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CONSOLIDATED STATEMENTS OF OPERATIONS (unaudited) - USD ($)
$ in Thousands
 3 Months Ended 9 Months Ended
Sep. 30, 2023
Sep. 30, 2022
Sep. 30, 2023
Sep. 30, 2022
Interest and dividend income        
Loans, including fees $ 90,666 $ 60,570 $ 247,142 $ 159,291
Securities 4,686 4,126 13,864 11,224
Overnight deposits 1,783 5,114 7,353 9,023
Other interest and dividends 762 247 1,779 647
Total interest income 97,897 70,057 270,138 180,185
Interest expense        
Deposits 36,234 6,505 86,010 13,836
Borrowed funds 7,710   17,197  
Trust preferred securities 396 227 1,089 485
Subordinated debt       605
Total interest expense 44,340 6,732 104,296 14,926
Net interest income 53,557 63,325 165,842 165,259
Provision for credit losses 791 2,007 5,742 7,807
Net interest income after provision for credit losses 52,766 61,318 160,100 157,452
Non-interest income        
Non-interest income 6,577 5,908 21,413 20,512
Other income 803 274 2,114 956
Total non-interest income 6,513 5,818 21,342 20,243
Non-interest expense        
Compensation and benefits 17,208 14,568 48,751 41,404
Bank premises and equipment 2,396 2,228 7,027 6,608
Professional fees 3,873 6,086 13,033 9,252
Technology costs 1,171 984 3,966 3,527
Licensing fees 3,504 2,823 9,180 7,803
FDIC assessments 1,984 1,110 6,438 3,595
Regulatory settlement reserve (3,021)   (5,521)  
Other expenses 3,809 3,391 11,517 9,889
Total non-interest expense 30,924 31,190 94,391 82,078
Net income before income tax expense 28,355 35,946 87,051 95,617
Income tax expense 6,292 10,991 24,351 28,452
Net income $ 22,063 $ 24,955 $ 62,700 $ 67,165
Earnings per common share        
Basic earnings (in dollars per share) $ 1.99 $ 2.28 $ 5.64 $ 6.13
Diluted earnings (in dollars per share) $ 1.97 $ 2.23 $ 5.61 $ 5.98
Service charges on deposit accounts        
Non-interest income        
Non-interest income $ 1,463 $ 1,445 $ 4,400 $ 4,289
Revenue, Product and Service [Extensible List] Service charges on deposit accounts Service charges on deposit accounts Service charges on deposit accounts Service charges on deposit accounts
Global Payments Group revenue        
Non-interest income        
Non-interest income $ 4,247 $ 4,099 $ 14,828 $ 14,998
Revenue, Product and Service [Extensible List] Global Payments Group revenue Global Payments Group revenue Global Payments Group revenue Global Payments Group revenue
Other service charges and fees        
Non-interest income        
Non-interest income $ 867 $ 364 $ 2,185 $ 1,225