XML 112 R91.htm IDEA: XBRL DOCUMENT v3.22.4
REGULATORY CAPITAL (Summary of actual capital amounts and ratios) (Details)
$ in Thousands
12 Months Ended
Dec. 31, 2022
USD ($)
Dec. 31, 2021
USD ($)
Compliance with Regulatory Capital Requirements under Banking Regulations [Line Items]    
Tier 1 leverage ratio (to average assets), Actual Amount $ 641,082 $ 575,380
Tier 1 leverage ratio (to average assets), Actual Ratio 0.102 0.085
Tier 1 leverage ratio (to average assets), For Capital Adequacy Amount $ 250,963 $ 270,863
Tier 1 leverage ratio (to average assets), For Capital Adequacy Ratio 0.040 0.040
Tier 1 common equity (to risk-weighted assets), Actual Amount $ 620,462 $ 554,760
Tier 1 common equity (to risk-weighted assets), Actual Ratio 0.121 0.141
Tier 1 common equity (to risk-weighted assets), For Capital Adequacy Amount $ 230,879 $ 177,646
Tier 1 common equity (to risk-weighted assets), For Capital Adequacy Ratio 0.045% 0.045%
Tier 1 common equity (to risk-weighted assets), Minimum Capital Conservation Buffer 0.025 0.025
Tier 1 capital (to risk-weighted assets), Actual Amount $ 641,082 $ 575,380
Tier 1 capital (to risk-weighted assets), Actual Ratio 0.125 0.146
Tier 1 capital (to risk-weighted assets), For Capital Adequacy Amount $ 307,838 $ 236,861
Tier 1 capital (to risk-weighted assets), For Capital Adequacy Ratio 0.060 0.060
Tier 1 capital (to risk-weighted assets), Minimum Capital Conservation Buffer 0.025 0.025
Total capital (to risk-weighted assets), Actual Amount $ 686,139 $ 635,002
Total capital (to risk-weighted assets), Actual Ratio 0.134 0.161
Total capital (to risk-weighted assets), For Capital Adequacy Amount $ 410,451 $ 315,815
Total capital (to risk-weighted assets), For Capital Adequacy Ratio 0.080 0.080
Total capital (to risk-weighted assets), Minimum Capital Conservation Buffer 0.025 0.025
Percentage of capital conversion buffer 0.054% 0.081%
Metropolitan Commercial Bank    
Compliance with Regulatory Capital Requirements under Banking Regulations [Line Items]    
Tier 1 leverage ratio (to average assets), Actual Amount $ 628,825 $ 566,835
Tier 1 leverage ratio (to average assets), Actual Ratio 0.100 0.084
Tier 1 leverage ratio (to average assets), For Capital Adequacy Amount $ 250,920 $ 270,800
Tier 1 leverage ratio (to average assets), For Capital Adequacy Ratio 0.040 0.040
Tier 1 leverage ratio (to average assets), To be Well Capitalized under Prompt Corrective Action Regulations Amount $ 313,650 $ 338,499
Tier 1 leverage ratio (to average assets), To be Well Capitalized under Prompt Corrective Action Regulations Ratio 0.050 0.050
Tier 1 common equity (to risk-weighted assets), Actual Amount $ 628,825 $ 566,835
Tier 1 common equity (to risk-weighted assets), Actual Ratio 0.123 0.144
Tier 1 common equity (to risk-weighted assets), For Capital Adequacy Amount $ 230,815 $ 177,582
Tier 1 common equity (to risk-weighted assets), For Capital Adequacy Ratio 0.045% 0.045%
Tier 1 common equity (to risk-weighted assets), To be Well Capitalized under Prompt Corrective Action Regulations Amount $ 333,399 $ 256,508
Tier 1 common equity (to risk-weighted assets), To be Well Capitalized under Prompt Corrective Action Regulations Ratio 0.065% 0.065%
Tier 1 common equity (to risk-weighted assets), Minimum Capital Conservation Buffer 0.025 0.025
Tier 1 capital (to risk-weighted assets), Actual Amount $ 628,825 $ 566,835
Tier 1 capital (to risk-weighted assets), Actual Ratio 0.123 0.144
Tier 1 capital (to risk-weighted assets), For Capital Adequacy Amount $ 307,753 $ 236,777
Tier 1 capital (to risk-weighted assets), For Capital Adequacy Ratio 0.060 0.060
Tier 1 capital (to risk-weighted assets), To be Well Capitalized under Prompt Corrective Action Regulations Amount $ 410,337 $ 315,702
Tier 1 capital (to risk-weighted assets), To be Well Capitalized under Prompt Corrective Action Regulations Ratio 0.080 0.080
Tier 1 capital (to risk-weighted assets), Minimum Capital Conservation Buffer 0.025 0.025
Total capital (to risk-weighted assets), Actual Amount $ 673,876 $ 601,740
Total capital (to risk-weighted assets), Actual Ratio 0.131 0.152
Total capital (to risk-weighted assets), For Capital Adequacy Amount $ 410,337 $ 315,702
Total capital (to risk-weighted assets), For Capital Adequacy Ratio 0.080 0.080
Total capital (to risk-weighted assets), To be Well Capitalized under Prompt Corrective Action Regulations Amount $ 512,922 $ 394,628
Total capital (to risk-weighted assets), To be Well Capitalized under Prompt Corrective Action Regulations Ratio 0.100 0.100
Total capital (to risk-weighted assets), Minimum Capital Conservation Buffer 0.025 0.025
Percentage of capital conversion buffer 0.051% 0.073%