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COMMITMENTS AND CONTINGENCIES (Details) - USD ($) $ in Thousands | 12 Months Ended
--- | ---
Dec. 31, 2023 | Dec. 31, 2022
Fair Value, Off-balance Sheet Risks, Disclosure Information [Line Items] |  |
Amount of off-balance-sheet financial instruments | $ 126,950 | $ 94,632
FRB Consent Order |  |
Fair Value, Off-balance Sheet Risks, Disclosure Information [Line Items] |  |
Civil money penalty | 14,500 |
NYSDFS Consent Order |  |
Fair Value, Off-balance Sheet Risks, Disclosure Information [Line Items] |  |
Civil money penalty | $ 15,000 |
Minimum |  |
Fair Value, Off-balance Sheet Risks, Disclosure Information [Line Items] |  |
Fixed interest rate off-balance-sheet financial instruments | 3.00% | 3.00%
Variable interest rate off-balance-sheet financial instrument | 6.00% | 6.00%
Maximum |  |
Fair Value, Off-balance Sheet Risks, Disclosure Information [Line Items] |  |
Fixed interest rate off-balance-sheet financial instruments | 9.50% | 8.50%
Variable interest rate off-balance-sheet financial instrument | 12.50% | 11.50%
Commitments term | 2 years |
Standby and commercial letters of credit |  |
Fair Value, Off-balance Sheet Risks, Disclosure Information [Line Items] |  |
Amount of off-balance-sheet financial instruments | $ 59,532 | $ 53,947
Amount of off-balance-sheet financial instruments collateral received | $ 36,200 | $ 28,700

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