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LOANS (Credit Quality Indicator) (Details) - USD ($) $ in Thousands | Dec. 31, 2023 | Dec. 31, 2022
--- | --- | ---
LOANS AND ALLOWANCE FOR CREDIT LOSSES |  |
Loans, net of deferred fees and costs | $ 5,624,797 | $ 4,840,523
Past Due |  |
LOANS AND ALLOWANCE FOR CREDIT LOSSES |  |
Loans, net of deferred fees and costs | 52,548 | 32,082
Current |  |
LOANS AND ALLOWANCE FOR CREDIT LOSSES |  |
Loans, net of deferred fees and costs | 5,589,464 | 4,821,413
Commercial and industrial |  |
LOANS AND ALLOWANCE FOR CREDIT LOSSES |  |
2023 | 186,089 |
2022 | 286,277 |
2021 | 98,753 |
2020 | 26,023 |
2019 | 14,390 |
2018 & Prior | 5,904 |
Revolving | 434,027 |
Loans, net of deferred fees and costs | 1,051,463 |
Commercial and industrial | Past Due |  |
LOANS AND ALLOWANCE FOR CREDIT LOSSES |  |
Loans, net of deferred fees and costs | 6,973 | 37
Commercial and industrial | Current |  |
LOANS AND ALLOWANCE FOR CREDIT LOSSES |  |
Loans, net of deferred fees and costs | 1,044,490 | 908,579
Consumer |  |
LOANS AND ALLOWANCE FOR CREDIT LOSSES |  |
2018 & Prior | 17,086 |
Loans, net of deferred fees and costs | 17,086 |
Consumer | Past Due |  |
LOANS AND ALLOWANCE FOR CREDIT LOSSES |  |
2018 & Prior | 24 |
Loans, net of deferred fees and costs | 24 | 45
Consumer | Current |  |
LOANS AND ALLOWANCE FOR CREDIT LOSSES |  |
2018 & Prior | 17,062 |
Loans, net of deferred fees and costs | 17,062 | 24,886
Commercial |  |
LOANS AND ALLOWANCE FOR CREDIT LOSSES |  |
2023 | 1,525,373 |
2022 | 1,348,371 |
2021 | 527,058 |
2020 | 128,624 |
2019 | 200,304 |
2018 & Prior | 83,309 |
Revolving | 44,672 |
Loans, net of deferred fees and costs | 3,857,711 |
Commercial | Commercial |  |
LOANS AND ALLOWANCE FOR CREDIT LOSSES |  |
Loans, net of deferred fees and costs | 41,000 |
Commercial | Real estate | Past Due |  |
LOANS AND ALLOWANCE FOR CREDIT LOSSES |  |
Loans, net of deferred fees and costs | 24,000 | 24,000
Commercial | Real estate | Current |  |
LOANS AND ALLOWANCE FOR CREDIT LOSSES |  |
Loans, net of deferred fees and costs | 3,833,711 | 3,230,508
Construction |  |
LOANS AND ALLOWANCE FOR CREDIT LOSSES |  |
2023 | 84,881 |
2022 | 56,065 |
Revolving | 12,566 |
Loans, net of deferred fees and costs | 153,512 |
Construction | Real estate | Current |  |
LOANS AND ALLOWANCE FOR CREDIT LOSSES |  |
Loans, net of deferred fees and costs | 153,512 | 143,693
Multifamily |  |
LOANS AND ALLOWANCE FOR CREDIT LOSSES |  |
2023 | 115,761 |
2022 | 144,955 |
2021 | 72,707 |
2020 | 23,655 |
2019 | 34,533 |
2018 & Prior | 69,510 |
Revolving | 6,415 |
Loans, net of deferred fees and costs | 467,536 |
Multifamily | Multifamily |  |
LOANS AND ALLOWANCE FOR CREDIT LOSSES |  |
Loans, net of deferred fees and costs | 20,900 |
Multifamily | Real estate | Past Due |  |
LOANS AND ALLOWANCE FOR CREDIT LOSSES |  |
Loans, net of deferred fees and costs | 20,939 | 8,000
Multifamily | Real estate | Current |  |
LOANS AND ALLOWANCE FOR CREDIT LOSSES |  |
Loans, net of deferred fees and costs | 446,597 | 460,540
One to four family |  |
LOANS AND ALLOWANCE FOR CREDIT LOSSES |  |
2023 | 45,000 |
2022 | 4,081 |
2020 | 9,784 |
2019 | 12,157 |
2018 & Prior | 23,682 |
Loans, net of deferred fees and costs | 94,704 |
One to four family | Current |  |
LOANS AND ALLOWANCE FOR CREDIT LOSSES |  |
2023 | 45,000 |
2022 | 4,081 |
2020 | 9,784 |
2019 | 12,157 |
2018 & Prior | 23,682 |
Loans, net of deferred fees and costs | 94,704 |
One to four family | Real estate | Past Due |  |
LOANS AND ALLOWANCE FOR CREDIT LOSSES |  |
Loans, net of deferred fees and costs | 612 |
One to four family | Real estate | Current |  |
LOANS AND ALLOWANCE FOR CREDIT LOSSES |  |
Loans, net of deferred fees and costs | 94,092 | $ 53,207
Charge-offs |  |
LOANS AND ALLOWANCE FOR CREDIT LOSSES |  |
2021 | 915 |
2018 & Prior | 304 |
Loans, net of deferred fees and costs | 1,219 |
Charge-offs | Commercial and industrial |  |
LOANS AND ALLOWANCE FOR CREDIT LOSSES |  |
2021 | 915 |
2018 & Prior | 31 |
Loans, net of deferred fees and costs | 946 |
Charge-offs | Consumer |  |
LOANS AND ALLOWANCE FOR CREDIT LOSSES |  |
2018 & Prior | 273 |
Loans, net of deferred fees and costs | 273 |
Pass | Commercial and industrial |  |
LOANS AND ALLOWANCE FOR CREDIT LOSSES |  |
2023 | 178,814 |
2022 | 252,359 |
2021 | 98,753 |
2020 | 23,943 |
2019 | 14,390 |
2018 & Prior | 5,904 |
Revolving | 402,247 |
Loans, net of deferred fees and costs | 976,410 |
Pass | Commercial |  |
LOANS AND ALLOWANCE FOR CREDIT LOSSES |  |
2023 | 1,500,873 |
2022 | 1,268,550 |
2021 | 512,497 |
2020 | 128,320 |
2019 | 200,304 |
2018 & Prior | 83,309 |
Revolving | 44,672 |
Loans, net of deferred fees and costs | 3,738,525 |
Pass | Construction |  |
LOANS AND ALLOWANCE FOR CREDIT LOSSES |  |
2023 | 84,881 |
2022 | 56,065 |
Revolving | 12,566 |
Loans, net of deferred fees and costs | 153,512 |
Pass | Multifamily |  |
LOANS AND ALLOWANCE FOR CREDIT LOSSES |  |
2023 | 115,761 |
2022 | 114,652 |
2021 | 51,768 |
2020 | 23,655 |
2019 | 34,533 |
2018 & Prior | 69,510 |
Revolving | 6,415 |
Loans, net of deferred fees and costs | 416,294 |
Special Mention | Commercial and industrial |  |
LOANS AND ALLOWANCE FOR CREDIT LOSSES |  |
2023 | 3,840 |
2022 | 33,918 |
2020 | 2,080 |
Revolving | 28,281 |
Loans, net of deferred fees and costs | 68,119 |
Special Mention | Commercial |  |
LOANS AND ALLOWANCE FOR CREDIT LOSSES |  |
2023 | 24,500 |
2022 | 38,867 |
2021 | 14,561 |
2020 | 304 |
Loans, net of deferred fees and costs | 78,232 |
Special Mention | Multifamily |  |
LOANS AND ALLOWANCE FOR CREDIT LOSSES |  |
2022 | 30,303 |
Loans, net of deferred fees and costs | 30,303 |
Substandard | Commercial and industrial |  |
LOANS AND ALLOWANCE FOR CREDIT LOSSES |  |
2023 | 3,435 |
Revolving | 3,499 |
Loans, net of deferred fees and costs | 6,934 |
Substandard | Commercial |  |
LOANS AND ALLOWANCE FOR CREDIT LOSSES |  |
2022 | 40,954 |
Loans, net of deferred fees and costs | 40,954 |
Substandard | Multifamily |  |
LOANS AND ALLOWANCE FOR CREDIT LOSSES |  |
2021 | 20,939 |
Loans, net of deferred fees and costs | $ 20,939 |

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