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INCOME TAXES (Schedule of Deferred tax assets and liabilities) (Details) - USD ($)
$ in Thousands
Dec. 31, 2021
Dec. 31, 2020
Deferred tax assets:    
Allowance for loan losses $ 10,670 $ 11,145
Net unrealized loss on securities available for sale 3,731 564
Off balance sheet reserves 55 57
Restricted stock 252 90
Tangible asset 10 14
Non-qualified stock options 286 292
Net unrealized loss on interest rate cap 3,731 564
Total gross deferred tax assets 15,004 12,162
Deferred tax liabilities:    
Depreciation and amortization 3,229 3,731
Net unrealized gain on interest rate cap 334  
Net unrealized gain on securities available for sale   1,067
Pass-through income   59
Prepaid assets 459 355
Other 12  
Total gross deferred tax liabilities 4,034 5,212
Net deferred tax asset, included in other assets $ 10,970 $ 6,950