​ | 2,814 | ​
Total | ​ | $ | 5,854 | ​ | $ | 5,724 | ​ | $ | 4,277 | ​
​ | ​ | ​ | ​ | ​ | ​ | ​ | ​ | ​ | ​ | ​
Without an allowance recorded: | ​ | ​ | ​ | ​ | ​ | ​ | ​ | ​ | ​ | ​
One-to-four family | ​ | $ | 651 | ​ | $ | 504 | ​ | $ | — | ​
Commercial real estate | ​ | ​ | 10,333 | ​ | ​ | 10,333 | ​ | ​ | — | ​
Commercial & industrial | ​ | ​ | — | ​ | ​ | — | ​ | ​ | — | ​
Total | ​ | $ | 10,984 | ​ | $ | 10,837 | ​ | $ | — | ​
​
​ | ​ | ​ | ​ | ​ | ​ | ​ | ​ | ​ | ​ | ​
​ | ​ | Unpaid Principal | ​ | ​ | ​ | Allowance for Loan | ​
At December 31, 2020 |  | Balance |  | Recorded Investment |  | Losses Allocated | ​
With an allowance recorded: | ​ | ​ | ​ | ​ | ​ | ​ | ​ | ​ | ​ | ​
One-to-four family | ​ | $ | 610 | ​ | $ | 480 | ​ | $ | 53 | ​
Consumer | ​ | ​ | 2,197 | ​ | ​ | 2,197 | ​ | ​ | 1,203 | ​
Commercial & industrial | ​ | ​ | 4,192 | ​ | ​ | 4,192 | ​ | ​ | 3,662 | ​
Total | ​ | $ | 6,999 | ​ | $ | 6,869 | ​ | $ | 4,918 | ​
​ | ​ | ​ | ​ | ​ | ​ | ​ | ​ | ​ | ​ | ​
Without an allowance recorded: | ​ | ​ | ​ | ​ | ​ | ​ | ​ | ​ | ​ | ​
One-to-four family | ​ | $ | 666 | ​ | $ | 519 | ​ | $ | — | ​
Commercial real estate | ​ | ​ | 10,345 | ​ | ​ | 10,345 | ​ | ​ | — | ​
Commercial & industrial | ​ | ​ | — | ​ | ​ | — | ​ | ​ | — | ​
Total | ​ | $ | 11,011 | ​ | $ | 10,864 | ​ | $ | — | ​
Schedule of average recorded investment and interest income of loans | ​
​ | ​ | ​ | ​ | ​ | ​ | ​
​ | ​ | Average Recorded | ​ | Interest Income
Three months ended September 30, 2021 |  | Investment |  | Recognized
With an allowance recorded: | ​ | ​ | ​ | ​ | ​ | ​
One-to-four family | ​ | $ | 458 | ​ | $ | 4
Consumer | ​ | ​ | 2,103 | ​ | ​ | 26
Commercial & industrial | ​ | ​ | 3,145 | ​ | ​ | —
Total | ​ | $ | 5,706 | ​ | $ | 30
​ | ​ | ​ | ​ | ​ | ​ | ​
Without an allowance recorded: | ​ | ​ | ​ | ​ | ​ | ​
One-to-four family | ​ | $ | 506 | ​ | $ | 7
Commercial real estate | ​ | ​ | 10,335 | ​ | ​ | 2
Commercial & industrial | ​ | ​ | 96 | ​ | ​ | —
Total | ​ | $ | 10,937 | ​ | $ | 9
​
​ | ​ | ​ | ​ | ​ | ​ | ​
​ | ​ | Average Recorded | ​ | Interest Income
Three months ended September 30, 2020 |  | Investment |  | Recognized
With an allowance recorded: | ​ | ​ | ​ | ​ | ​ | ​
One-to-four family | ​ | $ | 488 | ​ | $ | 5
Consumer | ​ | ​ | 2,112 | ​ | ​ | 27
Commercial & industrial | ​ | ​ | 5,497 | ​ | ​ | —
Total | ​ | $ | 8,097 | ​ | $ | 32
​ | ​ | ​ | ​ | ​ | ​ | ​
Without an allowance recorded: | ​ | ​ | ​ | ​ | ​ | ​
One-to-four family | ​ | $ | 524 | ​ | $ | 3
Commercial real estate | ​ | ​ | 363 | ​ | ​ | -
Total | ​ | $ | 887 | ​ | $ | 3
​
​ | ​ | ​ | ​ | ​ | ​ | ​
​ | ​ | Average Recorded | ​ | Interest Income
Nine months ended September 30, 2021 |  | Investment |  | Recognized
With an allowance recorded: | ​ | ​ | ​ | ​ | ​ | ​
One-to-four family | ​ | $ | 466 | ​ | $ | 16
Consumer | ​ | ​ | 2,132 | ​ | ​ | 84
Commercial & industrial | ​ | ​ | 3,407 | ​ | ​ | -
Total | ​ | $ | 6,005 | ​ | $ | 100
​ | ​ | ​ | ​ | ​ | ​ | ​
Without an allowance recorded: | ​ | ​ | ​ | ​ | ​ | ​
One-to-four family | ​ | $ | 511 | ​ | $ | 20
Commercial real estate | ​ | ​ | 10,339 | ​ | ​ | 207
Commercial & industrial | ​ | ​ | 96 | ​ | ​ | -
Total | ​ | $ | 10,946 | ​ | $ | 227
​
​ | ​ | ​ | ​ | ​ | ​ | ​
​ | ​ | Average Recorded | ​ | Interest Income
Nine months ended September 30, 2020 |  | Investment |  | Recognized
With an allowance recorded: | ​ | ​ | ​ | ​ | ​ | ​
One-to-four family | ​ | $ | 494 | ​ | $ | 13
Consumer | ​ | ​ | 1,330 | ​ | ​ | 58
Commercial & industrial | ​ | ​ | 3,272 | ​ | ​ | —
Total | ​ | $ | 5,096 | ​ | $ | 71
​ | ​ | ​ | ​ | ​ | ​ | ​
Without an allowance recorded: | ​ | ​ | ​ | ​ | ​ | ​
One-to-four family | ​ | $ | 1,115 | ​ | $ | 13
Commercial real estate | ​ | ​ | 364 | ​ | ​ | 4
Commercial and industrial | ​ | ​ | 1,188 | ​ | ​ | —
Total | ​ | $ | 2,667 | ​ | $ | 17
Schedule of recorded investment in non-accrual loans, loans past due over 90 days and still accruing by class of loans | ​
​ | ​ | ​ | ​ | ​ | ​ | ​
At September 30, 2021 |  | Non-accrual | ​ | Loans Past Due Over 90 Days Still Accruing
Commercial real estate | ​ | $ | 9,984 | ​ | $ | —
Commercial & industrial | ​ | ​ | 3,145 | ​ | ​ | —
Consumer | ​ | ​ | 1,674 | ​ | ​ | 573
Total | ​ | $ | 14,803 | ​ | $ | 573
​
​ | ​ | ​ | ​ | ​ | ​ | ​
At December 31, 2020 | ​ | Non-accrual | ​ | ​ | Loans Past Due Over 90 Days Still Accruing
Commercial & industrial | ​ | $ | 4,192 | ​ | $ | —
Consumer | ​ | ​ | 1,428 | ​ | ​ | 769
Total | ​ | $ | 5,620 | ​ | $ | 769
Schedule of aging of the recorded investment in past due loans by class of loans | ​
​ | ​ | ​ | ​ | ​ | ​ | ​ | ​ | ​ | ​ | ​ | ​ | ​ | ​ | ​ | ​ | ​ | ​ | ​
​ | ​ | ​ | ​ | ​ | ​ | 90 | ​ | ​ | ​ | ​ | ​ | ​
​ | ​ | 30-59 | ​ | 60-89 | ​ | Days and | ​ | Total past | ​ | Current | ​ | ​
At September 30, 2021 |  | Days |  | Days |  | Greater |  | due |  | loans |  | Total
Commercial real estate | ​ | $ | — | ​ | $ | — | ​ | $ | 9,984 | ​ | $ | 9,984 | ​ | $ | 2,368,090 | ​ | $ | 2,378,074
Commercial & industrial | ​ | ​ | 92 | ​ | ​ | — | ​ | ​ | 3,145 | ​ | ​ | 3,237 | ​ | ​ | 608,066 | ​ | ​ | 611,303
Construction | ​ | ​ | — | ​ | ​ | — | ​ | ​ | — | ​ | ​ | — | ​ | ​ | 150,144 | ​ | ​ | 150,144
Multifamily | ​ | ​ | — | ​ | ​ | — | ​ | ​ | — | ​ | ​ | — | ​ | ​ | 374,555 | ​ | ​ | 374,555
One-to-four family | ​ | ​ | — | ​ | ​ | — | ​ | ​ | — | ​ | ​ | — | ​ | ​ | 61,266 | ​ | ​ | 61,266
Consumer | ​ | ​ | 43 | ​ | ​ | — | ​ | ​ | 2,247 | ​ | ​ | 2,290 | ​ | ​ | 32,777 | ​ | ​ | 35,067
Total | ​ | $ | 135 | ​ | $ | — | ​ | $ | 15,376 | ​ | $ | 15,511 | ​ | $ | 3,594,898 | ​ | $ | 3,610,409
​
​ | ​ | ​ | ​ | ​ | ​ | ​ | ​ | ​ | ​ | ​ | ​ | ​ | ​ | ​ | ​ | ​ | ​ | ​
​ | ​ | ​ | ​ | ​ | ​ | 90 | ​ | ​ | ​ | ​ | ​ | ​
​ | ​ | 30-59 | ​ | 60-89 | ​ | Days and | ​ | Total past | ​ | Current | ​ | ​
At December 31, 2020 |  | Days |  | Days |  | Greater |  | due |  | loans |  | Total
Commercial real estate | ​ | $ | 40 | ​ | $ | 9,984 | ​ | $ | — | ​ | $ | 10,024 | ​ | $ | 1,877,481 | ​ | $ | 1,887,505
Commercial & industrial | ​ | ​ | 4,429 | ​ | ​ | 6,400 | ​ | ​ | 4,192 | ​ | ​ | 15,021 | ​ | ​ | 576,479 | ​ | ​ | 591,500
Construction | ​ | ​ | — | ​ | ​ | — | ​ | ​ | — | ​ | ​ | — | ​ | ​ | 112,290 | ​ | ​ | 112,290
Multifamily | ​ | ​ | — | ​ | ​ | — | ​ | ​ | — | ​ | ​ | — | ​ | ​ | 433,239 | ​ | ​ | 433,239
One-to-four family | ​ | ​ | 2,908 | ​ | ​ | — | ​ | ​ | — | ​ | ​ | 2,908 | ​ | ​ | 68,446 | ​ | ​ | 71,354
Consumer | ​ | ​ | 112 | ​ | ​ | 32 | ​ | ​ | 2,197 | ​ | ​ | 2,341 | ​ | ​ | 44,090 | ​ | ​ | 46,431
Total | ​ | $ | 7,489 | ​ | $ | 16,416 | ​ | $ | 6,389 | ​ | $ | 30,294 | ​ | $ | 3,112,025 | ​ | $ | 3,142,319
​
Schedule of recorded investment in TDRs by class of loans | ​
​ | ​ | ​ | ​ | ​ | ​ | ​ | ​
​ |  | September 30, 2021 |  | December 31, 2020 |
Troubled debt restructurings: | ​ | ​ | ​ | ​ | ​ | ​ | ​
Real Estate: | ​ | ​ | ​ | ​ | ​ | ​ | ​
Commercial real estate | ​ | $ | 349 | ​ | $ | 361 | ​
One-to-four family | ​ | ​ | 958 | ​ | ​ | 999 | ​
Total troubled debt restructurings | ​ | $ | 1,307 | ​ | $ | 1,360 | ​
Schedule of risk category of loans by class of loans | ​
​ | ​ | ​ | ​ | ​ | ​ | ​ | ​ | ​ | ​ | ​ | ​ | ​ | ​ | ​ | ​
​ | ​ | ​ | ​ | ​ | Special | ​ | ​ | ​ | ​ | ​ | ​ | ​ | ​ | ​
At September 30, 2021 |  | Pass |  | Mention |  | Substandard |  | Doubtful | ​ | ​ | Total
Commercial real estate | ​ | $ | 2,367,741 | ​ | $ | 349 | ​ | $ | 9,984 | ​ | $ | — | ​ | $ | 2,378,074
Commercial & industrial | ​ | ​ | 603,963 | ​ | ​ | 4,195 | ​ | ​ | — | ​ | ​ | 3,145 | ​ | ​ | 611,303
Construction | ​ | ​ | 150,144 | ​ | ​ | — | ​ | ​ | — | ​ | ​ | — | ​ | ​ | 150,144
Multifamily | ​ | ​ | 374,555 | ​ | ​ | — | ​ | ​ | — | ​ | ​ | — | ​ | ​ | 374,555
Total | ​ | $ | 3,496,403 | ​ | $ | 4,544 | ​ | $ | 9,984 | ​ | $ | 3,145 | ​ | $ | 3,514,076
​ ​
​ | ​ | ​ | ​ | ​ | ​ | ​ | ​ | ​ | ​ | ​ | ​ | ​ | ​ | ​ | ​
​ | ​ | ​ | ​ | ​ | Special | ​ | ​ | ​ | ​ | ​ | ​ | ​ | ​ | ​
At December 31, 2020 |  | Pass |  | Mention |  | Substandard |  | Doubtful | ​ | ​ | Total
Commercial real estate | ​ | $ | 1,877,160 | ​ | $ | 361 | ​ | $ | 9,984 | ​ | $ | — | ​ | $ | 1,887,505
Commercial & industrial | ​ | ​ | 583,809 | ​ | ​ | 3,499 | ​ | ​ | — | ​ | ​ | 4,192 | ​ | ​ | 591,500
Construction | ​ | ​ | 112,290 | ​ | ​ | — | ​ | ​ | — | ​ | ​ | — | ​ | ​ | 112,290
Multi-family | ​ | ​ | 433,239 | ​ | ​ | — | ​ | ​ | — | ​ | ​ | — | ​ | ​ | 433,239
Total | ​ | $ | 3,006,498 | ​ | $ | 3,860 | ​ | $ | 9,984 | ​ | $ | 4,192 | ​ | $ | 3,024,534

X
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- Definition Tabular disclosure of the various types of trade accounts and notes receivable and for each the gross carrying value, allowance, and net carrying value as of the balance sheet date. Presentation is categorized by current, noncurrent and unclassified receivables. + References Reference 1: http://fasb.org/us-gaap/role/ref/legacyRef -Publisher FASB -Name Accounting Standards Codification -Topic 210 -SubTopic 10 -Section S99 -Paragraph 1 -Subparagraph (SX 210.5-02.3,4) -URI http://asc.fasb.org/extlink&oid=120391452&loc=d3e13212-122682 + Details
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- Definition Tabular disclosure of allowance for credit loss of financing receivable, classified as current. + References Reference 1: http://fasb.org/us-gaap/role/ref/legacyRef -Publisher FASB -Name Accounting Standards Codification -Topic 310 -SubTopic 10 -Section 50 -Paragraph 11B -Subparagraph (c) -URI http://asc.fasb.org/extlink&oid=121611835&loc=SL6953423-111524 Reference 2: http://www.xbrl.org/2009/role/commonPracticeRef -Publisher FASB -Name Accounting Standards Codification -Topic 326 -SubTopic 20 -Section 50 -Paragraph 13 -URI http://asc.fasb.org/extlink&oid=121599337&loc=SL82919249-210447 + Details
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- Definition Tabular disclosure of financing receivable modified as troubled debt restructuring. + References Reference 1: http://www.xbrl.org/2009/role/commonPracticeRef -Publisher FASB -Name Accounting Standards Codification -Topic 310 -SubTopic 10 -Section 50 -Paragraph 33 -URI http://asc.fasb.org/extlink&oid=121611835&loc=SL6953676-111524 Reference 2: http://www.xbrl.org/2009/role/commonPracticeRef -Publisher FASB -Name Accounting Standards Codification -Topic 310 -SubTopic 10 -Section 50 -Paragraph 34 -URI http://asc.fasb.org/extlink&oid=121611835&loc=SL6953682-111524 + Details
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