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FAIR VALUE OF FINANCIAL INSTRUMENTS (Carrying Amount and Estimated Fair Values of Financial Instruments) (Details) - USD ($) $ in Thousands | Mar. 31, 2024 | Dec. 31, 2023
--- | --- | ---
Financial assets: |  |
Securities held to maturity | $ 393,200 | $ 404,300
Equity investments | 2,115 | 2,123
Other investments |  |
Receivable from global payments business, net | 93,852 | 87,648
Financial liabilities: |  |
Non-interest-bearing demand deposits | 1,927,629 | 1,837,874
Federal funds purchased |  | 99,000
Federal Home Loan Bank of New York advances | 300,000 | 440,000
Carrying Amount |  |
Financial assets: |  |
Cash and due from banks | 34,037 | 31,973
Overnight deposits | 500,366 | 237,492
Securities held to maturity | 460,249 | 468,860
Loans, net | 5,660,680 | 5,566,832
Other investments |  |
FRB Stock | 11,410 | 11,410
FHLB Stock | 19,261 | 25,558
Disability Fund | 1,500 | 1,500
Time deposits at banks | 498 | 498
Receivable from global payments business, net | 93,852 | 87,648
Accrued interest receivable | 33,196 | 31,948
Financial liabilities: |  |
Non-interest-bearing demand deposits | 1,927,629 | 1,837,874
Money market and savings deposits | 4,271,827 | 3,864,018
Time deposits | 38,086 | 35,400
Federal funds purchased |  | 99,000
Federal Home Loan Bank of New York advances | 300,000 | 440,000
Trust preferred securities payable | 20,620 | 20,620
Prepaid debit cardholder balances | 18,685 | 10,178
Accrued interest payable | 2,646 | 1,894
Secured and other borrowings | 107,549 | 7,585
Total Fair Value |  |
Financial assets: |  |
Cash and due from banks | 34,037 | 31,973
Overnight deposits | 500,366 | 237,492
Securities held to maturity | 393,180 | 404,252
Loans, net | 5,517,142 | 5,474,238
Other investments |  |
Disability Fund | 1,500 | 1,500
Time deposits at banks | 498 | 498
Receivable from global payments business, net | 93,852 | 87,648
Accrued interest receivable | 33,196 | 31,948
Financial liabilities: |  |
Non-interest-bearing demand deposits | 1,927,629 | 1,837,874
Money market and savings deposits | 4,271,827 | 3,864,018
Time deposits | 37,720 | 35,011
Federal funds purchased |  | 99,000
Federal Home Loan Bank of New York advances | 300,000 | 440,000
Trust preferred securities payable | 20,009 | 20,007
Prepaid debit cardholder balances | 18,685 | 10,178
Accrued interest payable | 2,646 | 1,894
Secured and other borrowings | 107,456 | 7,585
Fair Value, Inputs, Level 1 |  |
Financial assets: |  |
Cash and due from banks | 34,037 | 31,973
Overnight deposits | 500,366 | 237,492
Other investments |  |
Time deposits at banks | 498 | 498
Financial liabilities: |  |
Non-interest-bearing demand deposits | 1,927,629 | 1,837,874
Money market and savings deposits | 4,271,827 | 3,864,018
Accrued interest payable | 692 | 1,028
Fair Value, Inputs, Level 2 |  |
Financial assets: |  |
Securities held to maturity | 393,180 | 404,252
Other investments |  |
Disability Fund | 1,500 | 1,500
Accrued interest receivable | 1,922 | 2,007
Financial liabilities: |  |
Time deposits | 37,720 | 35,011
Federal funds purchased |  | 99,000
Federal Home Loan Bank of New York advances | 300,000 | 440,000
Accrued interest payable | 1,563 | 475
Secured and other borrowings | 7,549 | 7,585
Fair Value, Inputs, Level 3 |  |
Financial assets: |  |
Loans, net | 5,517,142 | 5,474,238
Other investments |  |
Receivable from global payments business, net | 93,852 | 87,648
Accrued interest receivable | 31,274 | 29,941
Financial liabilities: |  |
Trust preferred securities payable | 20,009 | 20,007
Prepaid debit cardholder balances | 18,685 | 10,178
Accrued interest payable | 391 | $ 391
Secured and other borrowings | $ 99,907 |

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