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LOANS AND ALLOWANCE FOR CREDIT LOSSES (Schedule of Loan Receivables) (Details) - USD ($) | Mar. 31, 2024 | Dec. 31, 2023 | Mar. 31, 2023 | Dec. 31, 2022
--- | --- | --- | --- | ---
Loans and Leases Receivable Disclosure [Line Items] |  |  |  |
Total loans | $ 5,736,128,000 | $ 5,642,012,000 |  |
Deferred fees, net of origination costs | (16,910,000) | (17,215,000) |  |
Loans, net of deferred fees and costs | 5,719,218,000 | 5,624,797,000 |  |
Allowance for credit losses | (58,538,000) | (57,965,000) | $ (47,752,000) | $ (44,876,000)
Net loans | 5,660,680,000 | 5,566,832,000 |  |
loan encumbered | 68,100,000 | 60,000,000.0 |  |
Asset Pledged as Collateral |  |  |  |
Loans and Leases Receivable Disclosure [Line Items] |  |  |  |
Loan pledged | 3,700,000,000 | 3,300,000,000 |  |
Real Estate |  |  |  |
Loans and Leases Receivable Disclosure [Line Items] |  |  |  |
Total loans | 4,662,571,000 | 4,573,463,000 |  |
Commercial & industrial |  |  |  |
Loans and Leases Receivable Disclosure [Line Items] |  |  |  |
Total loans | 1,057,488,000 | 1,051,463,000 |  |
Allowance for credit losses | (10,937,000) | (11,207,000) | (10,757,000) | (10,274,000)
loan encumbered | 411,900,000 | 548,600,000 |  |
Commercial & industrial | Paycheck Protection Program loans |  |  |  |
Loans and Leases Receivable Disclosure [Line Items] |  |  |  |
Net loans | 44,000 | 54,000 |  |
Consumer |  |  |  |
Loans and Leases Receivable Disclosure [Line Items] |  |  |  |
Total loans | 16,069,000 | 17,086,000 |  |
Allowance for credit losses | (493,000) | (480,000) | (620,000) | (195,000)
Commercial |  |  |  |
Loans and Leases Receivable Disclosure [Line Items] |  |  |  |
Total loans | 3,951,071,000 | 3,857,711,000 |  |
Commercial | Real Estate |  |  |  |
Loans and Leases Receivable Disclosure [Line Items] |  |  |  |
Total loans | 3,951,071,000 | 3,857,711,000 |  |
Allowance for credit losses | (36,704,000) | (35,635,000) | (31,836,000) | (29,496,000)
Construction |  |  |  |
Loans and Leases Receivable Disclosure [Line Items] |  |  |  |
Total loans | 150,257,000 | 153,512,000 |  |
Construction | Real Estate |  |  |  |
Loans and Leases Receivable Disclosure [Line Items] |  |  |  |
Total loans | 150,257,000 | 153,512,000 |  |
Allowance for credit losses | (1,712,000) | (1,765,000) | (1,261,000) | (1,983,000)
Multi-family |  |  |  |
Loans and Leases Receivable Disclosure [Line Items] |  |  |  |
Total loans | 467,979,000 | 467,536,000 |  |
Multi-family | Real Estate |  |  |  |
Loans and Leases Receivable Disclosure [Line Items] |  |  |  |
Total loans | 467,979,000 | 467,536,000 |  |
Allowance for credit losses | (8,171,000) | (8,215,000) | (2,871,000) | (2,823,000)
One-to-four-family |  |  |  |
Loans and Leases Receivable Disclosure [Line Items] |  |  |  |
Total loans | 93,264,000 | 94,704,000 |  |
One-to-four-family | Real Estate |  |  |  |
Loans and Leases Receivable Disclosure [Line Items] |  |  |  |
Total loans | 93,264,000 | 94,704,000 |  |
Allowance for credit losses | $ (521,000) | $ (663,000) | $ (407,000) | $ (105,000)

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- Definition The aggregate fair value as of the balance sheet date of financial instruments and other positions owned by the entity including: (1) mortgages, mortgage-backed and asset backed securities; (2) US government and agency obligations; (3) state and municipal government obligations; (4) other sovereign government debt; (5) corporate obligations; (6) corporate equities; (7) principal investments; (8) derivative contracts; and (9) physical commodities. Includes both pledged and unpledged holdings. + References Reference 1: http://fasb.org/us-gaap/role/ref/legacyRef -Name Accounting Standards Codification -Topic 940 -SubTopic 320 -Section 45 -Paragraph 2 -Publisher FASB -URI https://asc.fasb.org//1943274/2147481961/940-320-45-2 + Details
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