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CONSOLIDATED STATEMENTS OF CASH FLOWS - USD ($)
$ in Thousands
 6 Months Ended
Jun. 30, 2023
Jun. 30, 2022
Cash flows from operating activities    
Net income $ 40,637 $ 42,210
Adjustments to reconcile net income to net cash:    
Net depreciation amortization and accretion 1,443 2,291
Provision for credit losses 4,951 5,800
Stock-based compensation 4,802 3,561
Net change in deferred loan fees 2,571 3,338
Dividends earned on CRA fund (25) (13)
Unrealized (gain) loss on equity securities 7 179
Net change in:    
Receivable from global payments, net 686 (28,350)
Third-party debit cardholder balances 193 14,684
Other assets (15,187) (23,689)
Other liabilities 5,613 984
Net cash provided by (used in) operating activities 45,691 20,995
Cash flows from investing activities    
Loan originations, purchases and payments, net (311,594) (646,569)
Redemptions of other investments 110,451 2
Purchases of other investments (116,381) (5,362)
Purchase of securities held-for-investment (24,595) (170,615)
Proceeds from paydowns of securities available-for-sale 21,061 49,902
Proceeds from paydowns of securities held-to-maturity 19,366 21,643
Purchase of premises and equipment, net (1,888) (3,973)
Net cash provided by (used in) investing activities (303,580) (754,972)
Cash flows from financing activities    
Proceeds from issuance of federal funds purchased 93,000  
Proceeds from (repayments of) FHLB advances, net 100,000  
Redemption of common stock for tax withholdings for restricted stock vesting (1,336) (1,191)
Redemption of subordinated debt   (24,712)
Proceeds from (repayments of) secured borrowings, net (70) (417)
Net increase (decrease) in deposits 10,653 (257,172)
Net cash provided by (used in) financing activities 202,247 (283,492)
Increase (decrease) in cash and cash equivalents (55,642) (1,017,469)
Cash and cash equivalents at the beginning of the period 257,418 2,359,350
Cash and cash equivalents at the end of the period 201,776 1,341,881
Cash paid for:    
Interest 60,032 8,573
Income Taxes $ 22,377 17,605
Non-cash item:    
Transfer of loans from held-for-investment to held-for-sale   $ 10,000