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LOANS AND ALLOWANCE FOR CREDIT LOSSES - Credit Quality Indicator (Details) - USD ($) $ in Thousands | Sep. 30, 2023 | Dec. 31, 2022
--- | --- | ---
LOANS AND ALLOWANCE FOR CREDIT LOSSES |  |
Loans | $ 5,354,487 | $ 4,840,523
Past Due |  |
LOANS AND ALLOWANCE FOR CREDIT LOSSES |  |
Loans | 69,498 | 32,082
Current |  |
LOANS AND ALLOWANCE FOR CREDIT LOSSES |  |
Loans | 5,300,721 | 4,821,413
Commercial and industrial |  |
LOANS AND ALLOWANCE FOR CREDIT LOSSES |  |
2023 | 168,977 |
2022 | 301,198 |
2021 | 97,771 |
2020 | 23,638 |
2019 | 15,764 |
2018 & Prior | 8,238 |
Revolving | 361,192 |
Loans | 976,778 | 908,616
Commercial and industrial | Past Due |  |
LOANS AND ALLOWANCE FOR CREDIT LOSSES |  |
Loans | 6,988 | 37
Commercial and industrial | Current |  |
LOANS AND ALLOWANCE FOR CREDIT LOSSES |  |
Loans | 969,790 | 908,579
Consumer |  |
LOANS AND ALLOWANCE FOR CREDIT LOSSES |  |
2018 & Prior | 18,361 |
Loans | 18,361 | 24,931
Consumer | Past Due |  |
LOANS AND ALLOWANCE FOR CREDIT LOSSES |  |
2018 & Prior | 25 |
Loans | 25 | 45
Consumer | Current |  |
LOANS AND ALLOWANCE FOR CREDIT LOSSES |  |
2018 & Prior | 18,336 |
Loans | 18,336 | 24,886
Commercial |  |
LOANS AND ALLOWANCE FOR CREDIT LOSSES |  |
2023 | 1,185,452 |
2022 | 1,411,380 |
2021 | 555,880 |
2020 | 179,751 |
2019 | 223,040 |
2018 & Prior | 113,821 |
Revolving | 43,340 |
Loans | 3,712,664 |
Commercial | Commercial |  |
LOANS AND ALLOWANCE FOR CREDIT LOSSES |  |
Loans | 41,000 |
Commercial | Real estate |  |
LOANS AND ALLOWANCE FOR CREDIT LOSSES |  |
Loans | 3,712,664 | 3,254,508
Commercial | Real estate | Past Due |  |
LOANS AND ALLOWANCE FOR CREDIT LOSSES |  |
Loans | 24,000 | 24,000
Commercial | Real estate | Current |  |
LOANS AND ALLOWANCE FOR CREDIT LOSSES |  |
Loans | 3,688,664 | 3,230,508
Construction |  |
LOANS AND ALLOWANCE FOR CREDIT LOSSES |  |
2023 | 50,639 |
2022 | 50,248 |
2021 | 39,304 |
Revolving | 9,021 |
Loans | 149,212 |
Construction | Real estate |  |
LOANS AND ALLOWANCE FOR CREDIT LOSSES |  |
Loans | 149,212 | 143,693
Construction | Real estate | Current |  |
LOANS AND ALLOWANCE FOR CREDIT LOSSES |  |
Loans | 149,212 | 143,693
Multifamily |  |
LOANS AND ALLOWANCE FOR CREDIT LOSSES |  |
2023 | 84,393 |
2022 | 158,471 |
2021 | 72,987 |
2020 | 23,774 |
2019 | 37,826 |
2018 & Prior | 79,087 |
Revolving | 6,461 |
Loans | 462,999 |
Multifamily | Real estate |  |
LOANS AND ALLOWANCE FOR CREDIT LOSSES |  |
Loans | 462,999 | 468,540
Multifamily | Real estate | Past Due |  |
LOANS AND ALLOWANCE FOR CREDIT LOSSES |  |
Loans | 38,485 | 8,000
Multifamily | Real estate | Current |  |
LOANS AND ALLOWANCE FOR CREDIT LOSSES |  |
Loans | 424,514 | 460,540
One to four family |  |
LOANS AND ALLOWANCE FOR CREDIT LOSSES |  |
2022 | 4,163 |
2020 | 10,365 |
2019 | 12,384 |
2018 & Prior | 23,293 |
Loans | 50,205 |
One to four family | Current |  |
LOANS AND ALLOWANCE FOR CREDIT LOSSES |  |
2022 | 4,163 |
2020 | 10,365 |
2019 | 12,384 |
2018 & Prior | 23,293 |
Loans | 50,205 |
One to four family | Real estate |  |
LOANS AND ALLOWANCE FOR CREDIT LOSSES |  |
Loans | 50,205 | 53,207
One to four family | Real estate | Current |  |
LOANS AND ALLOWANCE FOR CREDIT LOSSES |  |
Loans | 50,205 | $ 53,207
Pass | Commercial and industrial |  |
LOANS AND ALLOWANCE FOR CREDIT LOSSES |  |
2023 | 161,702 |
2022 | 267,030 |
2021 | 97,771 |
2020 | 21,190 |
2019 | 15,764 |
2018 & Prior | 8,238 |
Revolving | 325,877 |
Loans | 897,572 |
Pass | Commercial |  |
LOANS AND ALLOWANCE FOR CREDIT LOSSES |  |
2023 | 1,172,394 |
2022 | 1,348,513 |
2021 | 541,243 |
2020 | 162,438 |
2019 | 223,040 |
2018 & Prior | 113,821 |
Revolving | 43,340 |
Loans | 3,604,789 |
Pass | Construction |  |
LOANS AND ALLOWANCE FOR CREDIT LOSSES |  |
2023 | 50,639 |
2022 | 50,248 |
2021 | 39,304 |
Revolving | 9,021 |
Loans | 149,212 |
Pass | Multifamily |  |
LOANS AND ALLOWANCE FOR CREDIT LOSSES |  |
2023 | 84,393 |
2022 | 131,186 |
2021 | 52,048 |
2020 | 23,774 |
2019 | 37,826 |
2018 & Prior | 79,087 |
Revolving | 6,461 |
Loans | 414,775 |
Special Mention | Commercial and industrial |  |
LOANS AND ALLOWANCE FOR CREDIT LOSSES |  |
2023 | 3,840 |
2022 | 34,168 |
2020 | 2,448 |
Revolving | 31,816 |
Loans | 72,272 |
Special Mention | Commercial |  |
LOANS AND ALLOWANCE FOR CREDIT LOSSES |  |
2023 | 13,058 |
2022 | 38,867 |
2021 | 14,637 |
2020 | 308 |
Loans | 66,870 |
Special Mention | Multifamily |  |
LOANS AND ALLOWANCE FOR CREDIT LOSSES |  |
2022 | 27,285 |
2021 | 20,939 |
Loans | 48,224 |
Substandard | Commercial and industrial |  |
LOANS AND ALLOWANCE FOR CREDIT LOSSES |  |
2023 | 3,435 |
Revolving | 3,499 |
Loans | 6,934 |
Substandard | Commercial |  |
LOANS AND ALLOWANCE FOR CREDIT LOSSES |  |
2022 | 24,000 |
2020 | 17,005 |
Loans | $ 41,005 |

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