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LOANS AND ALLOWANCE FOR LOAN LOSSES (Schedule of Activity in the Allowance for Loan Losses by Segment) (Details) - USD ($) $ in Thousands | 3 Months Ended | 6 Months Ended
--- | --- | ---
Jun. 30, 2022 | Jun. 30, 2021 | Jun. 30, 2022 | Jun. 30, 2021
Allowance for Loan and Lease Losses [Roll Forward] |  |  |  |
Beginning balance | $ 38,134 | $ 35,502 | $ 34,729 | $ 35,407
Provision /(credit) for loan losses | 2,400 | 1,875 | 5,800 | 2,825
Loans charged-off | 0 | 0 |  | (855)
Recoveries |  |  | 5 |
Total ending allowance balance | 40,534 | 37,377 | 40,534 | 37,377
Net charge-offs |  |  | 5,000 | 855,000
Consumer. |  |  |  |
Allowance for Loan and Lease Losses [Roll Forward] |  |  |  |
Beginning balance |  |  |  | 1,581
Provision /(credit) for loan losses |  |  |  | 193
Total ending allowance balance |  | 1,774 |  | 1,774
Real estate | Commercial |  |  |  |
Allowance for Loan and Lease Losses [Roll Forward] |  |  |  |
Beginning balance | 24,720 | 18,341 | 22,216 | 17,243
Provision /(credit) for loan losses | 1,225 | 1,958 | 3,729 | 3,056
Total ending allowance balance | 25,945 | 20,299 | 25,945 | 20,299
Real estate | Construction |  |  |  |
Allowance for Loan and Lease Losses [Roll Forward] |  |  |  |
Beginning balance | 2,329 | 1,707 | 2,105 | 1,593
Provision /(credit) for loan losses | 258 | 265 | 482 | 379
Total ending allowance balance | 2,587 | 1,972 | 2,587 | 1,972
Real estate | Multifamily |  |  |  |
Allowance for Loan and Lease Losses [Roll Forward] |  |  |  |
Beginning balance | 2,256 | 2,732 | 2,156 | 2,661
Provision /(credit) for loan losses | 283 | (114) | 383 | (43)
Total ending allowance balance | 2,539 | 2,618 | 2,539 | 2,618
Real estate | One to four family |  |  |  |
Allowance for Loan and Lease Losses [Roll Forward] |  |  |  |
Beginning balance | 104 | 178 | 140 | 206
Provision /(credit) for loan losses | (2) | (9) | (38) | (37)
Total ending allowance balance | 102 | 169 | 102 | 169
Commercial and industrial |  |  |  |
Allowance for Loan and Lease Losses [Roll Forward] |  |  |  |
Beginning balance | 8,488 | 10,827 | 7,708 | 12,123
Provision /(credit) for loan losses | 656 | (282) | 1,436 | (723)
Loans charged-off |  |  |  | (855)
Total ending allowance balance | 9,144 | 10,545 | 9,144 | 10,545
Consumer |  |  |  |
Allowance for Loan and Lease Losses [Roll Forward] |  |  |  |
Beginning balance | 237 | 1,717 | 404 |
Provision /(credit) for loan losses | (20) | 57 | (192) |
Recoveries |  |  | 5 |
Total ending allowance balance | $ 217 | $ 1,774 | $ 217 | $ 1,774

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- Definition Amount of recovery of loans and lease receivables which had previously been fully or partially written-off as bad debts. + References Reference 1: http://fasb.org/us-gaap/role/ref/legacyRef -Publisher FASB -Name Accounting Standards Codification -Topic 310 -SubTopic 10 -Section 50 -Paragraph 11B -Subparagraph (c)(4) -URI http://asc.fasb.org/extlink&oid=123577603&loc=SL6953423-111524 + Details
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- Definition A roll forward is a reconciliation of a concept from the beginning of a period to the end of a period. + References No definition available. + Details
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- Definition Amount of loans and leases that have been written off from both loan receivables and allowance reserve for credit loss. + References Reference 1: http://fasb.org/us-gaap/role/ref/legacyRef -Publisher FASB -Name Accounting Standards Codification -Topic 310 -SubTopic 10 -Section 50 -Paragraph 11B -Subparagraph (c)(3) -URI http://asc.fasb.org/extlink&oid=123577603&loc=SL6953423-111524 + Details
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- Definition Amount of allowance to cover probable credit losses on loans and leases. Includes carryover of or adjustments to the allowance for loan losses in connection with business combinations. Excludes allowance for loans and leases covered under loss sharing agreements. + References Reference 1: http://www.xbrl.org/2009/role/commonPracticeRef -Publisher FASB -Name Accounting Standards Codification -Topic 310 -SubTopic 10 -Section S99 -Paragraph 4 -Subparagraph (SAB Topic 6.L.1) -URI http://asc.fasb.org/extlink&oid=122038336&loc=d3e74567-122707 Reference 2: http://fasb.org/us-gaap/role/ref/legacyRef -Publisher FASB -Name Accounting Standards Codification -Topic 310 -SubTopic 10 -Section 50 -Paragraph 11B -Subparagraph (g) -URI http://asc.fasb.org/extlink&oid=123577603&loc=SL6953423-111524 Reference 3: http://fasb.org/us-gaap/role/ref/legacyRef -Publisher FASB -Name Accounting Standards Codification -Topic 310 -SubTopic 30 -Section 50 -Paragraph 2 -Subparagraph (b)(1)(ii) -URI http://asc.fasb.org/extlink&oid=121614798&loc=d3e15032-111544 Reference 4: http://fasb.org/us-gaap/role/ref/legacyRef -Publisher FASB -Name Accounting Standards Codification -Topic 310 -SubTopic 10 -Section 50 -Paragraph 11B -Subparagraph (c)(1) -URI http://asc.fasb.org/extlink&oid=123577603&loc=SL6953423-111524 + Details
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