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FAIR VALUE OF FINANCIAL INSTRUMENTS (Carrying Amount and Estimated Fair Values of Financial Instruments) (Details) - USD ($) $ in Thousands | Dec. 31, 2023 | Dec. 31, 2022
--- | --- | ---
Financial assets: |  |
Securities held to maturity | $ 404,300 | $ 437,300
Other investments |  |
FRB Stock | 11,400 | 11,400
FHLB Stock | 25,600 | 9,200
Receivable from global payments business, net | 87,648 | 85,605
Financial liabilities: |  |
Noninterest-bearing demand deposits | 1,837,874 | 2,422,151
Time deposits | 35,400 | 52,063
Federal funds purchased | 99,000 | 150,000
Federal Home Loan Bank of New York advances | 440,000 | 100,000
Carrying Amount |  |
Financial assets: |  |
Cash and due from banks | 31,973 | 26,780
Overnight deposits | 237,492 | 230,638
Securities held to maturity | 468,860 | 510,425
Loans, net | 5,566,832 | 4,795,647
Other investments |  |
FRB Stock | 11,410 | 11,421
FHLB Stock | 25,558 | 9,191
Disability Fund | 1,500 | 1,000
Time deposits at banks | 498 | 498
Receivable from global payments business, net | 87,648 | 85,605
Accrued interest receivable | 31,948 | 24,107
Financial liabilities: |  |
Noninterest-bearing demand deposits | 1,837,874 | 2,422,151
Money market and savings deposits | 3,864,018 | 2,803,698
Time deposits | 35,400 | 52,063
Federal funds purchased | 99,000 | 150,000
Federal Home Loan Bank of New York advances | 440,000 | 100,000
Trust preferred securities payable | 20,620 | 20,620
Prepaid debit cardholder balances | 10,178 | 10,579
Accrued interest payable | 1,894 | 728
Secured Borrowings | 7,585 | 7,725
Total Fair Value |  |
Financial assets: |  |
Cash and due from banks | 31,973 | 26,780
Overnight deposits | 237,492 | 230,638
Securities held to maturity | 404,252 | 437,290
Loans, net | 5,474,238 | 4,737,007
Other investments |  |
Disability Fund | 1,500 | 1,000
Time deposits at banks | 498 | 498
Receivable from global payments business, net | 87,648 | 85,605
Accrued interest receivable | 31,948 | 24,107
Financial liabilities: |  |
Noninterest-bearing demand deposits | 1,837,874 | 2,422,151
Money market and savings deposits | 3,864,018 | 2,803,698
Time deposits | 35,011 | 51,058
Federal funds purchased | 99,000 | 150,000
Federal Home Loan Bank of New York advances | 440,000 | 100,000
Trust preferred securities payable | 20,007 | 19,953
Prepaid debit cardholder balances | 10,178 | 10,579
Accrued interest payable | 1,894 | 728
Secured Borrowings | 7,585 | 7,725
Fair Value, Inputs, Level 1 |  |
Financial assets: |  |
Cash and due from banks | 31,973 | 26,780
Overnight deposits | 237,492 | 230,638
Other investments |  |
Time deposits at banks | 498 | 498
Financial liabilities: |  |
Noninterest-bearing demand deposits | 1,837,874 | 2,422,151
Money market and savings deposits | 3,864,018 | 2,803,698
Accrued interest payable | 1,028 | 112
Fair Value, Inputs, Level 2 |  |
Financial assets: |  |
Securities held to maturity | 404,252 | 437,290
Other investments |  |
Disability Fund | 1,500 | 1,000
Accrued interest receivable | 2,007 | 964
Financial liabilities: |  |
Time deposits | 35,011 | 51,058
Federal funds purchased | 99,000 | 150,000
Federal Home Loan Bank of New York advances | 440,000 | 100,000
Accrued interest payable | 475 | 293
Secured Borrowings | 7,585 | 7,725
Fair Value, Inputs, Level 3 |  |
Financial assets: |  |
Loans, net | 5,474,238 | 4,737,007
Other investments |  |
Receivable from global payments business, net | 87,648 | 85,605
Accrued interest receivable | 29,941 | 23,143
Financial liabilities: |  |
Trust preferred securities payable | 20,007 | 19,953
Prepaid debit cardholder balances | 10,178 | 10,579
Accrued interest payable | $ 391 | $ 323

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