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CONSOLIDATED STATEMENTS OF CASH FLOWS (unaudited) - USD ($)
$ in Thousands
 9 Months Ended
Sep. 30, 2023
Sep. 30, 2022
Cash flows from operating activities    
Net income $ 62,700 $ 67,165
Adjustments to reconcile net income to net cash:    
Net depreciation amortization and accretion 2,071 4,887
Provision for credit losses 5,742 7,807
Stock-based compensation 7,438 5,598
Net change in deferred loan fees 2,760 3,925
Dividends earned on CRA fund (38) (23)
Unrealized (gain) loss on equity securities 71 269
Net change in:    
Receivable from global payments, net 5,713 (35,593)
Third-party debit cardholder balances (282) 548
Other assets (22,681) 5,598
Other liabilities 9,679 14,217
Net cash provided by (used in) operating activities 73,173 74,398
Cash flows from investing activities    
Loan originations, purchases and payments, net (516,724) (889,295)
Redemptions of FRB and FHLB Stock 136,551 2
Purchases of FRB and FHLB Stock (149,456) (5,488)
Purchase of securities available-for-sale (27,864)  
Purchase of securities held-for-investment (24,595) (173,625)
Proceeds from paydowns and maturities of securities available-for-sale 32,292 64,812
Proceeds from paydowns and maturities of securities held-to-maturity 56,080 33,855
Purchase of premises and equipment, net (4,911) (19,730)
Net cash provided by (used in) investing activities (498,627) (989,469)
Cash flows from financing activities    
Proceeds from issuance of federal funds purchased (150,000)  
Proceeds from (repayments of) FHLB advances, net 255,000  
Redemption of common stock for tax withholdings for restricted stock vesting (3,170) (1,191)
Redemption of subordinated debt   (24,712)
Proceeds from (repayments of) secured borrowings, net (104) (5,549)
Net increase (decrease) in deposits 243,677 (704,049)
Net cash provided by (used in) financing activities 345,403 (735,501)
Increase (decrease) in cash and cash equivalents (80,051) (1,650,572)
Cash and cash equivalents at the beginning of the period 257,418 2,359,350
Cash and cash equivalents at the end of the period 177,367 708,778
Cash paid for:    
Interest 103,813 15,267
Income Taxes $ 34,522 $ 28,638