XML 70 R55.htm IDEA: XBRL DOCUMENT v3.24.0.1

LOANS (Schedule of Loan Receivables) (Details) - USD ($) $ in Thousands	Dec. 31, 2023	Dec. 31, 2022	Dec. 31, 2021
Loans and Leases Receivable Disclosure [Line Items]
Total loans	$ 5,642,012	$ 4,853,495
Deferred fees, net of origination costs	(17,215)	(12,972)
Total ending loan balance	5,624,797	4,840,523
Allowance for credit losses	(57,965)	(44,876)	$ (34,729)
Net loans	5,566,832	4,795,647
Asset Pledged as Collateral
Loans and Leases Receivable Disclosure [Line Items]
Loan pledged	3,300,000	2,400,000
Real estate
Loans and Leases Receivable Disclosure [Line Items]
Total loans	4,573,463	3,919,948
Commercial and industrial
Loans and Leases Receivable Disclosure [Line Items]
Total loans	1,051,463	908,616
Total ending loan balance	1,051,463
Allowance for credit losses	(11,207)	(10,274)	(7,708)
Commercial and industrial | Paycheck Protection Program loans
Loans and Leases Receivable Disclosure [Line Items]
Net loans	54,000	97,000
Consumer
Loans and Leases Receivable Disclosure [Line Items]
Total loans	17,086	24,931
Total ending loan balance	17,086
Allowance for credit losses	(480)	(195)	(404)
Commercial
Loans and Leases Receivable Disclosure [Line Items]
Total ending loan balance	3,857,711
Commercial | Real estate
Loans and Leases Receivable Disclosure [Line Items]
Total loans	3,857,711	3,254,508
Allowance for credit losses	(35,635)	(29,496)	(22,216)
Commercial | Commercial and industrial
Loans and Leases Receivable Disclosure [Line Items]
Total loans		908,616
Construction
Loans and Leases Receivable Disclosure [Line Items]
Total loans		143,693
Total ending loan balance	153,512
Construction | Real estate
Loans and Leases Receivable Disclosure [Line Items]
Total loans	153,512	143,693
Allowance for credit losses	(1,765)	(1,983)	(2,105)
Multifamily
Loans and Leases Receivable Disclosure [Line Items]
Total loans		468,540
Total ending loan balance	467,536
Multifamily | Real estate
Loans and Leases Receivable Disclosure [Line Items]
Total loans	467,536	468,540
Allowance for credit losses	(8,215)	(2,823)	(2,156)
One to four family
Loans and Leases Receivable Disclosure [Line Items]
Total ending loan balance	94,704
One to four family | Real estate
Loans and Leases Receivable Disclosure [Line Items]
Total loans	94,704	53,207
Allowance for credit losses	$ (663)	$ (105)	$ (140)

X

- Definition

Amortized cost excluding accrued interest, before allowance for credit loss, fee, and loan in process, of financing receivable.

+ References

No definition available.

+ Details

Name:	mcb_FinancingReceivableExcludingAccruedInterestBeforeAllowanceForCreditLossesAndLoanBeforeFeeGross
Namespace Prefix:	mcb_
Data Type:	xbrli:monetaryItemType
Balance Type:	debit
Period Type:	instant

X

- Definition

The amount of deferred fees net of origination cost on financing receivable excluding accrued interest and before allowance for credit losses.

+ References

No definition available.

+ Details

Name:	mcb_FinancingReceivableExcludingAccruedInterestDeferredFeesNetOfOriginationCostBeforeAllowanceForCreditLoss
Namespace Prefix:	mcb_
Data Type:	xbrli:monetaryItemType
Balance Type:	credit
Period Type:	instant

X

- Definition

The aggregate fair value as of the balance sheet date of financial instruments and other positions owned by the entity including: (1) mortgages, mortgage-backed and asset backed securities; (2) US government and agency obligations; (3) state and municipal government obligations; (4) other sovereign government debt; (5) corporate obligations; (6) corporate equities; (7) principal investments; (8) derivative contracts; and (9) physical commodities. Includes both pledged and unpledged holdings.

+ References

Reference 1: http://fasb.org/us-gaap/role/ref/legacyRef
-Name Accounting Standards Codification
-Topic 940
-SubTopic 320
-Section 45
-Paragraph 2
-Publisher FASB
-URI https://asc.fasb.org//1943274/2147481961/940-320-45-2

+ Details

Name:	us-gaap_FinancialInstrumentsOwnedAtFairValue
Namespace Prefix:	us-gaap_
Data Type:	xbrli:monetaryItemType
Balance Type:	debit
Period Type:	instant

X

- Definition

Amount excluding accrued interest, of allowance for credit loss on financing receivable. Excludes net investment in lease.

+ References

Reference 1: http://www.xbrl.org/2009/role/commonPracticeRef
-Topic 326
-SubTopic 20
-Name Accounting Standards Codification
-Section 45
-Paragraph 1
-Publisher FASB
-URI https://asc.fasb.org//1943274/2147479344/326-20-45-1

+ Details

Name:	us-gaap_FinancingReceivableAllowanceForCreditLossExcludingAccruedInterest
Namespace Prefix:	us-gaap_
Data Type:	xbrli:monetaryItemType
Balance Type:	credit
Period Type:	instant

X

- Definition

Amortized cost excluding accrued interest, after allowance for credit loss, of financing receivable. Excludes net investment in lease.

+ References

Reference 1: http://www.xbrl.org/2009/role/commonPracticeRef
-Topic 326
-SubTopic 20
-Name Accounting Standards Codification
-Section 45
-Paragraph 1
-Publisher FASB
-URI https://asc.fasb.org//1943274/2147479344/326-20-45-1

+ Details

Name:	us-gaap_FinancingReceivableExcludingAccruedInterestAfterAllowanceForCreditLoss
Namespace Prefix:	us-gaap_
Data Type:	xbrli:monetaryItemType
Balance Type:	debit
Period Type:	instant

X

- Definition

Amortized cost excluding accrued interest, before allowance for credit loss, of financing receivable. Excludes net investment in lease.

+ References

Reference 1: http://www.xbrl.org/2009/role/commonPracticeRef
-Topic 326
-SubTopic 20
-Name Accounting Standards Codification
-Section 45
-Paragraph 1
-Publisher FASB
-URI https://asc.fasb.org//1943274/2147479344/326-20-45-1

Reference 2: http://www.xbrl.org/2003/role/disclosureRef
-Topic 326
-SubTopic 20
-Name Accounting Standards Codification
-Section 50
-Paragraph 3B
-Publisher FASB
-URI https://asc.fasb.org//1943274/2147479319/326-20-50-3B

Reference 3: http://www.xbrl.org/2003/role/disclosureRef
-Topic 326
-SubTopic 20
-Name Accounting Standards Codification
-Section 50
-Paragraph 5
-Subparagraph (b)
-Publisher FASB
-URI https://asc.fasb.org//1943274/2147479319/326-20-50-5

+ Details

Name:	us-gaap_FinancingReceivableExcludingAccruedInterestBeforeAllowanceForCreditLoss
Namespace Prefix:	us-gaap_
Data Type:	xbrli:monetaryItemType
Balance Type:	debit
Period Type:	instant

X

- Definition

Line items represent financial concepts included in a table. These concepts are used to disclose reportable information associated with domain members defined in one or many axes to the table.

+ References

No definition available.

+ Details

Name:	us-gaap_LoansAndLeasesReceivableDisclosureLineItems
Namespace Prefix:	us-gaap_
Data Type:	xbrli:stringItemType
Balance Type:	na
Period Type:	duration

X

- Details

Name:	us-gaap_PledgedStatusAxis=us-gaap_AssetPledgedAsCollateralMember
Namespace Prefix:
Data Type:	na
Balance Type:
Period Type:

X

- Details

Name:	us-gaap_FinancingReceivablePortfolioSegmentAxis=mcb_RealEstatePortfolioSegmentMember
Namespace Prefix:
Data Type:	na
Balance Type:
Period Type:

X

- Details

Name:	us-gaap_FinancingReceivablePortfolioSegmentAxis=us-gaap_CommercialRealEstatePortfolioSegmentMember
Namespace Prefix:
Data Type:	na
Balance Type:
Period Type:

X

- Details

Name:	us-gaap_LoansInsuredOrGuaranteedByGovernmentAuthoritiesAxis=us-gaap_LoansInsuredOrGuaranteedByUsGovernmentAuthoritiesMember
Namespace Prefix:
Data Type:	na
Balance Type:
Period Type:

X

- Details

Name:	us-gaap_FinancingReceivablePortfolioSegmentAxis=us-gaap_ConsumerPortfolioSegmentMember
Namespace Prefix:
Data Type:	na
Balance Type:
Period Type:

X

- Details

Name:	us-gaap_FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis=us-gaap_CommercialRealEstateMember
Namespace Prefix:
Data Type:	na
Balance Type:
Period Type:

X

- Details

Name:	us-gaap_FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis=us-gaap_ConstructionLoansMember
Namespace Prefix:
Data Type:	na
Balance Type:
Period Type:

X

- Details

Name:	us-gaap_FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis=mcb_MultifamilyRealEstateMember
Namespace Prefix:
Data Type:	na
Balance Type:
Period Type:

X

- Details

Name:	us-gaap_FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis=mcb_OneToFourFamilyRealEstateMember
Namespace Prefix:
Data Type:	na
Balance Type:
Period Type: