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LOANS AND ALLOWANCE FOR CREDIT LOSSES (Schedule of Activity in the Allowance for Loan Losses by Segment) (Details) - USD ($) | 3 Months Ended | 6 Months Ended
--- | --- | ---
Jun. 30, 2023 | Jun. 30, 2022 | Jun. 30, 2023 | Jun. 30, 2022
Allowance for Loan and Lease Losses [Roll Forward] |  |  |  |
Beginning balance | $ 47,752,000 | $ 38,134,000 | $ 44,876,000 | $ 34,729,000
Provision /(credit) for loan losses | 3,942,000 | 2,400,000 | 4,667,000 | 5,800,000
Loans charged-off | (44,000) |  | (143,000) |
Recoveries |  | 0 |  | 5,000
Total ending allowance balance | 51,650,000 | 40,534,000 | 51,650,000 | 40,534,000
Net charge-offs | 44,000,000 |  | 143,000,000 |
Cumulative Effect, Period of Adoption, Adjustment |  |  |  |
Allowance for Loan and Lease Losses [Roll Forward] |  |  |  |
Beginning balance |  |  | 2,250,000 |
Real estate | Commercial |  |  |  |
Allowance for Loan and Lease Losses [Roll Forward] |  |  |  |
Beginning balance | 31,836,000 | 24,720,000 | 29,496,000 | 22,216,000
Provision /(credit) for loan losses | 2,785,000 | 1,225,000 | 5,077,000 | 3,729,000
Total ending allowance balance | 34,621,000 | 25,945,000 | 34,621,000 | 25,945,000
Real estate | Commercial | Cumulative Effect, Period of Adoption, Adjustment |  |  |  |
Allowance for Loan and Lease Losses [Roll Forward] |  |  |  |
Beginning balance |  |  | 48,000 |
Real estate | Construction |  |  |  |
Allowance for Loan and Lease Losses [Roll Forward] |  |  |  |
Beginning balance | 1,261,000 | 2,329,000 | 1,983,000 | 2,105,000
Provision /(credit) for loan losses | 339,000 | 258,000 | (807,000) | 482,000
Total ending allowance balance | 1,600,000 | 2,587,000 | 1,600,000 | 2,587,000
Real estate | Construction | Cumulative Effect, Period of Adoption, Adjustment |  |  |  |
Allowance for Loan and Lease Losses [Roll Forward] |  |  |  |
Beginning balance |  |  | 424,000 |
Real estate | Multifamily |  |  |  |
Allowance for Loan and Lease Losses [Roll Forward] |  |  |  |
Beginning balance | 2,871,000 | 2,256,000 | 2,823,000 | 2,156,000
Provision /(credit) for loan losses | 672,000 | 283,000 | 15,000 | 383,000
Total ending allowance balance | 3,543,000 | 2,539,000 | 3,543,000 | 2,539,000
Real estate | Multifamily | Cumulative Effect, Period of Adoption, Adjustment |  |  |  |
Allowance for Loan and Lease Losses [Roll Forward] |  |  |  |
Beginning balance |  |  | 705,000 |
Real estate | One to four family |  |  |  |
Allowance for Loan and Lease Losses [Roll Forward] |  |  |  |
Beginning balance | 407,000 | 104,000 | 105,000 | 140,000
Provision /(credit) for loan losses | (45,000) | (2,000) | 76,000 | (38,000)
Total ending allowance balance | 362,000 | 102,000 | 362,000 | 102,000
Real estate | One to four family | Cumulative Effect, Period of Adoption, Adjustment |  |  |  |
Allowance for Loan and Lease Losses [Roll Forward] |  |  |  |
Beginning balance |  |  | 181,000 |
Commercial and industrial |  |  |  |
Allowance for Loan and Lease Losses [Roll Forward] |  |  |  |
Beginning balance | 10,757,000 | 8,488,000 | 10,274,000 | 7,708,000
Provision /(credit) for loan losses | 220,000 | 656,000 | 232,000 | 1,436,000
Total ending allowance balance | 10,977,000 | 9,144,000 | 10,977,000 | 9,144,000
Commercial and industrial | Cumulative Effect, Period of Adoption, Adjustment |  |  |  |
Allowance for Loan and Lease Losses [Roll Forward] |  |  |  |
Beginning balance |  |  | 471,000 |
Consumer |  |  |  |
Allowance for Loan and Lease Losses [Roll Forward] |  |  |  |
Beginning balance | 620,000 | 237,000 | 195,000 | 404,000
Provision /(credit) for loan losses | (29,000) | (20,000) | 74,000 | (192,000)
Loans charged-off | (44,000) |  | (143,000) |
Recoveries |  |  |  | 5,000
Total ending allowance balance | $ 547,000 | $ 217,000 | 547,000 | $ 217,000
Consumer | Cumulative Effect, Period of Adoption, Adjustment |  |  |  |
Allowance for Loan and Lease Losses [Roll Forward] |  |  |  |
Beginning balance |  |  | $ 421,000 |

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