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FAIR VALUE OF FINANCIAL INSTRUMENTS (Carrying Amount and Estimated Fair Values of Financial Instruments) (Details) - USD ($) $ in Thousands | Dec. 31, 2022 | Dec. 31, 2021
--- | --- | ---
Financial assets: |  |
Securities available for sale | $ 445,747 | $ 566,624
Securities held to maturity | 437,300 | 380,100
Other investments |  |
FRB Stock | 11,400 | 7,400
FHLB Stock | 9,200 | 3,100
Financial liabilities: |  |
Noninterest-bearing demand deposits | 2,422,151 | 3,668,673
Time deposits | 52,063 | 78,986
Federal funds purchased | 150,000 |
Federal Home Loan Bank of New York advances | 100,000 |
Carrying Amount |  |
Financial assets: |  |
Cash and due from banks | 26,780 | 28,864
Overnight deposits | 230,638 | 2,330,486
Securities held to maturity | 510,425 | 382,099
Loans, net | 4,840,523 | 3,697,200
Other investments |  |
FRB Stock | 11,421 | 7,430
FHLB Stock | 9,191 | 3,070
Disability Fund | 1,000 | 1,000
Time deposits at banks | 498 |
CRA - CD |  | 498
Receivables from prepaid card programs, net | 85,605 | 39,864
Accrued interest receivable | 24,107 | 15,195
Financial liabilities: |  |
Noninterest-bearing demand deposits | 2,422,151 | 3,668,673
Money market and savings deposits | 2,803,698 | 2,687,913
Time deposits | 52,063 | 78,986
Federal funds purchased | 150,000 |
Federal Home Loan Bank of New York advances | 100,000 |
Trust preferred securities payable | 20,620 | 20,620
Subordinated debt, net of issuance cost |  | 24,712
Prepaid debit cardholder balances | 10,579 | 8,847
Accrued interest payable | 728 | 746
Secured Borrowings | 7,725 | 32,461
Total Fair Value |  |
Financial assets: |  |
Cash and due from banks | 26,780 | 28,864
Overnight deposits | 230,638 | 2,330,486
Securities held to maturity | 437,290 | 380,108
Loans, net | 4,737,007 | 3,721,619
Other investments |  |
Disability Fund | 1,000 | 1,000
Time deposits at banks | 498 |
CRA - CD |  | 498
Receivables from prepaid card programs, net | 85,605 | 39,864
Accrued interest receivable | 24,107 | 15,195
Financial liabilities: |  |
Noninterest-bearing demand deposits | 2,422,151 | 3,668,673
Money market and savings deposits | 2,803,698 | 2,687,913
Time deposits | 51,058 | 79,187
Federal funds purchased | 150,000 |
Federal Home Loan Bank of New York advances | 100,000 |
Trust preferred securities payable | 19,953 | 19,997
Subordinated debt, net of issuance cost |  | 25,125
Prepaid debit cardholder balances | 10,579 | 8,847
Accrued interest payable | 728 | 746
Secured Borrowings | 7,725 | 32,507
Fair Value, Inputs, Level 1 |  |
Financial assets: |  |
Cash and due from banks | 26,780 | 28,864
Overnight deposits | 230,638 | 2,330,486
Other investments |  |
Time deposits at banks | 498 |
CRA - CD |  | 498
Financial liabilities: |  |
Noninterest-bearing demand deposits | 2,422,151 | 3,668,673
Money market and savings deposits | 2,803,698 | 2,687,913
Accrued interest payable | 112 | 5
Fair Value, Inputs, Level 2 |  |
Financial assets: |  |
Securities held to maturity | 437,290 | 380,108
Other investments |  |
Disability Fund | 1,000 | 1,000
Accrued interest receivable | 964 | 892
Financial liabilities: |  |
Time deposits | 51,058 | 79,187
Federal funds purchased | 150,000 |
Federal Home Loan Bank of New York advances | 100,000 |
Subordinated debt, net of issuance cost |  | 25,125
Accrued interest payable | 293 | 633
Secured Borrowings | 7,725 | 32,507
Fair Value, Inputs, Level 3 |  |
Financial assets: |  |
Loans, net | 4,737,007 | 3,721,619
Other investments |  |
Receivables from prepaid card programs, net | 85,605 | 39,864
Accrued interest receivable | 23,143 | 14,303
Financial liabilities: |  |
Trust preferred securities payable | 19,953 | 19,997
Prepaid debit cardholder balances | 10,579 | 8,847
Accrued interest payable | $ 323 | $ 108

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